Regulation Best Interest Questionnaire Completed Form Examples and Samples

Meeting Summary - February 12, 2026. Met with client Jonathan P. Sterling (SSN: 999-00-5555) to discuss his transition into retirement. Jonathan is clear about his primary goals: he needs reliable income generation and long-term retirement funding to replace his salary. We discussed his preference for a buy/hold strategy given his moderate risk tolerance. During the review, we compared the proposed variable annuity against a standard taxable brokerage account and a direct mutual fund account. We concluded that the annuity's specific death benefit and guaranteed income streams were the deciding factors, as the alternatives could not provide the same level of capital protection for his spouse. I used Morningstar’s portfolio comparison tool to model the fee structures and tax implications of these options. I disclosed the potential conflicts of interest, specifically the upfront commission structure of the product and the firm's proprietary platform incentives. Form CRS was handed to him during the session on 02/12/2026. I informed him that while market volatility is always a factor, the chosen product offers the specific annuitization options he requested. Jonathan is comfortable proceeding and signed the documentation today, 02/12/2026. My supervisor, Colton J. Schafer, reviewed the analysis as well.