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Yes! You can use AI to fill out Form MC 15, Motion and Affidavit for Installment Payments/To Amend Order for Installment Payments

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Form MC 15, Motion and Affidavit for Installment Payments/To Amend Order for Installment Payments, page 1
Basic · 39/100Form Complexity Index

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What this form asks for

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Form MC 15, the Motion and Affidavit for Installment Payments, is a crucial legal document for individuals in Michigan who owe money due to a court judgment. By submitting this form, a judgment debtor provides the court with a detailed financial statement and formally requests to make payments in manageable installments, potentially halting wage garnishments. This motion can also be used to modify a previously approved payment plan if financial circumstances have changed. Today, this form can be filled out quickly and accurately using AI-powered services like Instafill.ai, which can also convert non-fillable PDF versions into interactive fillable forms.
Fillable fields61
Pages2
Form Complexity IndexBasic, 39/100

The AI checks your answers before you download

12 checks built for this form, so a wrong date or a missing answer is caught before anyone else sees it.

Exclusive Motion Type Selection

Ensures that the defendant selects either option 3a (requesting a new installment order) or 3b (requesting to amend an existing order), but not both. This is critical to prevent ambiguity in the motion's purpose. If both or neither are selected, the form submission should be rejected with an error asking the user to clarify their request.

Conditional Requirement for Motion Details

Validates that if a motion type (3a or 3b) is selected, all associated fields (payment amount, payment frequency, and start date) are completed. For example, if 3a is checked, the 'judgment in the amount of', frequency, and 'starting' date fields must be filled. This ensures the court receives a complete and actionable request.

Judgment Balance Logical Consistency

Checks that the 'Approximate balance due on judgment' is less than or equal to the 'Amount of judgment'. It is logically impossible for the balance due to be greater than the original judgment amount. This validation prevents data entry errors that could complicate legal and financial processing.

Judgment Date Chronology

Verifies that the 'Date of judgment' is a valid date that occurs on or before the current submission date. A judgment date cannot be in the future. This check maintains the chronological integrity of the legal timeline and prevents nonsensical data entry.

Mutually Exclusive Employment Status

Ensures that only one of the employment status checkboxes ('I am employed', 'I am not employed', 'I am receiving unemployment benefits') is selected. A person cannot simultaneously be employed and not employed. This validation enforces logical consistency in the defendant's declared financial situation.

Conditional Employer Information

Requires the 'name and address of my employer' field to be filled out if the 'I am employed' checkbox is selected. This information is essential for the court and plaintiff to verify income and is a prerequisite for potential wage garnishments. Failure to provide this information when employed would render the affidavit incomplete.

And 6 more checks
  • Income Details Completeness
  • Proposed Payment vs. Income Sanity Check
  • Monetary Field Format Validation
  • Notary Commission Expiration Date
  • Conditional Garnishment Date
  • Affidavit Signature Date Presence

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How to Fill Out MC 15 Online for Free in 2026

What the AI walks you through.

  1. Navigate to Instafill.ai and upload or select the MC 15 form.
  2. Provide the court and case information, including the judicial district/circuit, case number, judge, and details for both the plaintiff and defendant.
  3. Enter the specifics of the judgment, including the date it was entered, the total amount, and the approximate balance remaining.
  4. Complete the financial affidavit by detailing your income, employment status, assets (like vehicles and bank accounts), and monthly financial obligations (rent, utilities, child support).
  5. Clearly state your request by either proposing a new installment payment amount and frequency or asking to amend an existing order due to changed circumstances.
  6. Review all the information populated by the AI for accuracy, then sign and date the affidavit. Note that this section may require notarization.
  7. Complete the Certificate of Mailing and follow the instructions to serve the motion on the plaintiff and file it with the court.

Common Mistakes in Completing MC 15

The ones the AI is built to catch.

Incorrect or Missing Case Number
Failing to enter the correct and complete case number and judge's name on both pages of the form. This often happens when referencing an old document or by simple oversight, especially on the second page. An incorrect case number will cause the court clerk to reject the filing or misfile the motion, leading to significant delays and requiring you to start the process over.
Confusing Judgment Amount with Balance Due
Users often enter the same number for 'Amount of judgment' and 'Approximate balance due.' The 'Amount of judgment' is the original total from the court's decision, while the 'balance due' should reflect any payments already made or interest accrued. Providing inaccurate figures can undermine the credibility of your affidavit and may cause the judge to question your entire financial statement.
Inconsistent or Vague Income Reporting
Stating an income amount without correctly checking the corresponding frequency box (week, two weeks, month) is a frequent error. For example, entering a monthly income figure but checking the 'week' box. This inconsistency makes it impossible for the court to assess your actual ability to pay, which can result in the motion being denied or a payment plan being set at an unsustainable level.
Omitting Assets and Bank Accounts
Defendants may forget or intentionally omit assets like secondary bank accounts, vehicles, or other valuables to appear more financially distressed. Because this is a sworn affidavit, any omission is considered perjury and can have severe consequences, including immediate denial of the motion and potential legal penalties. It is crucial to provide a complete and honest list of all assets, regardless of their value.
Forgetting to List All Financial Obligations
Many people only fill in the specific expense lines for rent and utilities, neglecting to list other significant monthly payments in the 'other obligations' section. Common omissions include car payments, insurance premiums, medical bills, and other loan payments. This provides an incomplete financial picture to the court, which may result in a payment order that is much higher than you can realistically afford.
Incorrectly Selecting Motion Type (3a vs. 3b)
A common point of confusion is whether to request a new order (3a) or amend an existing one (3b). Filling out both sections or the wrong one will lead the court to reject the form as unclear. Carefully determine if you are making an initial request for a payment plan (3a) or asking to change a pre-existing plan due to changed circumstances (3b).
Signing the Affidavit Without a Notary Present
People often sign the form at home before taking it to be notarized, which invalidates the affidavit. The signature in section 5 must be witnessed by a deputy clerk or notary public. Signing the form beforehand will force you to get a new form and start over, delaying the suspension of any garnishments. Always wait to sign until you are in the physical presence of the notary.
Failing to Complete the Certificate of Mailing
The defendant must mail a copy of the completed motion to the plaintiff (or their attorney) and then sign the 'Certificate of Mailing' to certify they have done so. Forgetting this step means the motion has not been properly served, and the court cannot legally act on it. This is a critical step that, if missed, will halt the entire process until service is properly completed and certified.
Submitting an Illegible or Incomplete Form
Handwritten forms with illegible writing, crossed-out information, or blank required fields are often rejected by court clerks. This forces the filer to redo the paperwork, causing unnecessary delays. To avoid this, print clearly in black ink. AI-powered tools like Instafill.ai can be particularly helpful, as they can convert a non-fillable PDF like this into a typed, clean, and professional-looking document, ensuring all data is legible and properly formatted.

