Instafill.ai
7 days free
AI form filling · 36 fields · 2 pages · done in seconds

Yes! You can use AI to fill out Standard Form 95 (Rev. 2/2007), Claim for Damage, Injury, or Death

Don't type 36 fields by hand. Tell our AI about yourself, or upload a document you already have, and it fills every field in seconds. You check it, then download, print or sign.

7 days free, then $19.99/month · Cancel anytime
AI fills it, no typingEncrypted, never used to train AICancel in two clicks
Standard Form 95 (Rev. 2/2007), Claim for Damage, Injury, or Death, page 1
Moderate · 48/100Form Complexity Index

The AI does the filling. You just check it.

No typing into boxes, nothing to install.

Tell the AI about youAnswer a few questions in plain words, or upload a document you already have. That is all the typing there is.
AI fills every field in secondsIt puts each answer in the right box on every page, tables and checkboxes included.
Check it and downloadReview every field, change anything, then download, print or sign the PDF.

What this form asks for

The AI fills all of it, from your answers or your documents.

Standard Form 95 (SF 95) is the U.S. Department of Justice–prescribed form used to file an administrative tort claim with the appropriate federal agency when you allege that a federal employee’s actions caused property damage, personal injury, or death. It captures the incident details, witnesses, claimed dollar amounts, and insurance information needed for the agency to evaluate and potentially settle the claim. A key requirement is stating a specific dollar amount (“sum certain”) within the applicable deadline (generally two years), because missing or incomplete information can invalidate the claim. Today, SF 95 can be filled out quickly and accurately using AI-powered services like Instafill.ai, which can also convert non-fillable PDF versions into interactive fillable forms.
Fillable fields36
Pages2
Sections14
Tables and lists1
Questions that depend on earlier answers12
Form Complexity IndexModerate, 48/100

The AI checks your answers before you download

16 checks built for this form, so a wrong date or a missing answer is caught before anyone else sees it.

Appropriate Federal Agency is provided and is a plausible agency/office name

Validates that Item 1 (Submit to Appropriate Federal Agency) is not blank and contains a meaningful agency/office identifier (not placeholders like “N/A”, “unknown”, or only a city/state). This is critical because FTCA claims must be presented to the correct federal agency to be considered properly received and processed. If validation fails, the submission should be flagged as incomplete and routed for correction before acceptance.

Claimant full name and complete mailing address are present and structured

Checks that the claimant’s name and address include, at minimum, a full name plus street address, city, state, and ZIP code, and that the state is a valid US state/territory abbreviation and ZIP is 5 digits (or ZIP+4). A complete mailing address is required for correspondence, service, and claim administration. If missing or malformed, the form should be rejected for completion or placed in an exception queue.

Employment type selection is mutually exclusive and not empty

Ensures exactly one of “Military” or “Civilian” is selected for Type of Employment, and that both are not checked simultaneously. This prevents ambiguous classification that can affect routing, investigation, and applicable procedures. If both or neither are selected, the submission should be marked invalid and require claimant clarification.

Claimant date of birth is a valid date and indicates a plausible age

Validates that Date of Birth is a real calendar date (MM/DD/YYYY or accepted format) and is not in the future; optionally flags implausible ages (e.g., under 0 or over 120). DOB is used for identity verification and to distinguish claimant from similarly named individuals. If invalid, the system should block submission or request correction.

Accident date is a valid date and not after signature date

Checks that the Date of Accident is a valid calendar date and is not later than the Date of Signature. This logical consistency is important because a claim cannot be signed before the incident occurs, and incorrect dates can affect timeliness and jurisdiction. If the accident date is invalid or after the signature date, the submission should be flagged for correction.

Accident day-of-week matches the accident date

Validates that the entered day of week (e.g., Monday) corresponds to the provided accident date. This cross-check helps detect data entry errors that can complicate investigations and record matching. If the day does not match the date, the system should prompt for correction or mark the field as inconsistent.

