Uniform Residential Loan Application (Freddie Mac Form 65 / Fannie Mae Form 1003) Instructions
This form contains 473 fields organized into 112 sections. Below is a complete list of every field, its type, and what information is expected.
| Field Name | Type | Description |
|---|---|---|
| 2a Bank Accounts - Fifth Account | ||
| Fifth Account — Account Type | Combobox |
Enter the account type for this fifth account (for example: Checking, Savings, Money Market, Certificate of Deposit, Stocks, or Retirement).
Money Market
Savings
Trust Account
Certificate of Deposit
Individual Development Account
Stocks
Bridge Loan Proceeds
Mutual Fund
Bonds
Checking
Stock Options
Cash Value of Life Insurance
Retirement
|
| Fifth Account — Financial Institution | Text |
Enter the name of the bank or financial institution that holds this fifth account.
|
| Fifth Account — Account Number | Text |
Enter the account number for this fifth account as shown on statements or your account record.
|
| Fifth Account — Cash or Market Value | Number |
Enter the current cash or market value for this fifth account.
|
| 2a Bank Accounts - First Account | ||
| First Account - Account Type | Combobox |
Enter the type of account (for example: Checking, Savings, Money Market, Certificate of Deposit, Stocks, Retirement, Trust, etc.).
Money Market
Savings
Trust Account
Certificate of Deposit
Individual Development Account
Stocks
Bridge Loan Proceeds
Mutual Fund
Bonds
Checking
Stock Options
Cash Value of Life Insurance
Retirement
|
| First Account - Financial Institution | Text |
Enter the name of the bank, credit union, brokerage, or other financial institution where this account is held.
|
| First Account - Account Number | Text |
Enter the account number or identifier assigned to this account by the financial institution.
|
| First Account - Cash or Market Value | Number |
Provide the current cash or market value of this account.
|
| 2a Bank Accounts - Fourth Account | ||
| 2a Fourth Account - Account Type | Combobox |
Enter the account type for the fourth listed account using one of the options from the list (for example: Checking, Savings, Money Market, Certificate of Deposit, Stocks, Retirement, Trust, etc.).
Money Market
Savings
Trust Account
Certificate of Deposit
Individual Development Account
Stocks
Bridge Loan Proceeds
Mutual Fund
Bonds
Checking
Stock Options
Cash Value of Life Insurance
Retirement
|
| 2a Fourth Account - Financial Institution | Text |
Enter the name of the bank or financial institution that holds the fourth listed account.
|
| 2a Fourth Account - Account Number | Text |
Enter the account number assigned by the financial institution for the fourth listed account.
|
| 2a Fourth Account - Cash or Market Value | Number |
Enter the current cash or market value of the fourth listed account.
|
| 2a Bank Accounts - Second Account | ||
| Second Account - Account Type | Combobox |
Enter the type of the second account (for example: Checking, Savings, Certificate of Deposit, Stocks, Retirement, etc.).
Money Market
Savings
Trust Account
Certificate of Deposit
Individual Development Account
Stocks
Bridge Loan Proceeds
Mutual Fund
Bonds
Checking
Stock Options
Cash Value of Life Insurance
Retirement
|
| Second Account - Financial Institution | Text |
Enter the name of the bank or financial institution that holds the second account.
|
| Second Account - Account Number | Text |
Enter the full account number or identifier for the second account exactly as it appears on statements.
|
| Second Account - Cash or Market Value | Number |
Provide the current cash or market value of the second account.
|
| 2a Bank Accounts - Third Account | ||
| 2a Third Account - Account Type | Combobox |
Enter the type of account (for example, Checking, Savings, Money Market, Certificate of Deposit, Retirement, etc.) for the third listed account.
Money Market
Savings
Trust Account
Certificate of Deposit
Individual Development Account
Stocks
Bridge Loan Proceeds
Mutual Fund
Bonds
Checking
Stock Options
Cash Value of Life Insurance
Retirement
|
| 2a Third Account - Financial Institution | Text |
Enter the name of the bank or financial institution that holds the third account.
|
| 2a Third Account - Account Number | Text |
Enter the full account number for the third account exactly as it appears on your statement, including any letters or leading zeros.
|
| 2a Third Account - Cash or Market Value | Number |
Enter the current cash or market value of the third account.
|
| 2a Bank Accounts - Total Cash/Market Value | ||
| 2a Total Cash/Market Value | Number |
Enter the combined total cash or market value of all bank, retirement, and other accounts listed in section 2a.
|
| 2b Other Assets/Credits - Does Not Apply | ||
| 2b Does not apply | Checkbox |
Check this box if you have no other assets or credits to report for Section 2b (Other Assets and Credits You Have).
|
| 2b Other Assets/Credits - First Item | ||
| First Item - Asset or Credit Type | Combobox |
Enter the name or short description of the asset or credit (for example, 'Proceeds from real estate', 'Earnest money', 'Relocation funds', or other asset/credit type) for the first listed item. Fill only if '2b Does not apply' is 'No'.
Unsecured Borrowed Funds
Proceeds from Real Estate Property to be sold on or before closing
Employer Assistance
Secured Borrowed Funds
1
Sweat Equity
Earnest Money
0
Proceeds from Sale of Non-Real Estate Asset
Other
Trade Equity
Rent Credit
Depends on:
2b Does not apply
|
| First Item - Cash or Market Value | Number |
Enter the current cash or market value of the first listed asset or credit. Fill only if '2b Does not apply' is 'No'.
Depends on:
2b Does not apply
|
| 2b Other Assets/Credits - Fourth Item | ||
| 2b Fourth Asset or Credit Type | Combobox |
Enter the name or type of the fourth other asset or credit (for example, Proceeds from Real Estate, Relocation Funds, Earnest Money, Sweat Equity, etc.). Fill only if '2b Does not apply' is 'No'.
Unsecured Borrowed Funds
Proceeds from Real Estate Property to be sold on or before closing
Employer Assistance
Secured Borrowed Funds
1
Sweat Equity
Earnest Money
0
Proceeds from Sale of Non-Real Estate Asset
Other
Trade Equity
Rent Credit
Depends on:
2b Does not apply
|
| 2b Fourth Cash or Market Value | Number |
Enter the cash or market value amount for the fourth listed asset or credit. Fill only if '2b Does not apply' is 'No'.
Depends on:
2b Does not apply
|
| 2b Other Assets/Credits - Second Item | ||
| 2b Second Item - Asset or Credit Type | Combobox |
Enter the type or brief description of the other asset or credit for the second listed item (for example, proceeds from sale of real estate, unsecured borrowed funds, rent credit, etc.). Fill only if '2b Does not apply' is 'No'.
Unsecured Borrowed Funds
Proceeds from Real Estate Property to be sold on or before closing
Employer Assistance
Secured Borrowed Funds
1
Sweat Equity
Earnest Money
0
Proceeds from Sale of Non-Real Estate Asset
Other
Trade Equity
Rent Credit
Depends on:
2b Does not apply
|
| 2b Second Item - Cash or Market Value | Number |
Enter the current cash or market value of the second listed asset or credit. Fill only if '2b Does not apply' is 'No'.
Depends on:
2b Does not apply
|
| 2b Other Assets/Credits - Third Item | ||
| 2b Third Asset or Credit Type | Combobox |
Enter the name or brief description of the third other asset or credit (for example, 'Proceeds from sale of property', 'Earnest Money', or 'Relocation Funds'). Fill only if '2b Does not apply' is 'No'.
Unsecured Borrowed Funds
Proceeds from Real Estate Property to be sold on or before closing
Employer Assistance
Secured Borrowed Funds
1
Sweat Equity
Earnest Money
0
Proceeds from Sale of Non-Real Estate Asset
Other
Trade Equity
Rent Credit
Depends on:
2b Does not apply
|
| 2b Third Cash or Market Value | Number |
Enter the current cash or market value amount for the third asset or credit. Fill only if '2b Does not apply' is 'No'.
Depends on:
2b Does not apply
|
| 2b Other Assets/Credits - Total Cash/Market Value | ||
| 2b Provide TOTAL Amount — Other Assets/Credits | Number |
Enter the total cash or market value of all Other Assets and Credits listed in Section 2b (the sum of the dollar amounts entered for each asset/credit). Fill only if '2b Does not apply' is 'No'.
Depends on:
2b Does not apply
|
| 2c Liabilities - Does Not Apply | ||
| 2c Does not apply | Checkbox |
Check this box if you have no liabilities to report for section 2c (no credit cards, other debts, or leases owed) and therefore nothing to list on this liabilities section.
|
| 2c Liabilities - Fifth Account | ||
| 5th Account Type | Combobox |
Enter the type of liability for the fifth account (choose from options such as Revolving, Installment, Open 30‑Day, Lease, Other). Fill only if '2c Does not apply' is 'No'.
Open 30-Day
Lease
Other
Installment
Revolving
Depends on:
2c Does not apply
|
| 5th Company Name | Text |
Enter the name of the company or creditor for the fifth liability account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| 5th Account Number | Text |
Enter the account number or identifier for the fifth liability as shown on statements. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| 5th Unpaid Balance | Number |
Enter the unpaid balance currently owed on the fifth liability account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| 2c Fifth Account — To be paid off at or before closing | Checkbox |
Check this box if the liability listed in the fifth row of section 2c will be paid off at or before closing. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| 5th Monthly Payment | Number |
Enter the required monthly payment amount for the fifth liability account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| 2c Liabilities - First Account | ||
| First Account - Account Type | Combobox |
Enter the type of liability for the first account (choose from the provided list such as Revolving, Installment, Open 30-Day, Lease, or Other). Fill only if '2c Does not apply' is 'No'.
Open 30-Day
Lease
Other
Installment
Revolving
Depends on:
2c Does not apply
|
| First Account - Company Name | Text |
Enter the name of the creditor or company that holds the first account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| First Account - Account Number | Text |
Enter the account number or identifier for the first liability account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| First Account - Unpaid Balance | Number |
Enter the current outstanding balance owed on the first account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| 2c (First Account) - To be paid off at or before closing | Checkbox |
Check this box if the unpaid balance for the first liability listed on the 2c table will be paid off at or before closing. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| First Account - Monthly Payment | Number |
Enter the required monthly payment amount for the first account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| 2c Liabilities - Fourth Account | ||
| Fourth Account - Account Type | Combobox |
Enter the account type for the fourth liability (choose from the list such as Revolving, Installment, Open 30‑Day, Lease, or Other). Fill only if '2c Does not apply' is 'No'.
