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Form MC 287, Financial Statement, page 1
Moderate · 49/100Form Complexity Index

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What this form asks for

The AI fills all of it, from your answers or your documents.

The Michigan Financial Statement, Form MC 287, is a legal document submitted to the court to provide a comprehensive overview of a person's financial standing. It details personal information, assets, monthly income, and monthly expenses, and is often required in cases where financial ability or hardship is a factor. Today, this form can be filled out quickly and accurately using AI-powered services like Instafill.ai, which can also convert non-fillable PDF versions into interactive fillable forms.
Fillable fields87
Pages2
Form Complexity IndexModerate, 49/100

The AI checks your answers before you download

14 checks built for this form, so a wrong date or a missing answer is caught before anyone else sees it.

SSN Last 4 Digits Format

This check verifies that the 'SSN (last 4 digits)' field contains exactly four numeric digits. This is crucial for correct, partial identification without exposing the full Social Security Number. If the input contains non-numeric characters, or is longer or shorter than 4 digits, the submission should be rejected with an error message prompting for the correct format.

Date of Birth Plausibility

Validates that the 'Date of birth' is a real date in the past and that the calculated age is reasonable for an individual filing a financial statement (e.g., over 18 years old). This prevents data entry errors like future dates or typos that result in an impossible age. A failure would prompt the user to re-enter a valid date.

Conditional Divorce Date Requirement

This validation ensures that if the 'Marital status' is marked as 'Divorced', the 'If divorced, date final' field must be filled with a valid date. This information is legally significant for assessing financial obligations and history. If 'Divorced' is selected but the date is missing, the form should not be accepted until the date is provided.

Conditional Bankruptcy Date Requirement

Checks if the answer to 'Have you ever filed for bankruptcy?' is 'Yes'. If it is, the 'If yes, date filed' field must be completed with a valid date. This is a critical piece of financial history for the court to consider. The form submission will be blocked until this required conditional information is entered.

Total Assets Summation Accuracy

This check automatically calculates the sum of all individual asset values (vehicles, bank accounts, investments, other property) and verifies that it matches the value entered in the 'TOTAL ASSETS' field. This ensures the mathematical accuracy of the financial statement and prevents manual calculation errors. If the totals do not match, the system should flag the discrepancy and require correction before submission.

Total Monthly Income Summation Accuracy

Verifies that the value in the 'TOTAL INCOME' field is the correct sum of all individual monthly income sources listed (self, spouse, benefits, etc.). This is essential for an accurate assessment of the individual's financial capacity. A mismatch should trigger an error, forcing a review and correction of the income figures or the total.

And 8 more checks
  • Total Monthly Expenses Summation Accuracy
  • Phone Number Format Validation
  • Marital Status Single Selection
  • Monetary Field Numeric Format
  • Case Number Presence and Format
  • Signature and Date Completion
  • Employment Length vs. Age Consistency
  • Email Address Syntax Validation

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How to Fill Out MC 287 Online for Free in 2026

What the AI walks you through.

  1. Navigate to Instafill.ai and upload or select the Michigan Financial Statement (Form MC 287).
  2. Provide your personal information, including your name, address, date of birth, marital status, and dependent details.
  3. Use the AI assistant to list all your assets, such as vehicles, bank accounts, investments, and real estate, along with their current values.
  4. Detail all sources of your monthly income, including wages, benefits, child support, and any other earnings.
  5. Itemize your total monthly expenses, covering categories like housing, utilities, vehicle payments, insurance, and other debts.
  6. Carefully review the entire form to ensure all financial data entered by the AI is accurate and complete.
  7. Sign and date the form to certify the information is correct, then download it for submission to the court.

Common Mistakes in Completing MC 287

The ones the AI is built to catch.