And 10 more checks
  • Accident time format and AM/PM indicator are valid
  • Basis of Claim narrative meets minimum completeness requirements
  • Amount fields are valid currency, non-negative, and sum correctly to total
  • At least one claim category amount is provided (sum certain requirement)
  • Conditional property damage details required when property damage is claimed
  • Conditional injury/death description required when personal injury or wrongful death is claimed
  • Witness entries are internally complete (name required before address; address required if name present)
  • Signature presence and signer phone number format validation
  • Signature date is valid and not in the future
  • Insurance section Yes/No selections are mutually exclusive and trigger required insurer details

Let AI fill out your SF 95

No typing. Every field filled in seconds, checked, ready to sign.

7 days free, then $19.99/month · Cancel anytime

How to Fill Out SF 95 Online for Free in 2026

What the AI walks you through.

  1. Go to Instafill.ai and upload the SF 95 PDF (or select “Standard Form 95 (SF 95)” from the form library).
  2. Let the AI detect and map the form fields, then confirm the form version and the agency you are submitting to (Item 1).
  3. Enter claimant details (name/address, representative if any), employment type (military/civilian), date of birth, and marital status (Items 2–5).
  4. Provide incident specifics: date/day/time and a detailed “Basis of Claim” narrative describing what happened, where, who/what was involved, and the cause (Items 6–8).
  5. Complete the applicable damage sections: property damage details (owner, description, inspection location) and/or personal injury/wrongful death description; add witnesses and their addresses as needed (Items 9–11).
  6. Enter the “Amount of Claim” in dollars for each category and the total (Items 12a–12d), ensuring a clear sum certain, then complete insurance questions (Items 15–19) with insurer details and claim status if applicable.
  7. Review for completeness, attach supporting documentation as needed (estimates, medical reports/bills, proof of authority for representatives), then e-sign, add phone number and date, and download/submit to the appropriate federal agency per the instructions.

Common Mistakes in Completing SF 95

The ones the AI is built to catch.