Open 30-Day
Lease
Other
Installment
Revolving
Depends on:
2c Does not apply
|
| Fourth Account - Company Name | Text |
Enter the name of the lender, creditor, or company associated with the fourth liability account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| Fourth Account - Account Number | Text |
Enter the account number or identifier for the fourth liability as shown on your statement. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| Fourth Account - Unpaid Balance | Number |
Enter the current unpaid balance owed on the fourth liability account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| 2c Fourth Account – To be paid off at or before closing | Checkbox |
Check this box if the fourth liability listed in section 2c will be paid off at or before closing. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| Fourth Account - Monthly Payment | Number |
Enter the monthly payment amount required for the fourth liability account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| 2c Liabilities - Second Account | ||
| Second Account Type | Combobox |
Enter the type of liability for the second account (e.g., revolving, installment, lease, other) as shown on the list above. Fill only if '2c Does not apply' is 'No'.
Open 30-Day
Lease
Other
Installment
Revolving
Depends on:
2c Does not apply
|
| Second Company Name | Text |
Enter the name of the creditor, lender, or company associated with the second liability account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| Second Account Number | Text |
Enter the account number or identifier for the second liability account as assigned by the creditor. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| Second Unpaid Balance | Number |
Enter the current outstanding balance owed on the second liability account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| 2c - Second Account: To be paid off at or before closing | Checkbox |
Check this box if the liability listed in the second account row will be paid off at or before closing. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| Second Monthly Payment | Number |
Enter the monthly payment amount required for the second liability account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| 2c Liabilities - Third Account | ||
| Third Account - Account Type | Combobox |
Enter the type of liability for the third account (choose from the list above, e.g., Revolving, Installment, Open 30‑Day, Lease, or Other). Fill only if '2c Does not apply' is 'No'.
Open 30-Day
Lease
Other
Installment
Revolving
Depends on:
2c Does not apply
|
| Third Account - Company Name | Text |
Enter the name of the creditor, lender, or company associated with the third account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| Third Account - Account Number | Text |
Enter the account number or identifying reference for the third account as shown on statements. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| Third Account - Unpaid Balance | Number |
Enter the current outstanding balance remaining on the third account that you owe. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| Third Account — To be paid off at or before closing | Checkbox |
Check this box when the third listed liability will be paid off at or before closing. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| Third Account - Monthly Payment | Number |
Enter the regular monthly payment amount you make on the third account. Fill only if '2c Does not apply' is 'No'.
Depends on:
2c Does not apply
|
| 2d Other Liabilities/Expenses - Does Not Apply | ||
| 2d Other Liabilities and Expenses — Does not apply | Checkbox |
Check this box if you have no other liabilities or monthly expenses to report in Section 2d (Other Liabilities and Expenses).
|
| 2d Other Liabilities/Expenses - First Item | ||
| First Other Liability/Expense - Type or Description | Combobox |
Enter a short description or type of the first other liability or recurring expense (for example, alimony, child support, separate maintenance, job-related expense, or other). Fill only if '2d Other Liabilities and Expenses — Does not apply' is 'No'.
Separate Maintenance
Alimony
Job Related Expenses
Other
Child Support
Depends on:
2d Other Liabilities and Expenses — Does not apply
|
| First Other Liability/Expense - Monthly Payment | Number |
Enter the monthly payment amount for the first other liability or expense. Fill only if '2d Other Liabilities and Expenses — Does not apply' is 'No'.
Depends on:
2d Other Liabilities and Expenses — Does not apply
|
| 2d Other Liabilities/Expenses - Second Item | ||
| 2d Second Item - Liability or Expense Type | Combobox |
Enter the name or brief description of the other liability or expense (for example, alimony, child support, separate maintenance, job-related expenses, or other) for this second item. Fill only if '2d Other Liabilities and Expenses — Does not apply' is 'No'.
Separate Maintenance
Alimony
Job Related Expenses
Other
Child Support
Depends on:
2d Other Liabilities and Expenses — Does not apply
|
| 2d Second Item - Monthly Payment | Number |
Enter the monthly payment amount owed for this second liability or expense. Fill only if '2d Other Liabilities and Expenses — Does not apply' is 'No'.
Depends on:
2d Other Liabilities and Expenses — Does not apply
|
| 2d Other Liabilities/Expenses - Third Item | ||
| 3rd Other Liability/Expense - Description | Combobox |
Enter the name or brief description of the third other liability or regular expense (for example: alimony, child support, separate maintenance, job-related expense, or other obligation). Fill only if '2d Other Liabilities and Expenses — Does not apply' is 'No'.
Separate Maintenance
Alimony
Job Related Expenses
Other
Child Support
Depends on:
2d Other Liabilities and Expenses — Does not apply
|
| 3rd Other Liability/Expense - Monthly Payment | Number |
Enter the monthly payment amount for the third other liability or expense. Fill only if '2d Other Liabilities and Expenses — Does not apply' is 'No'.
Depends on:
2d Other Liabilities and Expenses — Does not apply
|
| 4a Loan Amount and Purpose | ||
| 4a Loan Amount | Number |
Enter the total dollar amount of the loan requested for this transaction.
|
| 4a Loan Purpose - Purchase | Radiobutton |
Check this box if the loan purpose is to purchase the property.
|
| 4a Loan Purpose - Refinance | Radiobutton |
Check this box if the loan purpose is to refinance an existing loan on the property.
|
| 4a Loan Purpose - Other (specify) | Radiobutton |
Check this box if the loan purpose is something other than purchase or refinance, and write the specific purpose in the provided space.
|
| 4a Loan Purpose — Other (specify) | Text |
If you selected 'Other' for Loan Purpose, provide a short description of the loan purpose here. Fill only if '4a Loan Purpose - Other (specify)' is 'Yes'.
Depends on:
4a Loan Purpose - Other (specify)
|
| 4a Manufactured Home Question | ||
| 4a Manufactured Home — No | Radiobutton |
Check this box if the property is NOT a manufactured home (i.e., it is not a factory-built dwelling on a permanent chassis).
|
| 4a Manufactured Home — Yes | Radiobutton |
Check this box if the property IS a manufactured home (i.e., a factory-built dwelling built on a permanent chassis).
|
| 4a Mixed-Use Property Question | ||
| 4a Mixed-Use Property – No | Radiobutton |
Check this box if you will not set aside any space within the property to operate your own business (you will not use the property for a daycare, medical office, beauty/barber shop, etc.).
|
| 4a Mixed-Use Property – Yes | Radiobutton |
Check this box if you will set aside space within the property to operate your own business (for example, a daycare facility, medical office, beauty/barber shop, or similar use).
|
| 4a Occupancy Type | ||
| 4a Primary Residence | Radiobutton |
Check this box if you will occupy the property as your primary residence (the home where you live most of the time).
|
| 4a Second Home | Radiobutton |
Check this box if the property will be a second home you occupy part-time but not your primary residence.
|
| 4a Investment Property | Radiobutton |
Check this box if the property will be used as an investment (rental or otherwise not owner-occupied).
|
| 4a FHA Secondary Residence | Checkbox |
Check this box if the property will be a secondary residence that qualifies as a secondary dwelling under FHA rules.
|
| 4a Property Address | ||
| 4a Street Address | Text |
Enter the property's street number and name (house number and street name) for the address of the property.
|
| 4a Unit or Suite Number | Text |
Enter the unit, apartment, or suite number for the property, or leave blank if none.
|
| 4a City | Text |
Enter the city or municipality in which the property is located.
|
| 4a State | Combobox |
Enter the state where the property is located (use the two-letter abbreviation or full state name).
NH
PA
DE
KY
MS
AR
FM
GA
PW
MA
IL
NY
VT
OK
CT
WI
OH
TX
GU
AL
MI
VA
NM
OR
FL
WA
HI
AS
MD
MT
IN
CA
DC
AZ
LA
ND
NV
PR
MH
IA
SC
AK
NE
ME
SD
RI
TN
UT
VI
MP
ID
MO
NC
WY
MN
CO
WV
KS
NJ
|
| 4a ZIP Code | Text |
Enter the property's ZIP or postal code.
|
| 4a County | Text |
Enter the county in which the property is located.
|
| 4a Property Details (Units and Value) | ||
| 4a - Number of Units | Text |
Enter the total number of separate dwelling units on the property (e.g., 1 for a single-family home, 2 for a duplex).
|
| 4a - Property Value | Number |
Enter the property's value in dollars (the estimated market value or purchase price).
|
| 4b Other New Mortgage Loans - Does Not Apply | ||
| 4b Does not apply | Checkbox |
Check this box if there are no other new mortgage loans on the property you are buying or refinancing (i.e., section 4b does not apply).
|
| 4b Other New Mortgage Loans - First Loan Row | ||
| First Loan - Creditor Name | Text |
Enter the name of the creditor or lender for the first other mortgage loan on the property. Fill only if '4b Does not apply' is 'No'.
Depends on:
4b Does not apply
|
| First Loan - First Lien | Radiobutton |
Check this box if the other mortgage on the property you are reporting is a first (priority) lien. Fill only if '4b Does not apply' is 'No'.
Depends on:
4b Does not apply
|
| First Loan - Subordinate Lien | Radiobutton |
Check this box if the other mortgage on the property you are reporting is a subordinate (junior) lien, such as a second mortgage. Fill only if '4b Does not apply' is 'No'.
Depends on:
4b Does not apply
|
| First Loan - Monthly Payment | Number |
Enter the regular monthly payment amount for this mortgage loan. Fill only if '4b Does not apply' is 'No'.
Depends on:
4b Does not apply
|
| First Loan - Loan Amount / Amount to Be Drawn | Number |
Enter the total loan amount or the amount to be drawn for this mortgage loan. Fill only if '4b Does not apply' is 'No'.
Depends on:
4b Does not apply
|
| First Loan - Credit Limit (if applicable) | Number |
Enter the credit limit for this mortgage or line of credit, if applicable. Fill only if '4b Does not apply' is 'No'.
Depends on:
4b Does not apply
|
| 4b Other New Mortgage Loans - Second Loan Row | ||
| Second Loan - Creditor Name | Text |
Enter the name of the creditor or lender for the second mortgage being disclosed. Fill only if '4b Does not apply' is 'No'.
Depends on:
4b Does not apply
|
| Second Loan - First Lien | Radiobutton |
Check this box if the second listed mortgage on the property is a first lien (i.e., takes priority over other liens). Fill only if '4b Does not apply' is 'No'.
Depends on:
4b Does not apply
|
| Second Loan - Subordinate Lien | Radiobutton |
Check this box if the second listed mortgage on the property is a subordinate lien (i.e., junior to another lien on the property). Fill only if '4b Does not apply' is 'No'.
Depends on:
4b Does not apply
|
| Second Loan - Monthly Payment | Number |
Enter the monthly payment amount for the second mortgage being disclosed. Fill only if '4b Does not apply' is 'No'.
Depends on:
4b Does not apply
|
| Second Loan - Loan Amount / Amount to Be Drawn | Number |
Enter the total loan amount or the amount to be drawn for the second mortgage being disclosed. Fill only if '4b Does not apply' is 'No'.
Depends on:
4b Does not apply
|
| Second Loan - Credit Limit (if applicable) | Number |
Enter the credit limit for the second mortgage, if applicable; leave blank if none. Fill only if '4b Does not apply' is 'No'.
