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Form MC 15a, Order Regarding Installment Payments, page 1
Basic · 33/100Form Complexity Index

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What this form asks for

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Form MC 15a, Order Regarding Installment Payments, is a legal document used in Michigan courts to formalize a judge's decision on a judgment debtor's request to make payments over time. This order specifies whether the motion is denied or, if approved, sets the exact amount, frequency, and start date of the installment payments, potentially suspending wage garnishment. Today, this form can be filled out quickly and accurately using AI-powered services like Instafill.ai, which can also convert non-fillable PDF versions into interactive fillable forms.
Fillable fields33
Pages2
Form Complexity IndexBasic, 33/100

The AI checks your answers before you download

15 checks built for this form, so a wrong date or a missing answer is caught before anyone else sees it.

Validates Case Number Presence and Format

Checks that the 'Case No.' field is not empty and conforms to the standard format for the specified judicial district/circuit. This is critical for correctly identifying and filing the document within the court's system. A missing or malformed case number will cause the document to be rejected or misfiled.

Ensures Mutually Exclusive Order Selection

This validation verifies that either section 3 (denial of motion) or section 4 (approval of installment plan) is completed, but not both. These sections represent mutually exclusive outcomes of the motion. Selecting both would create a logically inconsistent and unenforceable order, requiring correction and resubmission.

Conditional Requirement for Denial Reasons

If the checkbox for section 3, 'The motion for installment payments is denied,' is marked, this check ensures that the corresponding 'reasons' field is not empty. Providing a reason for denial is a legal requirement for due process and transparency. Failure to provide a reason renders the denial legally insufficient and subject to challenge.

Validates Completeness of Installment Plan Details

When section 4 is selected, this validation ensures that the installment amount, payment frequency (week, two weeks, or month), and the plan's starting date are all filled out. An incomplete plan is ambiguous and cannot be enforced. This check prevents the creation of a vague order that would be immediately disputed by the parties.

Verifies Chronological Order of Dates

This check confirms the logical sequence of dates across the form: 'Date of judgment' must be on or before the 'Motion filed date', which must be on or before the 'Judge signature date'. This ensures the document reflects a plausible and legally sound timeline of events. An illogical sequence of dates would invalidate the order's factual basis.

Validates Judgment Amount Format

This validation ensures that the 'Amount of judgment' field contains a valid, positive numerical value, formatted as currency. This amount is the basis for the entire order, and any non-numeric or negative values would make the order nonsensical. The check prevents data entry errors that would render the financial terms of the order void.

And 9 more checks
  • Ensures Installment Start Date is in the Future
  • Validates Plaintiff's Attorney Bar Number
  • Ensures Case Number Consistency Across Pages
  • Validates Payment Recipient and Delivery Method
  • Standardizes and Validates Phone Number Format
  • Cross-references Suspended Writ Date
  • Verifies Presence of Judge's Signature and Date
  • Ensures Completeness of Plaintiff and Defendant Information
  • Logical Check of Installment vs. Total Judgment Amount

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How to Fill Out MC 15a Online for Free in 2026

What the AI walks you through.

  1. Navigate to Instafill.ai and upload the MC 15a form or select it from the template library.
  2. Enter the case information, including the judicial district/circuit, case number, judge, and court address.
  3. Provide the full names, addresses, and contact information for the plaintiff (judgment creditor), defendant (judgment debtor), and garnishee, if applicable.
  4. Input the date and total amount of the original judgment.
  5. Indicate the court's ruling by checking the appropriate box to either deny the motion or to establish the installment payment plan, specifying the amount, frequency, and start date.
  6. Review all the information automatically populated by the AI for accuracy and make any necessary edits.
  7. Download the completed form for the judge's signature, and then distribute copies to the court, plaintiff, defendant, and garnishee as instructed.

Common Mistakes in Completing MC 15a

The ones the AI is built to catch.

