Yes! You can use AI to fill out Fidelity Change of Account Registration — Cash Management Account

This complex form requires different supporting documents (e.g., death certificates, marriage certificates, trust certifications) depending on the specific account change. People often overlook the 'Required Documents' column in the instructional matrix, leading to an incomplete submission. This will cause an immediate rejection and delay the account change until all necessary paperwork is provided. To avoid this, carefully review the matrix for your situation and gather all documents before submission.

A Medallion Signature Guarantee is required for certain transactions, often based on account value (e.g., over $100,000). Many people either miss this requirement in the instructions or confuse it with a standard notary stamp, which is not acceptable. Submitting the form without a required Medallion guarantee will lead to its rejection and significant processing delays. To prevent this, check the 'Who Must Get a Medallion Signature Guarantee' column in the matrix and obtain one from a qualified financial institution.

The form has two distinct signature sections (9a for removed owners, 9b for new/remaining owners), and the instructions specify exactly who must sign. It's common for people to sign in the wrong section or for a required party, like a new joint owner or all trustees, to forget to sign. An incorrect or missing signature invalidates the request, requiring the form to be re-submitted correctly. Always use the matrix on page 1 to confirm who needs to sign and in which section.

This form is only for changing the registration on an existing account without changing the primary tax reporting number. People mistakenly use it when the tax ID is changing or when changing from a different account type (e.g., a standard brokerage account) to a CMA. This results in the wrong process being initiated, causing rejection and wasted time. Always confirm if the tax reporting number is changing; if so, a new account application is required instead.

When changing to a trust account, people often provide an abbreviated trust name instead of the full legal name from the trust document or forget to list all current trustees. They may also fail to complete the separate 'Fidelity Certification of Trust' form entirely. These omissions prevent Fidelity from verifying the trust, halting the registration change. Ensure the trust name is exact and that all trustee and beneficial ownership information is fully provided as per the legal documents.

Section 4 explicitly states that the residential address cannot be a P.O. Box, as this is the legal address used for tax reporting and identity verification. Applicants sometimes enter their mailing P.O. Box out of habit, which will cause the form to be flagged for correction. To avoid delays, always provide a physical street address for the residential address and use the separate 'Mailing Address' section for any P.O. Boxes. AI-powered form fillers like Instafill.ai can automatically validate address formats and flag P.O. Boxes entered in an incorrect field.

The 'Fidelity Certification of Trust' form requires all trustee signatures to be notarized if the trust is governed by the laws of specific states (e.g., California, Delaware, Nevada). Filers often miss this state-specific requirement, especially if they are not residents of one of those states but their trust is governed by its laws. A missing notarization will cause the certification to be rejected, delaying the entire account change process. Always check the list of states requiring notarization before signing.

The instructions in Section 9 state to 'return all pages of this form (1–11) to Fidelity.' People often only mail the pages they filled out, assuming the blank pages and instructions are not needed. However, the full document is considered the complete legal agreement, and submitting only a portion can lead to rejection. If the form is a non-fillable PDF, a tool like Instafill.ai can convert it into a single, fillable document, which helps ensure the entire package is saved and sent together.

Non-U.S. citizens must provide detailed government ID information, including an unexpired ID number, country of issuance, and expiration date, and must attach a copy of the ID. Common errors include providing an expired ID, forgetting to attach a copy, or failing to submit the required IRS Form W-8. These mistakes lead to compliance holds and prevent the account from being reregistered until all verification requirements are met. Tools like Instafill.ai can ensure all required fields for foreign citizens are completed and validate date formats to catch expired IDs before submission.

On the 'Fidelity Certification of Trust' form, filers must explicitly name the person(s) who can amend or revoke the trust. It's common to leave these fields blank if no one has this power, but the instructions require writing 'none' in this case. Leaving it blank creates ambiguity and will cause the form to be returned for clarification, delaying the process. Carefully review the trust document to identify these individuals or write 'none' if applicable.