Depends on:
4b Does not apply
|
| 4c Rental Income - Does Not Apply and Amounts | ||
| 4c Rental Income — Does not apply | Checkbox |
Check this box if the Rental Income section (Section 4c) does not apply to the property (i.e., the property is not a 2–4 unit primary residence or an investment property and you have no expected rental income to report).
|
| 4c Expected Monthly Rental Income | Number |
Enter the total expected monthly rental income you anticipate receiving from the property (for 2–4 unit primary residences or investment properties). Fill only if '4c Rental Income — Does not apply' is 'No'.
Depends on:
4c Rental Income — Does not apply
|
| 4c Expected Net Monthly Rental Income (Lender) | Number |
Enter the expected net monthly rental income the lender should use for underwriting after typical vacancy and operating expense adjustments. Fill only if '4c Rental Income — Does not apply' is 'No'.
Depends on:
4c Rental Income — Does not apply
|
| 4d Gifts or Grants - Does Not Apply | ||
| 4d Does not apply | Checkbox |
Check this box if you have not been given and will not receive any gifts or grants for this loan (i.e., there are no gifts or grants to report in Section 4d).
|
| 4d Gifts or Grants - First Gift/Grant Row | ||
| First Gift/Grant - Asset Type | Combobox |
Enter the type of gift or grant for the first entry (for example: Cash Gift, Gift of Equity, or Grant). Fill only if '4d Does not apply' is 'No'.
Cash Gift
Grant
Gift of Equity
Depends on:
4d Does not apply
|
| First Gift/Grant - Deposited | Radiobutton |
Check this box if the first listed gift or grant has already been deposited into the borrower’s account. Fill only if '4d Does not apply' is 'No'.
Depends on:
4d Does not apply
|
| First Gift/Grant - Not Deposited | Radiobutton |
Check this box if the first listed gift or grant has not yet been deposited into the borrower’s account. Fill only if '4d Does not apply' is 'No'.
Depends on:
4d Does not apply
|
| First Gift/Grant - Source | Combobox |
Enter the source of the first gift or grant using the provided list (for example: Relative, Employer, Community Nonprofit, Federal Agency, Lender, etc.). Fill only if '4d Does not apply' is 'No'.
Employer
Religious Nonprofit
Federal Agency
0
Local Agency
State Agency
Other
Relative
Community Nonprofit
Unmarried Partner
Depends on:
4d Does not apply
|
| First Gift/Grant - Cash or Market Value | Number |
Enter the cash amount or market value of the first gift or grant. Fill only if '4d Does not apply' is 'No'.
Depends on:
4d Does not apply
|
| 4d Gifts or Grants - Second Gift/Grant Row | ||
| Second Gift/Grant - Asset Type | Combobox |
Enter the type of asset being provided for the second gift or grant (for example, Cash Gift, Gift of Equity, or Grant). Fill only if '4d Does not apply' is 'No'.
Cash Gift
Grant
Gift of Equity
Depends on:
4d Does not apply
|
| 4d Second Gift/Grant - Deposited | Radiobutton |
Check this box if the second listed gift or grant has already been deposited into the borrower’s account. Fill only if '4d Does not apply' is 'No'.
Depends on:
4d Does not apply
|
| 4d Second Gift/Grant - Not Deposited | Radiobutton |
Check this box if the second listed gift or grant has not yet been deposited into the borrower’s account. Fill only if '4d Does not apply' is 'No'.
Depends on:
4d Does not apply
|
| Second Gift/Grant - Source | Combobox |
Enter the source of the second gift or grant using the listed options (for example, Employer, Relative, Lender, State Agency, Nonprofit, Other). Fill only if '4d Does not apply' is 'No'.
Employer
Religious Nonprofit
Federal Agency
0
Local Agency
State Agency
Other
Relative
Community Nonprofit
Unmarried Partner
Depends on:
4d Does not apply
|
| Second Gift/Grant - Cash or Market Value | Number |
Enter the cash amount or market value of the second gift or grant. Fill only if '4d Does not apply' is 'No'.
Depends on:
4d Does not apply
|
| A. Occupy Property as Primary Residence | ||
| A. NO | Radiobutton |
Check this box if you will NOT occupy the subject property as your primary residence.
|
| A. YES | Radiobutton |
Check this box if you WILL occupy the subject property as your primary residence.
|
| A. Prior Ownership Interest in Another Property (Last 3 Years) and Details | ||
| A. Prior Ownership Interest in Another Property (Last 3 Years) — No | Radiobutton |
Check this box if you have NOT had an ownership interest in any other property in the last three years.
|
| A. Prior Ownership Interest in Another Property (Last 3 Years) — Yes | Radiobutton |
Check this box if you HAVE had an ownership interest in another property at any time in the last three years.
|
| A.1 Prior Property Type (Last 3 Years) | Combobox |
Enter the type of property you owned in the past three years using the form codes (for example, PR for primary residence, SR for FHA secondary residence, SH for second home, or IP for investment property). Fill only if 'A. Prior Ownership Interest in Another Property (Last 3 Years) — Yes' is 'Yes'.
SH
IP
PR
SR
Depends on:
A. Prior Ownership Interest in Another Property (Last 3 Years) — Yes
|
| A.2 How Title Was Held (Last 3 Years) | Combobox |
Enter how you held title to that prior property using the form codes (for example, S for by yourself, SP for jointly with your spouse, or O for jointly with another person). Fill only if 'A. Prior Ownership Interest in Another Property (Last 3 Years) — Yes' is 'Yes'.
O
S
SP
Depends on:
A. Prior Ownership Interest in Another Property (Last 3 Years) — Yes
|
| Additional Borrower Signature Date (MM/DD/YYYY) | ||
| Additional Borrower Signature Date - Month (MM) | Text |
Enter the two-digit month of the additional borrower's signature date (MM). Fill only if 'I am applying for joint credit' is 'Yes'.
Depends on:
I am applying for joint credit
|
| Additional Borrower Signature Date - Day (DD) | Text |
Enter the two-digit day of the month for the additional borrower's signature date (DD). Fill only if 'I am applying for joint credit' is 'Yes'.
Depends on:
I am applying for joint credit
|
| Additional Borrower Signature Date - Year (YYYY) | Text |
Enter the four-digit year of the additional borrower's signature date (YYYY). Fill only if 'I am applying for joint credit' is 'Yes'.
Depends on:
I am applying for joint credit
|
| Additional Property 3b Not Applicable | ||
| 3b Does not apply | Checkbox |
Check this box if you have no additional property information to report for Section 3b (i.e., the Additional Property is not applicable).
|
| Additional Property 3c Not Applicable | ||
| 3c Does not apply | Checkbox |
Check this box if Section 3c (Additional Property) does not apply because you have no additional property to report for this entry.
|
| B. Relationship or Business Affiliation With Seller | ||
| B. Relationship or Business Affiliation With Seller — No | Radiobutton |
Check this box if you do NOT have a family relationship or business affiliation with the seller of the property for this purchase transaction. Fill only if 'Loan Purpose' is 'Purchase'.
Depends on:
4a Loan Purpose - Purchase
|
| B. Relationship or Business Affiliation With Seller — Yes | Radiobutton |
Check this box if you DO have a family relationship or business affiliation with the seller of the property for this purchase transaction. Fill only if 'Loan Purpose' is 'Purchase'.
Depends on:
4a Loan Purpose - Purchase
|
| Borrower Name | ||
| Borrower Name | Text |
Enter the borrower's full legal name (first name, middle initial if any, and last name) exactly as it appears on official documents.
|
| Borrower Name | Text |
Enter the borrower's full legal name exactly as it should appear on the loan application.
|
| Borrower Name | Text |
Enter the borrower’s full legal name (first, middle initial if used, and last) exactly as it should appear on loan records and identification.
|
| Borrower Name | Text |
Enter the borrower's full legal name as it should appear on the loan application (first, middle/initial, and last).
|
| Borrower Name | Text |
Enter the borrower's full legal name exactly as it should appear on the loan application.
|
| Borrower Name | Text |
Enter the borrower's full legal name exactly as it should appear on the loan application.
|
| Borrower Name | Text |
Enter the borrower's full legal name as it should appear on the loan application.
|
| Borrower Name | Text |
Enter the borrower's full legal name exactly as it should appear on the loan application and related documents.
|
| Borrower Personal Information | ||
| Name (First, Middle, Last, Suffix) | Text |
Enter your full legal name in the order First, Middle, Last, Suffix as it appears on official documents.
|
| Alternate Names (First, Middle, Last, Suffix) | Text |
List any other names by which you are or were known (for example maiden or previously used names) in the order First, Middle, Last, Suffix; leave blank if none.
|
| Social Security Number — First 3 digits | Text |
Enter the first three digits of your Social Security Number or Individual Taxpayer Identification Number.
|
| Social Security Number — Next 2 digits | Text |
Enter the middle two digits of your Social Security Number or Individual Taxpayer Identification Number.
|
| Social Security Number — Last 4 digits | Text |
Enter the last four digits of your Social Security Number or Individual Taxpayer Identification Number.
|
| Date of Birth — Month (mm) | Text |
Enter your birth month using two digits (mm).
|
| Date of Birth — Day (dd) | Text |
Enter your birth day using two digits (dd).
|
| Date of Birth — Year (yyyy) | Text |
Enter your birth year using four digits (yyyy).
|
| Citizenship — U.S. Citizen | Radiobutton |
Check this box if the borrower is a United States citizen.
|
| Citizenship — Permanent Resident Alien | Radiobutton |
Check this box if the borrower is a permanent resident alien (holds a permanent resident card/green card).
|
| Citizenship — Non-Permanent Resident Alien | Radiobutton |
Check this box if the borrower is a non-permanent resident alien (not a U.S. citizen and does not hold permanent resident status).
|
| Borrower Signature Date (MM/DD/YYYY) | ||
| Borrower Signature Date - Month | Text |
Enter the month the borrower signed the form as a two-digit month (MM), e.g., 01 for January.
|
| Borrower Signature Date - Day | Text |
Enter the day of the month the borrower signed the form as a two-digit day (DD), e.g., 05 for the fifth day.
|
| Borrower Signature Date - Year | Number |
Enter the year the borrower signed the form.
|
| Business Owner / Self-Employed and Monthly Income | ||
| Business Owner or Self-Employed | Checkbox |
Check this box if you are the business owner or are self-employed and want to report business ownership as part of your employment/income information. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Ownership share less than 25% | Radiobutton |
Check this box if you are a business owner or self-employed and your ownership interest in the business is less than 25%. Fill only if 'Business Owner or Self-Employed' is 'Yes'.
|
| Ownership share 25% or more | Radiobutton |
Check this box if you are a business owner or self-employed and your ownership interest in the business is 25% or greater. Fill only if 'Business Owner or Self-Employed' is 'Yes'.
|
| Monthly Income (or Loss) — Business Owner/Self‑Employed | Number |
Enter the applicant’s monthly income or loss from the business (positive for income, negative for a loss) as a dollar amount. Fill only if 'Business Owner or Self-Employed' is 'Yes'.
|
| C. Borrowing/Receiving Undisclosed Money and Amount | ||
| C. Borrowing/Receiving Undisclosed Money — No | Radiobutton |
Check this box if you are NOT borrowing or receiving any money for this real estate transaction that has not been disclosed on this loan application.
|
| C. Borrowing/Receiving Undisclosed Money — Yes | Radiobutton |
Check this box if you ARE borrowing or receiving money for this real estate transaction (for example, money for closing costs or down payment) from another party that you have not disclosed on this loan application.
|
| C. Amount of undisclosed money | Number |
Enter the total dollar amount of any money you are borrowing or receiving from another party (such as the seller or realtor) that has not been disclosed on this loan application. Fill only if 'C. Borrowing/Receiving Undisclosed Money — Yes' is 'Yes'.