Incorrect or Incomplete Case Number and Judge Information
The case number and judge's name are the primary identifiers for the legal proceeding. Filers often transcribe these incorrectly from other documents or omit the judge's name. An error here can cause the document to be rejected by the court clerk, misfiled, or completely lost, leading to significant delays and potentially voiding the order. Always double-check this information against official court records before submission.
Using Outdated or Incomplete Party Addresses
This form requires current addresses for the plaintiff, defendant, and garnishee for legal service. People often use old addresses from initial filings, not realizing a party has moved. This mistake can result in parties not receiving the order, leading to non-compliance, missed payments, and potential legal challenges over improper service. It is critical to verify the last-known correct address for all parties involved.
Ambiguous or Incomplete Installment Payment Terms
In Section 4, filers may enter a payment amount but forget to specify the frequency (week, two weeks, month) or the starting date. This ambiguity makes the payment schedule unenforceable and defeats the purpose of the order. To avoid this, ensure you fill in the dollar amount, check one frequency box, and write a clear starting date to create a legally binding payment plan.
Conflicting Payee and Payment Destination Selections
Section 4 has two distinct parts: who the payment is made out *to* (payee) and where the payment is sent *to* (destination). A common error is checking conflicting options, such as making the payment to the 'plaintiff' but sending it to 'the court'. This creates confusion for the defendant and can lead to misdirected or lost payments. Ensure the selections are logical and consistent to facilitate proper payment processing.
Incorrectly Stating the Judgment Amount
The 'Amount of judgment' is the financial foundation of the entire order, but simple data entry errors are common. Transposing numbers or misplacing a decimal can drastically alter the legal obligation, creating significant financial and legal problems. This amount must be copied exactly from the original judgment document, including all specified costs, to ensure accuracy.
Forgetting to Enter the Case Number on Page 2
The case number field at the top of page 2 is frequently overlooked. If the pages of the document are separated during processing and this field is blank, the Certificate of Mailing can become detached from the case file. This jeopardizes the official proof of service, potentially allowing a party to claim they were never properly notified of the order.
Failing to Properly Complete the Certificate of Mailing
The Certificate of Mailing is a sworn statement confirming that all parties received a copy of the order. Filers often forget to date and sign this section, which invalidates the proof of service. This can give opposing parties grounds to challenge the order's enforcement by claiming they were never notified. The certificate must be dated and signed on the day of mailing.
Providing Inaccurate or Incomplete Garnishee Information
When an order suspends a wage garnishment, the garnishee (typically an employer) must receive it promptly. Errors in the garnishee's name or address can prevent the order from being delivered, causing the employer to continue withholding wages illegally. This creates financial hardship for the defendant and potential liability for the employer. Verifying the garnishee's current legal name and mailing address is essential.
Inappropriately Completing the 'Denial' Section
Section 3 is exclusively for when the court denies the motion for installment payments. A frequent mistake is filling out this section when the motion is actually being granted (via Section 4). This creates a contradictory and legally invalid order that the court will reject, forcing the filer to start over. If payments are being ordered, Section 3 must be left completely blank.
Omitting the Plaintiff's Attorney's Bar Number
The form explicitly requires the attorney's state bar number, a unique professional identifier. This detail is often missed, especially by pro se litigants or assistants unfamiliar with legal filings. While a small omission, it can cause the court clerk to return the form for correction, delaying the order's processing and entry into the court record. AI-powered form filling tools like Instafill.ai can help prevent this by storing and auto-populating such recurring details.
Omitting Critical Dates from the Order
The form requires several key dates, such as the 'Date of judgment' and the date the 'motion for installment payments' was filed. Forgetting to include these dates removes the legal and chronological context of the order, which can lead to it being rejected as incomplete. These dates must be sourced directly from the official case file to establish a clear timeline. Since this form is a non-fillable PDF, a tool like Instafill.ai can convert it into a fillable version and help ensure all date fields are properly completed.

