Yes! You can use AI to fill out Form 21, Residential Purchase and Sale Agreement

Parties often forget to list every attached addendum in Section 18 of the main agreement. This happens when multiple documents are prepared separately and not cross-referenced before signing. The consequence is that the legal standing of an unlisted addendum, such as a financing or inspection contingency, could be challenged, potentially voiding critical terms of the offer. To avoid this, meticulously review all documents that form the complete agreement and ensure each one is explicitly named in Section 18 before signing.

Buyers and sellers sometimes enter nicknames, initials, or incomplete legal names in Sections 2 and 3. This error often occurs due to haste or not understanding the need for precision on a legal contract. Using incorrect names can cause significant delays and complications with financing, title insurance, and the legal recording of the deed, potentially requiring last-minute contract amendments. Always use the full, legal names of all parties as they appear on government-issued identification or property title documents.

An offeror may neglect to fill in the 'Offer Expiration Date' in Section 1, assuming the offer remains open indefinitely or not realizing its importance. While the contract defaults to a two-day expiration, this may not align with the offeror's intent, creating ambiguity and risk of a missed opportunity or an unintended acceptance. This can lead to disputes over whether a valid contract was formed. Always specify a clear date and time to create a firm deadline for acceptance, which provides certainty for both parties.

In Section 8, parties must choose between 'Forfeiture of Earnest Money' or 'Seller’s Election of Remedies' in case of buyer default, but this box is frequently missed. Overlooking this critical choice creates significant legal uncertainty if the buyer fails to close. The consequence is a potential dispute over the seller's rights, which may require costly legal intervention to resolve. To prevent this, buyers should carefully consider the implications of each option and make an explicit choice as part of their offer.

A simple typo when entering the Tax Parcel Number in Section 4 is a common but severe data entry error. This number is the unique government identifier for the property, and an incorrect number could mean the contract legally describes the wrong property. This can invalidate the entire agreement, derail financing, and create major title insurance problems that are expensive and time-consuming to fix. Always double-check the parcel number against official county records or the seller's property tax statement for accuracy.

When using the write-in portion of Section 5 ('Included Items') or Section 10 of the Optional Clauses Addendum ('Excluded Item(s)'), parties often use vague terms like 'drapes' or 'shelving'. This ambiguity leads to disputes at the final walk-through when the buyer's and seller's expectations don't match. To avoid this, be extremely specific (e.g., 'all window drapes in master bedroom' or 'freestanding metal shelves in garage') to ensure there is no confusion about what personal property is included or excluded from the sale.

In Section 14, a seller may incorrectly check that they are not a 'foreign person' for U.S. income tax purposes, either from misunderstanding the rule or by mistake. This misrepresentation can cause major closing delays when the Closing Agent verifies the seller's status, as specific tax withholding (FIRPTA) is required for foreign sellers. Correcting this late in the process can jeopardize the closing date and may lead to penalties. Sellers must accurately disclose their status from the outset to ensure compliance and a smooth closing.

On the Optional Clauses Addendum (Form 22D), a seller might incorrectly check the boxes in Section 5 regarding utility connections, often by assuming a property is on public sewer when it's actually on a septic system. This misrepresentation, even if unintentional, can lead to post-closing legal disputes if the buyer discovers the true situation and incurs unexpected costs. Sellers should verify all utility connections from their records rather than relying on memory to prevent claims of misrepresentation. AI-powered tools like Instafill.ai can help by pre-filling known property data, reducing the chance of such errors.

In the rush to complete a multi-page agreement, it's common for buyers or sellers to miss a signature, date, or initial field, especially on addenda or at the bottom of each page. An unsigned offer is not legally binding, and missing initials can create doubt as to whether a party reviewed and agreed to the terms on a specific page. This can invalidate the contract or lead to disputes. To avoid this, methodically review every page to ensure all required signature, date, and initial fields are completed by all parties. If the form is a non-fillable PDF, a tool like Instafill.ai can convert it into an interactive, fillable version where required fields are clearly marked.

On Form 22EF, buyers may mistakenly list funds as 'Non-Contingent' when they are actually 'Contingent' (e.g., funds in a stock account that must be sold, or money from a pending property sale). This happens when a buyer overestimates the liquidity of their assets. This gives the seller a false sense of security and can lead to the buyer defaulting if the funds are not accessible by the closing date, resulting in forfeiture of earnest money and potential legal action. Buyers must honestly assess whether their funds are truly available without any preconditions.

Section 4 of the agreement states that the legal description is attached as 'Exhibit A,' but parties sometimes forget to actually attach the document. A purchase agreement without a complete and accurate legal description may be considered unenforceable, as the subject matter of the contract is not properly identified. This can halt the transaction until the correct legal description is obtained from a title report or deed and formally added via an amendment. Always ensure Exhibit A is prepared and attached with the initial offer to create a valid and binding agreement from the start.