Depends on:
C. Borrowing/Receiving Undisclosed Money — Yes
|
| Contact Information | ||
| Home Phone — Area Code | Text |
Enter the 3-digit area code for your home phone (numbers only, no parentheses or dashes).
|
| Home Phone — Number | Text |
Enter the rest of your home phone number (the local digits following the area code) without spaces or punctuation.
|
| Cell Phone — Area Code | Text |
Enter the 3-digit area code for your cell phone (numbers only, no parentheses or dashes).
|
| Cell Phone — Number | Text |
Enter the rest of your cell phone number (the local digits following the area code) without spaces or punctuation.
|
| Work Phone — Area Code | Text |
Enter the 3-digit area code for your work phone (numbers only, no parentheses or dashes).
|
| Work Phone — Number | Text |
Enter the rest of your work phone number (the local digits following the area code) without spaces or punctuation.
|
| Work Phone — Extension | Text |
Enter your work phone extension number if you have one, or leave this field blank if not applicable.
|
| Email Address | Text |
Enter your primary email address for contact.
|
| Credit Type and Joint Borrower Info | ||
| I am applying for individual credit | Radiobutton |
Check this box when you are applying for the loan by yourself (not jointly with another borrower).
|
| I am applying for joint credit | Radiobutton |
Check this box when you are applying for the loan together with one or more other borrowers (joint application).
|
| Total Number of Borrowers | Number |
Enter the total count of borrowers who are applying for joint credit on this loan. Fill only if 'I am applying for joint credit' is 'Yes'.
|
| Your Initials (Joint Credit) | Text |
Enter your initials to indicate that you intend to apply for joint credit with the other borrower(s). Fill only if 'I am applying for joint credit' is 'Yes'.
|
| Other Borrower(s) Names | Text |
List the full names (first, middle, last, suffix) of any other borrower(s) applying for this loan, separated by a separator between names. Fill only if 'I am applying for joint credit' is 'Yes'.
|
| Current Active Duty Service and Projected Expiration Date | ||
| Currently serving on active duty with projected expiration date of service/tour | Checkbox |
Check this box if you (or your deceased spouse) are currently serving on active duty and will provide the projected expiration date of the current service or tour. Fill only if 'Military Service - Yes' is 'Yes'.
Depends on:
Military Service - Yes
|
| Projected Expiration Date - Month (MM) | Text |
Enter the two-digit month (MM) of the projected expiration date of active duty service (e.g., 01 for January). Fill only if 'Currently serving on active duty with projected expiration date of service/tour' is 'Yes'.
Depends on:
Currently serving on active duty with projected expiration date of service/tour
|
| Projected Expiration Date - Day (DD) | Text |
Enter the two-digit day (DD) of the projected expiration date of active duty service (e.g., 05). Fill only if 'Currently serving on active duty with projected expiration date of service/tour' is 'Yes'.
Depends on:
Currently serving on active duty with projected expiration date of service/tour
|
| Projected Expiration Date - Year (YYYY) | Text |
Enter the four-digit year (YYYY) of the projected expiration date of active duty service (e.g., 2028). Fill only if 'Currently serving on active duty with projected expiration date of service/tour' is 'Yes'.
Depends on:
Currently serving on active duty with projected expiration date of service/tour
|
| Current Address | ||
| Street Address | Text |
Enter the borrower's current street address including house number and street name; do not include unit or apartment number if you will enter it in the Unit # field.
|
| Unit Number | Text |
Enter the apartment, unit, or suite number for the current address, or leave blank if none.
|
| City | Text |
Enter the city for the borrower's current address.
|
| State | Combobox |
Enter the state or province for the borrower's current address (use the usual two-letter postal abbreviation if applicable).
AP
NH
PA
DE
KY
MS
AR
FM
GA
PW
MA
IL
NY
VT
OK
CT
WI
OH
TX
GU
AL
MI
VA
NM
OR
FL
WA
HI
AS
MD
MT
IN
CA
DC
AZ
LA
AE
ND
NV
PR
MH
IA
SC
AK
NE
ME
SD
RI
AA
TN
UT
VI
MP
ID
MO
NC
WY
MN
CO
WV
KS
NJ
|
| ZIP Code | Text |
Enter the ZIP or postal code for the borrower's current address.
|
| Country | Text |
Enter the country for the borrower's current address.
|
| Current Employment - Employer/Business | ||
| 1b. Current Employment - Does not apply | Checkbox |
Check this box if the borrower has no current employment or self-employment to report (i.e., the Current Employment/Self-Employment and Income section is not applicable).
|
| Employer or Business Name | Text |
Enter the full name of your current employer or business as it appears on records. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Employer Phone (Area Code) | Text |
Enter the employer's phone number area code (typically the first three digits). Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Employer Phone (Number) | Text |
Enter the remaining digits of the employer's phone number (prefix and line number). Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Employer Street Address | Text |
Enter the employer's street address (number and street name) for the business location. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Employer Unit or Suite # | Text |
Enter the unit, suite, or apartment number for the employer's address, if applicable. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Employer City | Text |
Enter the city where the employer or business is located. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Employer State | Combobox |
Enter the state or province of the employer's address (use the standard postal abbreviation if applicable). Fill only if '1b. Current Employment - Does not apply' is 'No'.
NH
PA
DE
KY
MS
AR
FM
GA
PW
MA
IL
NY
VT
OK
CT
WI
OH
TX
GU
AL
MI
VA
NM
OR
FL
WA
HI
AS
MD
MT
IN
CA
DC
AZ
LA
ND
NV
PR
MH
IA
SC
AK
NE
ME
SD
RI
TN
UT
VI
MP
ID
MO
NC
WY
MN
CO
WV
KS
NJ
|
| Employer ZIP / Postal Code | Text |
Enter the postal ZIP or postal code for the employer's address. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Employer Country | Text |
Enter the country where the employer or business is located. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Current Employment - Position and Tenure | ||
| Position or Title | Text |
Enter your current job title or position at this employer. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Start Date - Month | Date |
Enter the month when you started this employment. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Start Date - Day | Date |
Enter the day of the month when you started this employment. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Start Date - Year | Date |
Enter the year when you started this employment. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| I am employed by a family member, property seller, real estate agent, or other party to the transaction | Checkbox |
Check this box if your current position is with a family member, the property seller, a real estate agent, or any other party involved in the transaction. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Years in this Line of Work | Text |
Enter the number of whole years you have worked in this line of work.
|
| Months in this Line of Work | Text |
Enter the number of additional months (beyond whole years) you have worked in this line of work.
|
| Current Residence Duration and Housing | ||
| Years at Current Address | Text |
Enter the number of full years you have lived at your current address.
|
| Months at Current Address | Text |
Enter the additional number of months (beyond full years) you have lived at your current address.
|
| Housing - No primary housing expense | Radiobutton |
Check this box when you do not have a primary housing expense at your current address (e.g., living rent-free or no regular housing payment).
|
| Housing - Own | Radiobutton |
Check this box when you own the residence at your current address and have a primary housing expense related to ownership (mortgage, home equity payment, etc.).
|
| Housing - Rent | Radiobutton |
Check this box when you rent the residence at your current address and pay a monthly rent (enter the rent amount on the form).
|
| Monthly Housing Payment (Rent) | Number |
Enter the monthly rent amount you pay for your primary housing. Fill only if 'Housing - Rent' is 'Yes'.
|
| D1. Applying for Mortgage Loan on Another Property | ||
| D1. Applying for mortgage loan on another property — No | Radiobutton |
Check this box if you do NOT have and will NOT be applying for a mortgage loan on another property (other than the property securing this loan) on or before closing that is not disclosed on this loan application.
|
| D1. Applying for mortgage loan on another property — Yes | Radiobutton |
Check this box if you have applied, or will be applying, for a mortgage loan on another property (not the property securing this loan) on or before closing that is not disclosed on this loan application.
|
| D2. Applying for New Credit Before Closing | ||
| D2. Applying for New Credit Before Closing — No | Radiobutton |
Check this box if you have not and will not be applying for any new credit (for example, installment loans or credit cards) on or before closing that is not disclosed on this loan application.
|
| D2. Applying for New Credit Before Closing — Yes | Radiobutton |
Check this box if you have applied, or will be applying, for any new credit (for example, installment loans or credit cards) on or before closing that is not disclosed on this loan application.
|
| Demographic Information Provided Through (Interview Method) | ||
| Face-to-Face Interview (includes Electronic Media w/ Video Component) | Radiobutton |
Check this box if the borrower's demographic information was provided in person or via electronic media that included a video component.
|
| Telephone Interview | Radiobutton |
Check this box if the borrower's demographic information was collected by a telephone interview.
|
| Fax or Mail | Radiobutton |
Check this box if the borrower provided the demographic information by fax or by postal mail.
|
| Email or Internet | Radiobutton |
Check this box if the borrower's demographic information was provided by email or submitted via the internet.
|
| E. Property Subject to Priority Lien (PACE) | ||
| E. Property subject to priority lien — No | Radiobutton |
Check this box if the property will NOT be subject to a lien that could take priority over the first mortgage (for example, no PACE or similar assessments paid through property taxes).
|
| E. Property subject to priority lien — Yes | Radiobutton |
Check this box if the property WILL be subject to a lien that could take priority over the first mortgage (for example, a PACE or similar assessment recorded through your property taxes).
|
| Ethnicity Selection | ||
| Hispanic or Latino | Checkbox |
Check this box if you identify as Hispanic or Latino (you may also check one or more specific origin boxes below).
|
| Mexican | Checkbox |
Check this box if you specifically identify your Hispanic or Latino origin as Mexican.
|
| Puerto Rican | Checkbox |
Check this box if you specifically identify your Hispanic or Latino origin as Puerto Rican.
|
| Cuban | Checkbox |
Check this box if you specifically identify your Hispanic or Latino origin as Cuban.
