Yes! You can use AI to fill out Selbstauskunft - vertraulich -
Don't type 569 fields by hand. Tell our AI about yourself, or upload a document you already have, and it fills every field in seconds. You check it, then download, print or sign.
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What this form asks for
The AI fills all of it, from your answers or your documents.
The AI checks your answers before you download
12 checks built for this form, so a wrong date or a missing answer is caught before anyone else sees it.
This check ensures that the 'Geburtsdatum' (Date of Birth) for both the applicant and co-applicant is a valid date in the past and indicates the person is of legal adult age, typically over 18. It prevents data entry errors like future dates or typos that would result in an impossible age. If the date is invalid or suggests the applicant is a minor, the form submission should be rejected pending correction, as it's fundamental for identity verification and legal capacity.
This validation verifies that the 'Steueridentifikationsnummer' conforms to the official German format: an 11-digit number with specific rules, such as not containing a digit repeated more than three times consecutively. This is crucial for correct tax identification and regulatory reporting. A failure in this check would prevent the form from being processed correctly and could lead to issues with financial authorities, so the user must correct the number before submission.
This check calculates the sum of all individual income fields and compares it to the user-entered 'Summe Einnahmen'. It performs the same calculation for expenses against the 'Summe Ausgaben'. This is a critical logical check to ensure the financial data is arithmetically correct and not mis-totaled by the user. If the calculated sum does not match the entered total, an error is flagged, forcing the user to review and correct their financial figures for an accurate assessment.
This is a conditional validation that checks if the 'Branche' (Industry) field is filled out when the 'Erwerbssituation' (Employment Situation) is marked as 'selbstständig' (self-employed). The industry is a key data point for the bank to assess the risk associated with self-employment income. If an applicant is self-employed but does not specify their industry, the form submission will be blocked until this required information is provided.
This check validates that if a user ticks 'ja' (yes) to the question about having past legal or insolvency proceedings, the corresponding text field for details is not left empty. This information is vital for assessing creditworthiness and risk. A 'yes' answer without an explanation is incomplete and would halt the application process until the user provides the necessary details about the proceedings.
This logical check ensures the 'Beschäftigt seit / selbständig seit' (Employed/Self-employed since) date is not before the applicant's date of birth or before a reasonable working age (e.g., 16 years old). This prevents illogical data entry errors and ensures the employment history is plausible. An invalid date would trigger an error, requiring the user to correct their employment history.
And 6 more checks
- Checks Consistency between Marital and Matrimonial Status
- Enforces Mutually Exclusive Asset and Liability Declarations
- Cross-Validates Gross Income Declaration with Tax Expenses
- Links Rental Income to a Declared Rental Property
- Validates German Postal Code (PLZ) Format
- Ensures Co-applicant Core Profile Completeness
Let AI fill out your Selbstauskunft
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How to Fill Out Selbstauskunft Online for Free in 2026
What the AI walks you through.
- Navigate to Instafill.ai and upload or select the 'Selbstauskunft' form.
- Use the AI assistant to automatically fill in personal details for the applicant and co-applicant, such as name, address, date of birth, and tax ID.
- Enter detailed information about your monthly income and expenses, including salary, rental income, living costs, and insurance premiums, letting the AI guide you through each section.
- List all assets, including bank accounts, savings plans (Bausparguthaben), securities, and real estate, by following the structured prompts for each category.
- Disclose all liabilities, such as existing loans, credit lines, and mortgages, ensuring all details like outstanding balances and monthly rates are accurately entered.
- Review all the information populated by the AI for accuracy, make any necessary corrections, and then sign the document electronically.
- Download the completed, signed 'Selbstauskunft' form, ready to be submitted to the bank along with any required supporting documents.
Common Mistakes in Completing Selbstauskunft
The ones the AI is built to catch.
Confusing Gross and Net Income
Incomplete Disclosure of Liabilities
Misunderstanding Matrimonial Property Regimes ('Güterstand')
Entering Incorrect Life Insurance Values
Forgetting to Include All Salary Components
Inconsistent or Duplicated Household Expenses
Missing or Incorrect German Tax ID ('Steueridentifikationsnummer')
Submitting the Form Without Required Supporting Documents
Omitting the Fixed-Interest Period End Date ('Zinsablauf')
Vague or Incomplete Employer Information
Frequently Asked Questions About Selbstauskunft
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What is the purpose of this 'Selbstauskunft' form?
Who needs to fill out this form? Do I need a co-applicant?
What supporting documents are required with this form?
How should I report my income in Section 2, 'Einkommensverhältnisse'?
What if all my bank accounts are already with Volksbank Raiffeisenbank?
I am self-employed. What specific information is required from me?
What should I include in the 'Verbindlichkeiten' (Liabilities) section?
What happens after I submit this form?
Can I use an AI tool to help me fill out this detailed form?
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The PDF form I have is not fillable. What should I do?
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