Reporting Net Instead of Gross Income
The form explicitly requests 'Gross monthly income,' which is total earnings before taxes or deductions. Many individuals mistakenly enter their take-home pay (net income), which underreports their financial capacity and can lead to an inaccurate assessment by the court. To avoid this, review your pay stubs for the gross earnings figure, and use that amount. AI-powered tools like Instafill.ai can help by providing clear instructions for such fields.
Forgetting to Sign and Date the Form
An unsigned financial statement is legally invalid and will be immediately rejected by the court clerk, causing significant delays. This common oversight often happens when people are in a hurry to complete the paperwork. Always perform a final check for the signature and date before submitting. Since this form is a non-fillable PDF, a tool like Instafill.ai can convert it into a fillable version, making it easier to manage and ensuring no fields, including the signature block, are missed before printing.
Missing or Incorrect Case Information
Applicants often forget to fill in the 'CASE NO. and JUDGE' fields at the top of the form or enter them incorrectly. This information is critical for the court to associate the financial statement with the correct legal proceeding. An omission or error here will cause filing delays or outright rejection of the document. Always double-check your official court notices for the exact case number and judge's name before submission.
Inaccurately Valuing Assets
When listing assets like vehicles or real estate, people often provide a rough guess for the 'Present value' instead of a researched market value. Significant undervaluation may be perceived as an attempt to hide assets, while overvaluation can negatively impact the assessment of financial need. Use reliable resources like Kelley Blue Book for vehicles or recent property appraisals to provide an accurate, defensible value.
Leaving 'Total' Fields Blank
The form includes fields for 'TOTAL ASSETS,' 'TOTAL INCOME,' and 'TOTAL EXPENSES' that require the applicant to sum the preceding lines. It is a frequent error to leave these calculation fields blank, which renders the form incomplete and can lead to its rejection. Carefully add up each section and enter the totals in the designated boxes. AI-powered form filling tools like Instafill.ai can prevent this by performing calculations automatically and flagging empty required fields.
Omitting Financial Accounts
Individuals sometimes fail to list all financial accounts, especially those with low balances or ones they use infrequently. The certification is made under penalty of perjury and requires a 'complete and accurate statement,' meaning all assets must be disclosed. Omitting accounts can have serious legal consequences if discovered. Gather statements for all bank, brokerage, and other financial accounts to ensure none are missed.
Providing Incomplete Employer Information
The form requires the full 'Company name and address,' but applicants often provide only a name (e.g., 'Walmart') without the specific store address. Similarly, they may misinterpret 'Length of employment' and enter a start date instead of a duration (e.g., '3 years'). These incomplete details make verification difficult and can delay the process. Be sure to provide the full, specific address of your workplace and calculate the total time you have been employed there.
Overlooking Conditional Information Fields
The form contains fields that are only required if a certain condition is met, such as 'If divorced, date final' or 'If unemployed, source of support.' People often check the primary box (e.g., 'Divorced') but then overlook the required follow-up information. This missing data is crucial for a full financial picture and will likely result in the court requesting a corrected form. Pay close attention to any 'if' statements and ensure you provide the additional details when applicable.
Confusing Physical and Mailing Addresses
The primary address section is structured for a physical residence, while a separate field exists for a 'Mailing address (if different)'. A common mistake is to only list a P.O. Box, even if it's in the mailing address field, without providing a physical street address. Most courts require a physical address for residency verification and service of process. Always provide your actual physical address in the main section and use the 'Mailing address' field only if you receive mail elsewhere.
Incomplete Dependent Information
Applicants may list the names of their dependents but fail to provide the required 'Dates of birth' and 'Student (Yes/No)' status for each one. This information is essential for determining eligibility for certain allowances, calculating support, and verifying the household composition. Leaving these details blank makes the section incomplete and can lead to an incorrect financial assessment. Ensure every column for every listed dependent is filled out accurately.

Frequently Asked Questions About MC 287

 