|
| Not Hispanic or Latino | Checkbox |
Check this box if you do not identify as Hispanic or Latino.
|
| I do not wish to provide this information | Checkbox |
Check this box if you choose not to disclose your ethnicity.
|
| F. Co-signer or Guarantor on Undisclosed Debt/Loan | ||
| F. Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application? — No | Radiobutton |
Check this box if you are not a co-signer or guarantor on any debt or loan that is not disclosed on this loan application.
|
| F. Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application? — Yes | Radiobutton |
Check this box if you are a co-signer or guarantor on any debt or loan that is not disclosed on this loan application.
|
| Financial Institution - Ethnicity Collected by Visual Observation or Surname (No/Yes) | ||
| Ethnicity collected by visual observation or surname - No | Radiobutton |
Check this box if the financial institution did NOT collect the borrower's ethnicity based on visual observation or surname.
|
| Ethnicity collected by visual observation or surname - Yes | Radiobutton |
Check this box if the financial institution DID collect the borrower's ethnicity based on visual observation or surname.
|
| Financial Institution - Race Collected by Visual Observation or Surname (No/Yes) | ||
| Race collected by visual observation or surname - No | Radiobutton |
Check this box if the borrower's race was not collected on the basis of visual observation or surname.
|
| Race collected by visual observation or surname - Yes | Radiobutton |
Check this box if the borrower's race was collected on the basis of visual observation or surname.
|
| Financial Institution - Sex Collected by Visual Observation or Surname (No/Yes) | ||
| Sex collected by visual observation or surname - No | Radiobutton |
Check this box when the financial institution did NOT collect the borrower’s sex on the basis of visual observation or surname.
|
| Race collected by visual observation or surname - No | Radiobutton |
Check this box when the financial institution did NOT collect the borrower’s race on the basis of visual observation or surname.
|
| First Other Income Source (Row 1) | ||
| First Other Income Source — Income Source | Combobox |
Enter the name/type of the other income source (choose from items such as Alimony, Child Support, Disability, Retirement, Social Security, Rental, Interest, etc.). Fill only if 'Section 1e - Does not apply' is 'No'.
Separate Maintenance
Foster Care
Alimony
Unemployment Benefits
Capital Gains
Notes Receivable
Social Security
Housing or Parsonage
Mortgage Credit Certificate
Automobile Allowance
Royalty Payments
Disability
VA Compensation
Mortgage Differential Payments
Boarder Income
Retirement
Interest and Dividends
Public Assistance
Trust
Other
Child Support
|
| First Other Income Source — Monthly Income | Number |
Enter the gross monthly amount received from the income source entered in the corresponding Income Source field. Fill only if 'Section 1e - Does not apply' is 'No'.
|
| Former Address (if < 2 years) | ||
| Former Address — Does not apply | Checkbox |
Check this box if you do not need to provide a former address (for example, you have no prior address to list or the question about a former address does not apply because you've lived at your current address at least 2 years).
|
| Former Street Address | Text |
Enter the street number and name for your former residence (do not include Unit # here). Fill only if 'Former Address — Does not apply' is 'No'.
|
| Former Unit Number | Text |
Enter the apartment, unit, or suite number for your former address if applicable, or leave blank if none. Fill only if 'Former Address — Does not apply' is 'No'.
|
| Former City | Text |
Enter the city of your former residence. Fill only if 'Former Address — Does not apply' is 'No'.
|
| Former State/Province | Combobox |
Enter the state or province of your former residence (use the common abbreviation if applicable). Fill only if 'Former Address — Does not apply' is 'No'.
AP
NH
PA
DE
KY
MS
AR
FM
GA
PW
MA
IL
NY
VT
OK
CT
WI
OH
TX
GU
AL
MI
VA
NM
OR
FL
WA
HI
AS
MD
MT
IN
CA
DC
AZ
LA
AE
ND
NV
PR
MH
IA
SC
AK
NE
ME
SD
RI
AA
TN
UT
VI
MP
ID
MO
NC
WY
MN
CO
WV
KS
NJ
|
| Former ZIP/Postal Code | Text |
Enter the postal ZIP or postal code for your former address. Fill only if 'Former Address — Does not apply' is 'No'.
|
| Former Country | Text |
Enter the country of your former residence. Fill only if 'Former Address — Does not apply' is 'No'.
|
| Former Residence Duration and Housing | ||
| Years at Former Address | Text |
Enter the number of full years you lived at the former address. Fill only if 'Former Address — Does not apply' is 'No'.
|
| Months at Former Address | Text |
Enter the number of additional months you lived at the former address (enter 0 if none). Fill only if 'Former Address — Does not apply' is 'No'.
|
| Former Address Housing — No primary housing expense | Radiobutton |
Check this box if, at the former address, you did not have a primary housing expense (for example, if housing was provided without rent or mortgage). Fill only if 'Former Address — Does not apply' is 'No'.
|
| Former Address Housing — Own | Radiobutton |
Check this box if you owned the former residence listed (you paid a mortgage or owned the home outright) during the time at that address. Fill only if 'Former Address — Does not apply' is 'No'.
|
| Former Address Housing — Rent | Radiobutton |
Check this box if you rented the former residence; include the monthly rent amount in the provided space if requested. Fill only if 'Former Address — Does not apply' is 'No'.
|
| Monthly Rent at Former Address | Number |
Enter the monthly rent amount you paid at the former address in dollars. Fill only if 'Former Address — Does not apply', 'Former Address Housing — Rent' is 'No' and Rent is 'Yes' (all).
|
| G. Outstanding Judgments | ||
| G. Outstanding Judgments — No | Radiobutton |
Check this box if you do NOT have any outstanding judgments against you.
|
| G. Outstanding Judgments — Yes | Radiobutton |
Check this box if you DO have one or more outstanding judgments against you.
|
| General | ||
| Home Phone area code | Text | |
| Home Phone extension number | Text | |
| Cell Phone area code | Text | |
| Cell Phone extension number | Text | |
| Work Phone area code | Text | |
| Work Phone extension number | Text | |
| Phone area code | Text | |
| Phone extension number | Text | |
| Phone area code | Text | |
| Phone extension number | Text | |
| Borrower Signature | Signature | |
| Additional Borrower Signature | Signature | |
| Originator signature | Signature | |
| Gross Monthly Income Details | ||
| Gross Monthly Income - Base | Number |
Enter the borrower's gross monthly base pay from this employment to be considered for loan qualification. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Gross Monthly Income - Overtime | Number |
Enter the borrower's average gross monthly overtime pay from this employment to be considered for loan qualification. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Gross Monthly Income - Bonus | Number |
Enter the borrower's average gross monthly bonuses from this employment to be considered for loan qualification. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Gross Monthly Income - Commission | Number |
Enter the borrower's gross monthly commissions earned from this employment to be considered for loan qualification. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Gross Monthly Income - Military Entitlements | Number |
Enter the borrower's gross monthly military entitlements or allowances to be considered for loan qualification. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Gross Monthly Income - Other | Number |
Enter any other gross monthly income from this employment not listed above that should be considered for loan qualification. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| Gross Monthly Income - Total | Number |
Enter the total gross monthly income equal to the sum of the listed income items for this employment. Fill only if '1b. Current Employment - Does not apply' is 'No'.
|
| H. Delinquent or in Default on Federal Debt | ||
| H. Are you currently delinquent or in default on a Federal debt? — No | Radiobutton |
Check this box if you are not currently delinquent or in default on any Federal debt.
|
| H. Are you currently delinquent or in default on a Federal debt? — Yes | Radiobutton |
Check this box if you are currently delinquent or in default on any Federal debt.
|
| I. Party to a Lawsuit With Potential Financial Liability | ||
| I. Are you a party to a lawsuit in which you potentially have any personal financial liability? — No | Radiobutton |
Check this box if you are not a party to any lawsuit that could create personal financial liability.
|
| I. Are you a party to a lawsuit in which you potentially have any personal financial liability? — Yes | Radiobutton |
Check this box if you are currently a party to a lawsuit in which you may have personal financial liability.
|
| J. Conveyed Title in Lieu of Foreclosure (Past 7 Years) | ||
| J. Have you conveyed title to any property in lieu of foreclosure in the past 7 years? — No | Radiobutton |
Check this box if you have not conveyed title to any property in lieu of foreclosure at any time during the past 7 years.
|
| J. Have you conveyed title to any property in lieu of foreclosure in the past 7 years? — Yes | Radiobutton |
Check this box if you have conveyed title to any property in lieu of foreclosure at any time during the past 7 years.
|
| K. Completed Pre-foreclosure Sale or Short Sale (Past 7 Years) | ||
| K. Completed pre-foreclosure sale or short sale — No | Radiobutton |
Check this box if, within the past 7 years, you have NOT completed a pre-foreclosure sale or short sale where the property was sold to a third party and the lender agreed to accept less than the outstanding mortgage balance.
|
| K. Completed pre-foreclosure sale or short sale — Yes | Radiobutton |
Check this box if, within the past 7 years, you HAVE completed a pre-foreclosure sale or short sale where the property was sold to a third party and the lender agreed to accept less than the outstanding mortgage balance.
|
| L. Property Foreclosed Upon (Last 7 Years) | ||
| L. Have you had property foreclosed upon in the last 7 years? — NO | Radiobutton |
Check this box if you have NOT had any property foreclosed upon in the last seven years.
|
| L. Have you had property foreclosed upon in the last 7 years? — YES | Radiobutton |
Check this box if you HAVE had one or more properties foreclosed upon during the past seven years.
|
| Lender Loan Identifiers | ||
| Lender Loan Number / Universal Loan Identifier | Text |
Enter the lender-assigned loan number or the Universal Loan Identifier (ULI) for this mortgage loan as provided by the lender.
|
| Agency Case Number | Text |
Enter the agency case number associated with this loan, if applicable, as assigned by the agency handling the loan.
|
| Loan Originator Contact and Licensing | ||
| Loan Originator Name | Text |
Enter the full name of the loan originator (first and last name, including middle initial if applicable).
|
| Loan Originator NMLSR ID# | Number |
Enter the loan originator's NMLSR (NMLS) identification number.
|
| State License ID# | Text |
Enter the loan originator's state-issued license identification number.
|
| Text |
Provide the loan originator's email address for contact.
|
|
| Phone Area Code | Text |
Enter the three-digit area code portion of the loan originator's telephone number.
|
| Phone Prefix | Text |
Enter the next three digits (phone prefix/central office code) of the loan originator's telephone number.
|
| Originator phone number | Text | |
| Loan Originator Organization Details | ||
| Loan Originator Organization Name | Text |
Enter the full legal name of the loan originator's organization as it appears on official records.
|
| Loan Originator Organization Address | Text |
Enter the organization's full mailing address, including street address, city, state, and ZIP code.
|
| Loan Originator Organization NMLSR ID | Number |
Enter the organization's NMLSR (Nationwide Multistate Licensing System & Registry) identification number.
|
| State License ID# | Text |
Enter the state-issued license identification number for the loan originator organization.
|
| Loan Originator Signature Date (MM/DD/YYYY) | ||
| Loan Originator Signature Date - Month | Text |
Enter the two-digit month (MM) of the loan originator's signature date.
|
| Loan Originator Signature Date - Day | Text |
Enter the two-digit day (DD) of the loan originator's signature date.
|
| Loan Originator Signature Date - Year | Text |
Enter the four-digit year (YYYY) of the loan originator's signature date.
|
| M. Bankruptcy Declared (Past 7 Years) and Type | ||
| M. Have you declared bankruptcy within the past 7 years? — No | Radiobutton |
Check this box if you have NOT declared bankruptcy at any time in the past seven years.
|
| M. Have you declared bankruptcy within the past 7 years? — Yes | Radiobutton |
Check this box if you HAVE declared bankruptcy within the past seven years (then identify the type(s) below).
|
| M. Chapter 7 | Checkbox |
If you answered Yes to having declared bankruptcy within the past seven years, check this box if the bankruptcy was Chapter 7. Fill only if 'M. Have you declared bankruptcy within the past 7 years? — Yes' is 'Yes'.