Frequently Asked Questions About MC 15

 

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How does the AI fill out MC 15?
You answer a few questions in plain words, or upload a document you already have. The AI reads what you give it and puts each answer into the right field of MC 15, on every page, in seconds. It checks the answers against the form's own rules, and you review and change anything before you download, print or sign.
What happens to my information?
It is encrypted in transit and at rest, and it is never used to train AI.
How complex is MC 15 to fill out?
MC 15 has a Form Complexity Index of 39 out of 100, in the basic tier: 61 fillable fields across 2 pages. Instafill.ai's AI fills it in under a minute, with every field there for you to review before you download.
What is the purpose of the Motion for Installment Payments form?
This form is used by a person who owes money on a court judgment (a judgment debtor) to ask the court to allow them to pay the debt in smaller, regular installments. It can also be used to change an existing payment plan if your financial situation has changed.
Who should fill out this form?
You should fill out this form if a court has ordered you to pay a judgment and you are unable to pay the full amount at once. It allows you to propose a manageable payment plan to the court and the person you owe money to (the judgment creditor).
What financial information do I need to provide?
You must provide detailed information about your finances, including your income, employment status, assets like vehicles and bank accounts, and monthly expenses such as rent, utilities, and court-ordered support.
What is the difference between section 3a and 3b on the form?
You should fill out section 3a if you are requesting an installment payment plan for the first time. Fill out section 3b if you already have an approved payment plan but need to change the payment amount or frequency due to a change in your circumstances.
What do I do after I fill out the form?
You must sign the form in front of a notary or deputy court clerk, then mail a copy to the plaintiff (the person you owe). The plaintiff has 14 days to object; if they don't, your proposed plan will likely be approved by the court.
What happens if a wage garnishment has already started?
By filing this motion, you can ask the court to suspend an existing wage garnishment as long as you make the proposed installment payments. You would indicate this in section 4 of the form.
Does this form need to be notarized?
Yes, your signature on the affidavit must be witnessed and signed by a deputy clerk or a notary public. This confirms that you are swearing to the truthfulness of the information provided.
What happens if the plaintiff objects to my proposed payment plan?
If the plaintiff files a timely objection with the court, the judge will review the documents from both sides to make a decision. The court may also schedule a hearing for both parties to present their case.
What should I do if I don't have enough space to list all my assets or obligations?
The form states that if you need more space, you should attach a separate sheet of paper with the additional information. Be sure to label the extra sheet clearly and reference the corresponding section of the form.
Can I use an AI tool to help me fill out this form?
Yes, services like Instafill.ai use AI to accurately auto-fill form fields from your saved profile, which can save you time and help reduce errors.
How can I fill out this form online if it's a PDF?
You can use a service like Instafill.ai to fill out the form electronically. Simply upload the PDF, and the tool will allow you to type your information directly into the fields before printing for signature and filing.
The PDF I downloaded isn't fillable. What can I do?
If you have a non-fillable or 'flat' PDF, you can upload it to a platform like Instafill.ai. The service can convert it into an interactive, fillable form for you to complete on your computer.
What does the 'Certificate of Mailing' section mean?
This section is your sworn statement that you have sent a copy of the completed motion to the plaintiff or their attorney. You must sign and date this section to certify that you have properly notified the other party.
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Other forms like this one

Michigan court forms: Form MC 03, Answer, Civil, Form MC 02, Appearance, Form MC 6, Notice to Appear, Form MC 01, Summons, State of Michigan, Form MC 01a, Complaint, Form MC 01b, Motion for Second Summons and Order, State of Michigan Blank Court Form, Form MC 07, Default Request and Entry, Form MC 07a, Default Request, Entry, and Judgment (Sum Certain), Form MC 09, Dismissal, Form MC 09a, Dismissal, Nonservice/No Progress, Form MC 10, Judgment, Civil, Form MC 11, Subpoena, Order to Appear and/or Produce, Request and Writ for Garnishment (Periodic), Form MC 13, Request and Writ for Garnishment (Nonperiodic), Form MC 14, Garnishee Disclosure, Form MC 15a, Order Regarding Installment Payments, Form MC 16, Motion to Set Aside Order for Installment Payments, State of Michigan, Form MC 16a, Order on Motion to Set Aside Order for Installment Payments, State of Michigan MC 17, Certificate of Satisfied Judgment

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