Is it really free for 7 days?
Yes. You pay $0 today. Cancel before Nov 10 and you are never charged. Keep it, and it is $19.99 a month for 5 fills of your MC 287.
Can I fill other forms too?
This plan is for your MC 287: your own AI agent fills it as often as 5 times a month. To fill other forms and upload your own, choose a Professional plan from your account.
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From your account, in two clicks, any time. No email, no call.
How does the AI fill out MC 287?
You answer a few questions in plain words, or upload a document you already have. The AI reads what you give it and puts each answer into the right field of MC 287, on every page, in seconds. It checks the answers against the form's own rules, and you review and change anything before you download, print or sign.
What happens to my information?
It is encrypted in transit and at rest, and it is never used to train AI.
How complex is MC 287 to fill out?
MC 287 has a Form Complexity Index of 49 out of 100, in the moderate tier: 87 fillable fields across 2 pages. Instafill.ai's AI fills it in under a minute, with every field there for you to review before you download.
What is the purpose of the Financial Statement (MC 287) form?
This form is used to provide the court with a complete and accurate picture of your financial situation, including your income, assets, and expenses. It is often required in court cases where financial standing is relevant, such as determining eligibility for a court-appointed attorney or setting payment plans.
Who needs to complete this Financial Statement?
You need to complete this form if you have been ordered by a Michigan court to provide details about your financial status. This is common in cases involving the assessment of court costs, fines, or determining eligibility for public legal services.
Do I need to attach documents like pay stubs or bank statements with this form?
While you don't need to attach them initially, the form states you must be prepared to provide supporting documentation upon request. It's a good idea to have recent pay stubs, bank statements, and tax returns ready to verify the information you provide.
Should I list my gross monthly income or my take-home (net) pay?
The form specifically asks for your 'Gross monthly income,' which is your total earnings before any taxes or deductions are taken out. Be sure to enter the pre-tax amount for yourself and your spouse.
What should I do if I am unemployed?
If you are unemployed, indicate your source of support by checking the appropriate boxes, such as General assistance, SSI, or Food stamps. You should also list any income you receive from sources like unemployment benefits in the 'MONTHLY INCOME' section.
What if I have more than two vehicles or bank accounts?
The form only provides space for two of each, so list the two most valuable ones. You can attach a separate sheet with the details of any additional vehicles or accounts, clearly labeling it with your name and case number.
What am I agreeing to by signing the 'Financial Report Authorization'?
By signing this authorization, you are giving the court permission to obtain a consumer credit report and other financial information about you. This allows them to verify the details you have provided on the form.
Why do I need to include my spouse's income?
The court requires a complete view of the household's financial resources to make an accurate assessment. Your spouse's income is considered part of the total household income, which influences the overall financial picture.
Where do I submit the completed form?
You should submit the completed and signed form to the court handling your case, as indicated by the court address at the top of the form. Always check with the court clerk for specific submission instructions or deadlines.
Who should I list as a dependent?
You should list anyone who relies on you for financial support, such as your children or other relatives living with you. Be sure to include their names, dates of birth, and whether they are a student.
Can I use an AI tool to help me fill out this form?
Yes, AI-powered services like Instafill.ai can help you fill out this form quickly and accurately. These tools use AI to extract information from your profile and auto-fill the required fields, saving you time and reducing errors.
How can I use Instafill.ai to fill out this form online?
To fill this form using Instafill.ai, simply upload the PDF to the platform. The AI will identify the fields and you can fill them out interactively, or let the AI auto-fill them with your saved information.
The PDF I have is not fillable. What can I do?
If you have a non-fillable or 'flat' PDF, you can use a service like Instafill.ai. It can convert the non-fillable PDF into an interactive, fillable form that you can easily complete and sign online.
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Other forms like this one

Michigan court forms: Form MC 03, Answer, Civil, Form MC 02, Appearance, Form MC 6, Notice to Appear, Form MC 01, Summons, State of Michigan, Form MC 01a, Complaint, Form MC 01b, Motion for Second Summons and Order, State of Michigan Blank Court Form, Form MC 07, Default Request and Entry, Form MC 07a, Default Request, Entry, and Judgment (Sum Certain), Form MC 09, Dismissal, Form MC 09a, Dismissal, Nonservice/No Progress, Form MC 10, Judgment, Civil, Form MC 11, Subpoena, Order to Appear and/or Produce, Request and Writ for Garnishment (Periodic), Form MC 13, Request and Writ for Garnishment (Nonperiodic), Form MC 14, Garnishee Disclosure, Form MC 15, Motion and Affidavit for Installment Payments/To Amend Order for Installment Payments, Form MC 15a, Order Regarding Installment Payments, Form MC 16, Motion to Set Aside Order for Installment Payments, State of Michigan, Form MC 16a, Order on Motion to Set Aside Order for Installment Payments

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