Depends on:
M. Have you declared bankruptcy within the past 7 years? — Yes
|
| M. Chapter 11 | Checkbox |
If you answered Yes to having declared bankruptcy within the past seven years, check this box if the bankruptcy was Chapter 11. Fill only if 'M. Have you declared bankruptcy within the past 7 years? — Yes' is 'Yes'.
Depends on:
M. Have you declared bankruptcy within the past 7 years? — Yes
|
| M. Chapter 12 | Checkbox |
If you answered Yes to having declared bankruptcy within the past seven years, check this box if the bankruptcy was Chapter 12. Fill only if 'M. Have you declared bankruptcy within the past 7 years? — Yes' is 'Yes'.
Depends on:
M. Have you declared bankruptcy within the past 7 years? — Yes
|
| M. Chapter 13 | Checkbox |
If you answered Yes to having declared bankruptcy within the past seven years, check this box if the bankruptcy was Chapter 13. Fill only if 'M. Have you declared bankruptcy within the past 7 years? — Yes' is 'Yes'.
Depends on:
M. Have you declared bankruptcy within the past 7 years? — Yes
|
| Mailing Address (if different) | ||
| Mailing Address (if different) — Does not apply | Checkbox |
Check this box only if you do not have a separate mailing address (i.e., your mailing address is the same as your current address or you have no different mailing address).
|
| Mailing Street Address | Text |
Enter the full mailing street address (house number and street name, or P.O. Box) for the mailing address if different from your current address. Fill only if 'Mailing Address (if different) — Does not apply' is 'No'.
|
| Mailing Unit/Apartment Number | Text |
Enter the unit, apartment, or suite number for the mailing address (e.g., Apt 4B or Suite 200) if applicable. Fill only if 'Mailing Address (if different) — Does not apply' is 'No'.
|
| Mailing City | Text |
Enter the city or town for the mailing address. Fill only if 'Mailing Address (if different) — Does not apply' is 'No'.
|
| Mailing State | Combobox |
Enter the state or province for the mailing address (use the two‑letter state abbreviation or full state name as preferred). Fill only if 'Mailing Address (if different) — Does not apply' is 'No'.
AP
NH
PA
DE
KY
MS
AR
FM
GA
PW
MA
IL
NY
VT
OK
CT
WI
OH
TX
GU
AL
MI
VA
NM
OR
FL
WA
HI
AS
MD
MT
IN
CA
DC
AZ
LA
AE
ND
NV
PR
MH
IA
SC
AK
NE
ME
SD
RI
AA
TN
UT
VI
MP
ID
MO
NC
WY
MN
CO
WV
KS
NJ
|
| Mailing ZIP Code | Text |
Enter the postal code for the mailing address (ZIP code or postal code, include ZIP+4 if available). Fill only if 'Mailing Address (if different) — Does not apply' is 'No'.
|
| Mailing Country | Text |
Enter the country for the mailing address. Fill only if 'Mailing Address (if different) — Does not apply' is 'No'.
|
| Marital Status and Dependents | ||
| Marital Status - Married | Radiobutton |
Check this box if you are currently married.
|
| Marital Status - Separated | Radiobutton |
Check this box if you are currently separated from your spouse (legally or de facto).
|
| Marital Status - Unmarried | Radiobutton |
Check this box if you are not married (including single, divorced, widowed, in a civil union, domestic partnership, or a registered reciprocal beneficiary relationship).
|
| Dependents – Number | Text |
Enter the total number of dependents not listed by another borrower as a numeric value (e.g., 0, 1, 2).
|
| Dependents – Ages | Text |
Enter the ages of each dependent not listed by another borrower, separated by commas (for example: 4, 7, 15). Fill only if 'Dependents – Number' is greater than 0.
|
| Military Service Status (No/Yes) | ||
| Military Service - No | Radiobutton |
Check this box if you (or your deceased spouse) have never served and are not currently serving in the United States Armed Forces.
|
| Military Service - Yes | Radiobutton |
Check this box if you (or your deceased spouse) have served or are currently serving in the United States Armed Forces (then complete any applicable follow-up items).
|
| No Real Estate Owned | ||
| I do not own any real estate | Checkbox |
Check this box if you currently do not own any real estate properties (no homes, land, or other real property) to report on this form.
|
| Other Hispanic or Latino - Print Origin | ||
| Other Hispanic or Latino - Print origin | Checkbox |
Check this box if you are Hispanic or Latino but none of the listed subcategories apply; use the adjacent line to print your specific origin (for example, Argentinean, Colombian, Dominican, etc.).
|
| Other Hispanic or Latino - Print origin | Text |
Enter the specific Hispanic/Latino origin (for example: Argentinean, Colombian, Dominican, Nicaraguan, Salvadoran, Spaniard) as a short text label. Fill only if 'Other Hispanic or Latino - Print origin' is 'Yes'.
Depends on:
Other Hispanic or Latino - Print origin
|
| Other Income - Total (Provide TOTAL Amount) | ||
| Other Income — Total Amount | Number |
Enter the total monthly amount of all other income sources combined as the grand total for the 'Income from Other Sources' section. Fill only if 'Section 1e - Does not apply' is 'No'.
|
| Other Military Service Type (Check all that apply) | ||
| Currently retired, discharged, or separated from service | Checkbox |
Check this box if the borrower (or deceased spouse) is currently retired from the military, has been discharged, or is separated from military service. Fill only if 'Military Service - Yes' is 'Yes'.
Depends on:
Military Service - Yes
|
| Only period of service was as a non-activated member of the Reserve or National Guard | Checkbox |
Check this box if the borrower’s (or deceased spouse’s) only military service was as a Reserve or National Guard member who was never activated for federal service. Fill only if 'Military Service - Yes' is 'Yes'.
Depends on:
Military Service - Yes
|
| Surviving spouse | Checkbox |
Check this box if you are the surviving spouse of a person who served in the military. Fill only if 'Military Service - Yes' is 'Yes'.
Depends on:
Military Service - Yes
|
| Property 3a Address | ||
| Property 3a - Street Address | Text |
Enter the street number and name for Property 3a (house number, street name and any directional).
|
| Property 3a - Unit/Apartment/Suite | Text |
Enter the unit, apartment, or suite number for Property 3a; leave blank if none.
|
| Property 3a - City | Text |
Enter the city or municipality where Property 3a is located.
|
| Property 3a - State | Combobox |
Enter the state (postal abbreviation or full state name) where Property 3a is located.
NH
PA
DE
KY
MS
AR
FM
GA
PW
MA
IL
NY
VT
OK
CT
WI
OH
TX
GU
AL
MI
VA
NM
OR
FL
WA
HI
AS
MD
MT
IN
CA
DC
AZ
LA
ND
NV
PR
MH
IA
SC
AK
NE
ME
SD
RI
TN
UT
VI
MP
ID
MO
NC
WY
MN
CO
WV
KS
NJ
|
| Property 3a - ZIP/Postal Code | Text |
Enter the ZIP or postal code for Property 3a (5-digit ZIP or ZIP+4 as applicable).
|
| Property 3a - Country | Text |
Enter the country in which Property 3a is located.
|
| Property 3a Details | ||
| Property 3a - Property Value | Number |
Enter the current market value or sale price of the property.
|
| Property 3a - Status | Combobox |
Enter the property's status such as 'Sold', 'Pending Sale', or 'Retained'.
Pending Sale
Sold
Retained
|
| Property 3a - Intended Occupancy | Combobox |
Specify how the property is intended to be used (for example: Investment, Primary Residence, Second Home, or Other).
Pending Sale
Retained
0
Sold
|
| Property 3a - Monthly Insurance/Taxes/Association Dues | Number |
Enter the monthly cost for insurance, property taxes, and association dues if these amounts are not included in the mortgage payment.
|
| Property 3a - Monthly Rental Income | Number |
Enter the gross monthly rental income the property currently produces.
|
| Property 3a - Net Monthly Rental Income (for lender) | Number |
Enter the net monthly rental income figure for lender calculation (rental income after allowable expenses).
|
| Property 3a Mortgage Loan First | ||
| First Mortgage Creditor Name | Text |
Enter the full name of the lender or creditor that holds the first mortgage on this property.
|
| First Mortgage Account Number | Text |
Enter the account or loan number assigned to this mortgage by the creditor.
|
| First Mortgage Monthly Payment | Number |
Enter the monthly mortgage payment amount for this mortgage.
|
| First Mortgage Unpaid Balance | Number |
Enter the current unpaid principal balance remaining on this mortgage.
|
| Property 3a Mortgage (First) — To be paid off at or before closing (loan 1) | Checkbox |
Check this box when the mortgage shown on the first mortgage line for this property will be paid off at or before closing.
|
| First Mortgage Loan Type | Combobox |
Enter the loan program or type for this mortgage (for example FHA, VA, Conventional, USDA-RD, or Other).
VA
Conventional
USDA-RD
Other
FHA
|
| First Mortgage Credit Limit (if applicable) | Number |
Enter the credit limit for this mortgage or related credit line if applicable.
|
| Property 3a Mortgage Loan Second | ||
| Property 3a Second Mortgage - Creditor Name | Text |
Enter the name of the lender or creditor for the second mortgage on the Property 3a entry.
|
| Property 3a Second Mortgage - Account Number | Text |
Enter the account or loan number assigned by the lender for this mortgage.
|
| Property 3a Second Mortgage - Monthly Mortgage Payment | Number |
Enter the regular monthly mortgage payment amount you pay for this loan.
|
| Property 3a Second Mortgage - Unpaid Balance | Number |
Enter the current unpaid principal balance remaining on this mortgage.
|
| 3a Mortgage Loan 2 - To be paid off at or before closing | Checkbox |
Check this box if the second mortgage/loan listed on this property will be paid off at or before closing.
|
| Property 3a Second Mortgage - Loan Type | Combobox |
Enter the type of loan for this mortgage (for example: FHA, VA, Conventional, USDA-RD, Other).