Frequently Asked Questions About MC 15a

 

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How does the AI fill out MC 15a?
You answer a few questions in plain words, or upload a document you already have. The AI reads what you give it and puts each answer into the right field of MC 15a, on every page, in seconds. It checks the answers against the form's own rules, and you review and change anything before you download, print or sign.
What happens to my information?
It is encrypted in transit and at rest, and it is never used to train AI.
How complex is MC 15a to fill out?
MC 15a has a Form Complexity Index of 33 out of 100, in the basic tier: 33 fillable fields across 2 pages. Instafill.ai's AI fills it in under a minute, with every field there for you to review before you download.
What is the purpose of the 'Order Regarding Installment Payments' form (MC 15a)?
This form is a court order that decides whether a judgment debtor (defendant) can pay off a judgment in smaller, regular installments. It also addresses any existing wage garnishments related to the judgment.
Who fills out this form?
A judge fills out and signs this form. It is a court order issued in response to a defendant's motion to make installment payments on a judgment they owe.
My form has box 3 checked, stating the motion is denied. What does this mean?
If box 3 is checked, it means the court has denied your request to make installment payments. You are still responsible for the full judgment amount, and the plaintiff may proceed with collection actions like garnishment.
Box 4 on my form is checked and filled out. What do I need to do?
This means the court has approved your request to make installment payments. You must begin making payments in the amount and frequency specified, starting on the date listed, to the party indicated in the order.
I'm the defendant, and an installment plan was ordered. What happens if I miss a payment?
If you fail to make the court-ordered payments, the plaintiff can file a motion to have the installment plan order set aside. If that happens, the plaintiff may resume other collection efforts, such as garnishing your wages.
What does it mean if box 5 is checked, suspending a writ of garnishment?
If box 5 is checked, it means an existing periodic wage garnishment is suspended. Your employer (the garnishee) will be ordered to stop withholding money from your pay for this judgment as long as you comply with the new installment payment plan.
I am the plaintiff, and the defendant has stopped making payments. What can I do?
As stated in section 6 of the order, you can file a motion with the court to set the installment payment order aside. After serving the motion, the order will be set aside if the defendant does not request a hearing within 14 days.
Who is the 'garnishee' listed on the form?
The garnishee is a third party who holds money or property belonging to the defendant, such as an employer (for wages) or a bank (for accounts). They are legally required to turn over funds to the plaintiff if a writ of garnishment is in effect.
How will I receive a copy of this order?
The court is responsible for distributing the order. The 'Certificate of Mailing' section indicates that the court has mailed a copy to all parties (plaintiff, defendant, and garnishee) via first-class mail.
My motion for installment payments was denied. Why does the form say not to serve the order on the garnishee?
This instruction means that since your payment plan was denied, there is no change to the garnishee's status. If a garnishment was already in place, it continues, and serving this denial order on a potential garnishee is unnecessary.
Can AI tools help me with forms related to this order?
Yes, if you need to fill out related forms like a motion, services like Instafill.ai use AI to accurately auto-fill form fields, which saves time and helps prevent errors.
How can I use Instafill.ai to fill out court forms online?
You can upload a form to Instafill.ai, and its AI will identify all the fields for you. You can then fill out the information online, save your progress, and download the completed, professional-looking document.
What if I receive a court form as a non-fillable PDF?
Services like Instafill.ai can convert flat, non-fillable PDFs into interactive, fillable forms. This allows you to easily type your information directly into the document from your computer.
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Other forms like this one

Michigan court forms: Form MC 03, Answer, Civil, Form MC 02, Appearance, Form MC 6, Notice to Appear, Form MC 01, Summons, State of Michigan, Form MC 01a, Complaint, Form MC 01b, Motion for Second Summons and Order, State of Michigan Blank Court Form, Form MC 07, Default Request and Entry, Form MC 07a, Default Request, Entry, and Judgment (Sum Certain), Form MC 09, Dismissal, Form MC 09a, Dismissal, Nonservice/No Progress, Form MC 10, Judgment, Civil, Form MC 11, Subpoena, Order to Appear and/or Produce, Request and Writ for Garnishment (Periodic), Form MC 13, Request and Writ for Garnishment (Nonperiodic), Form MC 14, Garnishee Disclosure, Form MC 15, Motion and Affidavit for Installment Payments/To Amend Order for Installment Payments, Form MC 16, Motion to Set Aside Order for Installment Payments, State of Michigan, Form MC 16a, Order on Motion to Set Aside Order for Installment Payments, State of Michigan MC 17, Certificate of Satisfied Judgment

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