VA
Conventional
USDA-RD
Other
FHA
|
| Property 3a Second Mortgage - Credit Limit (if applicable) | Number |
Enter the credit limit for this loan if it applies; leave blank if not applicable.
|
| Property 3a Mortgage Loans Not Applicable | ||
| 3a Does not apply | Checkbox |
Check this box if there are no mortgage loans on the property listed in Section 3a (i.e., this property has no outstanding mortgages or loans to report).
|
| Property 3b Address | ||
| 3b Street | Text |
Enter the street number and name (including apartment/building if part of street line) for Property 3b.
|
| 3b Unit # | Text |
Enter the unit, apartment, or suite number for Property 3b, or leave blank if not applicable.
|
| 3b City | Text |
Enter the city or locality where Property 3b is located.
|
| 3b State | Combobox |
Enter the state (abbreviation or full name) for Property 3b.
NH
PA
DE
KY
MS
AR
FM
GA
PW
MA
IL
NY
VT
OK
CT
WI
OH
TX
GU
AL
MI
VA
NM
OR
FL
WA
HI
AS
MD
MT
IN
CA
DC
AZ
LA
ND
NV
PR
MH
IA
SC
AK
NE
ME
SD
RI
TN
UT
VI
MP
ID
MO
NC
WY
MN
CO
WV
KS
NJ
|
| 3b ZIP | Text |
Enter the ZIP or postal code for Property 3b.
|
| 3b Country | Text |
Enter the country where Property 3b is located.
|
| Property 3b Details | ||
| 3b - Property Value | Number |
Enter the current market or estimated value of this additional property.
|
| 3b - Property Status | Combobox |
Enter the status of the property (for example: Sold, Pending Sale, or Retained).
Pending Sale
Sold
Retained
|
| 3b - Intended Occupancy | Combobox |
Specify the intended occupancy or use of the property (for example: Investment, Primary Residence, Second Home, or Other).
Pending Sale
Retained
0
Sold
|
| 3b - Monthly Insurance/Taxes/Association Dues | Number |
Enter the monthly amount for insurance, property taxes, and association/HOA dues for this property if those costs are not included in the mortgage payment.
|
| 3b - Monthly Rental Income | Number |
Enter the gross monthly rental income received for this property if it is a 2–4 unit or other rental/investment property.
|
| 3b - Net Monthly Rental Income (for lender) | Number |
Enter the net monthly rental income amount the lender should use for underwriting calculations.
|
| Property 3b Mortgage Loan First | ||
| 3b First Mortgage - Creditor Name | Text |
Enter the name of the lender, bank, or creditor for the first mortgage on this 3b property.
|
| 3b First Mortgage - Account Number | Text |
Enter the account or loan number assigned to this mortgage by the creditor.
|
| 3b First Mortgage - Monthly Mortgage Payment | Number |
Enter the recurring monthly mortgage payment amount for this loan.
|
| 3b First Mortgage - Unpaid Balance | Number |
Enter the current unpaid principal balance remaining on this mortgage.
|
| 3b. To be paid off at or before closing (First mortgage) | Checkbox |
Check this box if the unpaid balance shown for the first mortgage on Property 3b will be paid off at or before the loan closing.
|
| 3b First Mortgage - Loan Type | Combobox |
Enter the mortgage loan type or program (for example FHA, VA, Conventional, USDA‑RD, or Other).
VA
Conventional
USDA-RD
Other
FHA
|
| 3b First Mortgage - Credit Limit (if applicable) | Number |
Enter the credit limit for this account if applicable; leave blank if not applicable.
|
| Property 3b Mortgage Loan Second | ||
| 3b Creditor Name | Text |
Enter the full name of the creditor or lender for this mortgage on Property 3b.
|
| 3b Account Number | Text |
Enter the mortgage account or loan number assigned by the lender for Property 3b.
|
| 3b Monthly Mortgage Payment | Number |
Enter the current monthly mortgage payment amount you pay for this loan on Property 3b.
|
| 3b Unpaid Balance | Number |
Enter the outstanding principal balance remaining on this mortgage for Property 3b.
|
| 3b. Mortgage Loan – To be paid off at or before closing | Checkbox |
Check this box if the listed mortgage loan on the additional (3b) property will be paid off at or before closing.
|
| 3b Loan Type | Combobox |
Enter the mortgage loan type or program for this loan on Property 3b (for example FHA, VA, Conventional, USDA-RD, or Other).
VA
Conventional
USDA-RD
Other
FHA
|
| 3b Credit Limit (if applicable) | Number |
If the mortgage has a credit line or limit (for example a HELOC), enter that credit limit amount for Property 3b; otherwise leave blank.
|
| Property 3b Mortgage Loans Not Applicable | ||
| 3b Mortgage Loans on this Property — Does not apply | Checkbox |
Check this box if there are no mortgage loans on the additional property listed in Section 3b (i.e., the question about mortgage loans for this property does not apply).
|
| Property 3c Address | ||
| 3c Street | Text |
Enter the street number and name for Property 3c (do not include unit or apartment number).
|
| 3c Unit # | Text |
Enter the unit, apartment, or suite number for Property 3c, or leave blank if none.
|
| 3c City | Text |
Enter the city where Property 3c is located.
|
| 3c State | Combobox |
Enter the state, province, or region for Property 3c.
NH
PA
DE
KY
MS
AR
FM
GA
PW
MA
IL
NY
VT
OK
CT
WI
OH
TX
GU
AL
MI
VA
NM
OR
FL
WA
HI
AS
MD
MT
IN
CA
DC
AZ
LA
ND
NV
PR
MH
IA
SC
AK
NE
ME
SD
RI
TN
UT
VI
MP
ID
MO
NC
WY
MN
CO
WV
KS
NJ
|
| 3c ZIP | Text |
Enter the postal ZIP or postal code for Property 3c.
|
| 3c Country | Text |
Enter the country where Property 3c is located.
|
| Property 3c Details | ||
| Property 3c - Property Value | Number |
Enter the total current market value or sales price of the property.
|
| Property 3c - Status | Combobox |
Enter the property's status such as 'Sold', 'Pending Sale', or 'Retained'.
Pending Sale
Sold
Retained
|
| Property 3c - Intended Occupancy | Combobox |
Specify the intended occupancy for the property (for example: Investment, Primary Residence, Second Home, or Other).
Pending Sale
Retained
0
Sold
|
| Property 3c - Monthly Insurance/Taxes/Association Dues | Number |
Enter the monthly amount for insurance, property taxes, and association dues if not included in the mortgage payment.
|
| Property 3c - Monthly Rental Income | Number |
Enter the gross monthly rental income received from the property, if applicable.
|
| Property 3c - Net Monthly Rental Income (For LENDER) | Number |
Enter the net monthly rental income amount the lender should use for qualification calculations.
|
| Property 3c Mortgage Loan First | ||
| 3c Mortgage Loan 1 - Creditor Name | Text |
Enter the full name of the lender or creditor for the mortgage on Property 3c.
|
| 3c Mortgage Loan 1 - Account Number | Text |
Enter the account or loan number assigned to this mortgage by the creditor.
|
| 3c Mortgage Loan 1 - Monthly Mortgage Payment | Number |
Enter the current monthly payment amount you make on this mortgage.
|
| 3c Mortgage Loan 1 - Unpaid Balance | Number |
Enter the current outstanding principal balance remaining on this mortgage.
|
| 3c. To be paid off at or before closing | Checkbox |
Check this box if the mortgage loan listed in section 3c will be paid off at or before the closing of the loan.
|
| 3c Mortgage Loan 1 - Loan Type | Combobox |
Enter the mortgage loan type (for example FHA, VA, Conventional, USDA-RD, or Other).
VA
Conventional
USDA-RD
Other
FHA
|
| 3c Mortgage Loan 1 - Credit Limit (if applicable) | Number |
Enter the credit limit associated with this mortgage account if it has a revolving or credit-line component.
|
| Property 3c Mortgage Loan Second | ||
| 3c Creditor Name | Text |
Enter the full name of the creditor or lender for the mortgage on Property 3c.
|
| 3c Account Number | Text |
Enter the loan or account number assigned by the creditor for this mortgage.
|
| 3c Monthly Mortgage Payment | Number |
Enter the monthly mortgage payment amount for this mortgage on Property 3c.
|
| 3c Unpaid Balance | Number |
Enter the current unpaid principal balance remaining on this mortgage.
|
| 3c. To be paid off at or before closing | Checkbox |
Check this box if the unpaid balance shown for the mortgage on this additional property (Section 3c) will be paid off at or before loan closing.
|
| 3c Loan Type | Combobox |
Enter the type of mortgage loan for this account (for example FHA, VA, Conventional, USDA-RD, or Other).
VA
Conventional
USDA-RD
Other
FHA
|
| 3c Credit Limit | Number |
Enter the credit limit for this mortgage account, if applicable.
|
| Property 3c Mortgage Loans Not Applicable | ||
| 3a Mortgage Loans – Does not apply | Checkbox |
Check this box if the property listed in Section 3a has no mortgage loans (i.e., there are no creditors, account numbers, or unpaid balances to report).
|
| Race - American Indian or Alaska Native (Tribe Name) | ||
| American Indian or Alaska Native – Print name of enrolled or principal tribe | Checkbox |
Check this box if you identify as American Indian or Alaska Native and will (or have) provide(d) the name of your enrolled or principal tribe on the provided line.
|
| American Indian or Alaska Native — Tribe Name | Text |
Enter the name of the enrolled or principal tribe (the specific tribal affiliation) if you selected American Indian or Alaska Native. Fill only if 'American Indian or Alaska Native – Print name of enrolled or principal tribe' is 'Yes'.
Depends on:
American Indian or Alaska Native – Print name of enrolled or principal tribe
|
| Race - Asian (Including Other Asian Print Race) | ||
| Asian | Checkbox |
Check this box if the borrower identifies as Asian (you may also select one or more specific Asian groups below).
|
| Asian Indian | Checkbox |
Check this box if the borrower identifies their race specifically as Asian Indian.
|
| Chinese | Checkbox |
Check this box if the borrower identifies their race specifically as Chinese.
|
| Filipino | Checkbox |
Check this box if the borrower identifies their race specifically as Filipino.
|
| Japanese | Checkbox |
Check this box if the borrower identifies their race specifically as Japanese.
|
| Korean | Checkbox |
Check this box if the borrower identifies their race specifically as Korean.
|
| Vietnamese | Checkbox |
Check this box if the borrower identifies their race specifically as Vietnamese.
|
| Other Asian — Print race | Checkbox |
Check this box if the borrower identifies with an Asian group not listed and print the specific race on the provided line (for example: Hmong, Laotian, Thai, Pakistani).
|
| Other Asian — Print race | Text |
Enter the specific Asian race or ethnicity not listed above (for example, Hmong, Laotian, Thai, Pakistani, Cambodian), written out in words. Fill only if 'Other Asian — Print race' is 'Yes'.
Depends on:
Other Asian — Print race
|
| Race - Native Hawaiian or Other Pacific Islander (Including Other Pacific Islander Print Race) | ||
| Native Hawaiian or Other Pacific Islander | Checkbox |
Check this box if you identify as Native Hawaiian or Other Pacific Islander (you may also select one or more specific subgroups below).
|
| Native Hawaiian | Checkbox |
Check this box if you identify specifically as Native Hawaiian.
|
| Guamanian or Chamorro | Checkbox |
Check this box if you identify specifically as Guamanian or Chamorro.
|
| Samoan | Checkbox |
Check this box if you identify specifically as Samoan.
|
| Other Pacific Islander – Print race | Checkbox |
Check this box if you identify as a Pacific Islander not listed above, and print the specific race (for example: Fijian, Tongan) in the adjacent space.
|
| Native Hawaiian/Other Pacific Islander - Print Race | Text |
Enter the specific Native Hawaiian or Other Pacific Islander race or subgroup (for example: Fijian, Tongan, Guamanian, Chamorro, Samoan, etc.). Fill only if 'Other Pacific Islander – Print race' is 'Yes'.
Depends on:
Other Pacific Islander – Print race
|
| Race - Other Options (Black/White/No Provide) | ||
| Black or African American | Checkbox |
Check this box if you identify your race as Black or African American.
|
| White | Checkbox |
Check this box if you identify your race as White.
|
| I do not wish to provide this information | Checkbox |
Check this box if you do not want to provide your race information.
|
| Second Other Income Source (Row 2) | ||
| Second Other Income Source - Source | Combobox |
Enter the name or brief description of the other income source (for example: Alimony, Child Support, Retirement, Social Security, Rental Income, etc.) corresponding to the second listed income row. Fill only if 'Section 1e - Does not apply' is 'No'.
Separate Maintenance
Foster Care
Alimony
Unemployment Benefits
Capital Gains
Notes Receivable
Social Security
Housing or Parsonage
Mortgage Credit Certificate
Automobile Allowance
Royalty Payments
Disability
VA Compensation
Mortgage Differential Payments
Boarder Income
Retirement
Interest and Dividends
Public Assistance
Trust
Other
Child Support
|
| Second Other Income Source - Monthly Income | Number |
Enter the monthly amount received from this second other income source. Fill only if 'Section 1e - Does not apply' is 'No'.
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| Section 1c - Additional Employment: Employer/Business Details & Ownership | ||
| 1c Employer or Business Name | Text |
Enter the full name of the employer or business for this additional employment. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Phone - Area Code | Text |
Enter the area code portion of the employer or business phone number. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Phone - Number | Text |
Enter the remaining portion of the employer or business phone number (the local number). Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Street Address | Text |
Enter the street address for the employer or business, including number and street name. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Unit / Apt / Suite # | Text |
Enter the unit, apartment, or suite number for the employer or business address, if applicable. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c City | Text |
Enter the city where the employer or business is located. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c State | Combobox |
Enter the state or region where the employer or business is located. Fill only if 'Section 1c — Does not apply' is 'No'.
NH
PA
DE
KY
MS
AR
FM
GA
PW
MA
IL
NY
VT
OK
CT
WI
OH
TX
GU
AL
MI
VA
NM
OR
FL
WA
HI
AS
MD
MT
IN
CA
DC
AZ
LA
ND
NV
PR
MH
IA
SC
AK
NE
ME
SD
RI
TN
UT
VI
MP
ID
MO
NC
WY
MN
CO
WV
KS
NJ
|
| 1c ZIP / Postal Code | Text |
Enter the ZIP or postal code for the employer or business address. Fill only if 'Section 1c — Does not apply' is 'No'.
|
| 1c Country | Text |
Enter the country where the employer or business is located. Fill only if 'Section 1c — Does not apply' is 'No'.
|
| 1c Position or Title | Text |
Enter the job title or position held at this employer or business. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Start Date - Month | Date |
Enter the month portion of the date when this employment began. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Start Date - Day | Date |
Enter the day portion of the date when this employment began. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Start Date - Year | Date |
Enter the year portion of the date when this employment began. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c - Employed by family member/property seller/real estate agent/other party to the transaction | Checkbox |
Check this box if you are employed by a family member, the property seller, a real estate agent, or any other party to the transaction. Fill only if 'Section 1c — Does not apply' is 'No'.
|
| 1c - Business Owner or Self-Employed | Checkbox |
Check this box if you are the business owner or are self-employed for the employer/business listed in this section.
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| 1c - Ownership share less than 25% | Radiobutton |
Check this box if your ownership share in the business is less than 25%. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c - Ownership share 25% or more | Radiobutton |
Check this box if your ownership share in the business is 25% or greater. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Monthly Income (or Loss) | Number |
Enter the monthly income (or loss) amount you receive from this employment. Fill only if '1c - Ownership share less than 25%', '1c - Ownership share 25% or more' is 'Yes' (any).
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| 1c Years in this Line of Work | Text |
Enter the number of full years you have worked in this line of work. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Months in this Line of Work | Text |
Enter the number of additional months (beyond full years) you have worked in this line of work. Fill only if 'Section 1c — Does not apply' is 'No'.
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| Section 1c - Additional Employment: Gross Monthly Income Breakdown | ||
| 1c Base Gross Monthly Income | Number |
Enter the gross monthly base income from this additional employment. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Overtime Gross Monthly Income | Number |
Enter the gross monthly overtime pay from this additional employment. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Bonus Gross Monthly Income | Number |
Enter the gross monthly bonus income from this additional employment. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Commission Gross Monthly Income | Number |
Enter the gross monthly commission income from this additional employment. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Military Entitlements Gross Monthly Income | Number |
Enter the gross monthly military entitlements received for this additional employment. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Other Gross Monthly Income | Number |
Enter any other gross monthly income from this additional employment not shown above. Fill only if 'Section 1c — Does not apply' is 'No'.
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| 1c Total Gross Monthly Income | Number |
Enter the total gross monthly income for this additional employment, combining the above categories. Fill only if 'Section 1c — Does not apply' is 'No'.
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| Section 1c - Does Not Apply (Additional Employment) | ||
| Section 1c — Does not apply | Checkbox |
Check this box if you have no additional employment, self-employment, or income to report for Section 1c.
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| Section 1d - Previous Employment: Employer Details & Dates (Includes applicability) | ||
| 1d Does not apply | Checkbox |
Check this box if Section 1d (Previous Employment/Self-Employment and Income) does not apply to you and you have no previous employment or self-employment to report.
|
| 1d Employer or Business Name | Text |
Enter the name of the previous employer or business for this Section 1d entry. Fill only if '1d Does not apply' is 'No'.
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| 1d Street Address | Text |
Enter the street address (number and street name) of the previous employer or business. Fill only if '1d Does not apply' is 'No'.
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| 1d Unit or Suite Number | Text |
Enter the unit, suite, or apartment number for the employer's address, if applicable. Fill only if '1d Does not apply' is 'No'.
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| 1d City | Text |
Enter the city where the previous employer or business is located. Fill only if '1d Does not apply' is 'No'.
|
| 1d State/Province | Combobox |
Enter the state or province for the employer's address. Fill only if '1d Does not apply' is 'No'.
NH
PA
DE
KY
MS
AR
FM
GA
PW
MA
IL
NY
VT
OK
CT
WI
OH
TX
GU
AL
MI
VA
NM
OR
FL
WA
HI
AS
MD
MT
IN
CA
DC
AZ
LA
ND
NV
PR
MH
IA
SC
AK
NE
ME
SD
RI
TN
UT
VI
MP
ID
MO
NC
WY
MN
CO
WV
KS
NJ
|
| 1d ZIP/Postal Code | Text |
Enter the ZIP or postal code for the employer's address. Fill only if '1d Does not apply' is 'No'.
|
| 1d Country | Text |
Enter the country where the previous employer or business is located. Fill only if '1d Does not apply' is 'No'.
|
| 1d Position or Title | Text |
Enter the job title or position you held at the previous employer. Fill only if '1d Does not apply' is 'No'.
|
| 1d Start Date — Month | Date |
Enter the month component of the employment start date for this previous job. Fill only if '1d Does not apply' is 'No'.
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| 1d Start Date — Day | Date |
Enter the day component of the employment start date for this previous job. Fill only if '1d Does not apply' is 'No'.
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| 1d Start Date — Year | Date |
Enter the year component of the employment start date for this previous job. Fill only if '1d Does not apply' is 'No'.
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| 1d End Date — Month | Date |
Enter the month component of the employment end date for this previous job. Fill only if '1d Does not apply' is 'No'.
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| 1d End Date — Day | Date |
Enter the day component of the employment end date for this previous job. Fill only if '1d Does not apply' is 'No'.
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| 1d End Date — Year | Date |
Enter the year component of the employment end date for this previous job. Fill only if '1d Does not apply' is 'No'.
|
| 1d Check if you were the Business Owner or Self-Employed | Checkbox |
Check this box if the previous employer listed in Section 1d was your own business and you were the business owner or self-employed for that employment. Fill only if '1d Does not apply' is 'No'.
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| 1d Previous Gross Monthly Income | Number |
Enter the gross monthly income you received from this previous employment before taxes and deductions. Fill only if '1d Does not apply' is 'No'.
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| Section 1e - Does Not Apply (Other Income) | ||
| Section 1e - Does not apply | Checkbox |
Check this box if you have no other sources of income to report for Section 1e (Income from Other Sources).
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| Sex Selection | ||
| Female | Radiobutton |
Check this box if the borrower’s sex is female.
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| Male | Radiobutton |
Check this box if the borrower’s sex is male.
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| I do not wish to provide this information | Radiobutton |
Check this box if the borrower chooses not to disclose their sex.
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| Third Other Income Source (Row 3) | ||
| Third Other Income Source (Row 3) - Income Source | Combobox |
Enter the name or type of the third other income source (for example: Alimony, Child Support, Retirement, Social Security, Rental, Interest, etc.). Fill only if 'Section 1e - Does not apply' is 'No'.
Separate Maintenance
Foster Care
Alimony
Unemployment Benefits
Capital Gains
Notes Receivable
Social Security
Housing or Parsonage
Mortgage Credit Certificate
Automobile Allowance
Royalty Payments
Disability
VA Compensation
Mortgage Differential Payments
Boarder Income
Retirement
Interest and Dividends
Public Assistance
Trust
Other
Child Support
|
| Third Other Income Source (Row 3) - Monthly Income | Number |
Enter the gross monthly amount received from this third other income source. Fill only if 'Section 1e - Does not apply' is 'No'.
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