Submitting to the wrong federal agency (Item 1)
People often send SF-95 to the agency they think is “in charge” (or to DOJ) instead of the specific federal agency whose employee(s) were involved. This can delay processing and may jeopardize the claim because the claim is only “presented” when the correct agency receives it (not when it’s mailed). Verify the involved agency and include the full agency name and any office/unit details; AI tools like Instafill.ai can prompt for the correct agency and reduce misrouting by validating required routing details.
Leaving blanks instead of writing “NONE” where applicable
The instructions require completing all items and inserting “NONE” when something doesn’t apply, but many claimants leave fields empty (especially witnesses, insurance, or property owner sections). Blank fields can be interpreted as incomplete execution and trigger follow-ups or delays. To avoid this, explicitly enter “NONE” for non-applicable items and ensure conditional sections are either completed or clearly marked; Instafill.ai can flag missing required responses and auto-fill “NONE” where appropriate.
Not stating a “sum certain” in the Amount of Claim (Item 12)
A very common error is writing “TBD,” “unknown,” “see attached,” or providing ranges instead of exact dollar amounts in 12a–12d. The form warns that failure to specify a sum certain can render the claim invalid and may result in forfeiture of rights. Always enter specific dollar figures for each applicable category (property damage, personal injury, wrongful death) and a matching total; Instafill.ai can enforce numeric formatting and prevent non-numeric entries.
Total amount (12d) doesn’t equal the sum of 12a–12c
Claimants frequently miscalculate the total, forget to include one category, or enter a total while leaving category lines blank. Inconsistencies can cause processing delays, requests for clarification, or disputes about what is being claimed. Re-check arithmetic and ensure 12d equals 12a + 12b + 12c exactly; Instafill.ai can automatically compute totals and validate that the numbers reconcile.
Mixing up property damage vs. personal injury vs. wrongful death categories
People often put medical bills under property damage, vehicle repair under personal injury, or check/complete the wrong narrative section (Items 9 vs. 10). This creates confusion about what damages are being sought and can slow adjudication or lead to incomplete evaluation. Separate each type of loss into the correct line item and complete the corresponding description fields; Instafill.ai can guide users through category-specific prompts and ensure the right sections are completed.
Insufficient detail in the “Basis of Claim” narrative (Item 8)
Many narratives are too short (e.g., “Government vehicle hit me”) and omit key facts like exact location, sequence of events, involved persons/property, and the cause. Missing details often lead to follow-up requests, longer investigations, and delays in resolution. Provide a clear, chronological account including who/what/where/when/how, and attach additional pages if needed; Instafill.ai can structure the narrative with required prompts and ensure critical details aren’t skipped.
Incorrect or incomplete accident date/time/day (Items 6–7)
Common mistakes include missing the day of week, entering an ambiguous time without A.M./P.M., or using inconsistent dates across attachments. Inaccurate timing can complicate verification (police reports, incident logs, duty rosters) and may undermine credibility. Enter the full date, the day of the week, and a specific time clearly marked A.M. or P.M.; Instafill.ai can standardize date/time formats and flag missing A.M./P.M.
Incomplete claimant identity and mailing address (Item 2) or missing representative details
Claimants often omit apartment/unit numbers, ZIP+4, or provide a temporary address without clarifying, and representatives sometimes fail to list themselves properly. This leads to returned mail, missed deadlines for requests, and delays in communication. Provide a complete deliverable mailing address and, if a representative is involved, list both claimant and representative clearly; Instafill.ai can validate address completeness and formatting.
Signature issues: missing signature/date, wrong signer, or no proof of authority (Items 13–14)
Forms are frequently submitted unsigned, undated, or signed by someone other than the claimant without indicating legal capacity or attaching evidence of authority (e.g., power of attorney, executor documentation). This can make the claim not “executed” and therefore not properly presented, risking invalidation or major delays. Ensure the correct person signs, include title/capacity if not the claimant, attach authority documentation, and date the signature; Instafill.ai can flag missing signature fields and remind users about representative documentation requirements.
Insurance section errors (Items 15–19): inconsistent Yes/No, missing policy info, or vague insurer action
People often check “Yes” but fail to provide insurer name/address/policy number, or they answer inconsistently across accident insurance vs. liability/property coverage. Others write “pending” for insurer action without providing claim number, dates, or what the insurer proposed, which the form explicitly asks the claimant to ascertain. Complete the conditional details whenever “Yes” is selected and provide concrete insurer action information (claim number, adjuster, decision, next steps); Instafill.ai can enforce conditional logic so required insurer details appear and are completed when “Yes” is chosen.
Property damage details missing inspection location or owner information (Item 9)
A common omission is failing to state where the damaged property can be inspected or not listing the owner when the owner is different from the claimant (e.g., leased vehicle, employer-owned equipment). This can delay verification, appraisal, and settlement discussions. Include a brief but specific description of the property, the damage, and a precise inspection address/contact, and list the owner’s full name/address if not the claimant; Instafill.ai can prompt for inspection location and ensure owner fields are completed when property damage is claimed.

Frequently Asked Questions About SF 95

 

Is it really free for 7 days?
Yes. You pay $0 today. Cancel before Nov 17 and you are never charged. Keep it, and it is $19.99 a month for 5 fills of your SF 95.
Can I fill other forms too?
This plan is for your SF 95: your own AI agent fills it as often as 5 times a month. To fill other forms and upload your own, choose a Professional plan from your account.
How do I cancel?
From your account, in two clicks, any time. No email, no call.
How does the AI fill out SF 95?
You answer a few questions in plain words, or upload a document you already have. The AI reads what you give it and puts each answer into the right field of SF 95, on every page, in seconds. It checks the answers against the form's own rules, and you review and change anything before you download, print or sign.
What happens to my information?
It is encrypted in transit and at rest, and it is never used to train AI.
How complex is SF 95 to fill out?
SF 95 has a Form Complexity Index of 48 out of 100, in the moderate tier: 36 fillable fields across 2 pages. Instafill.ai's AI fills it in under a minute, with every field there for you to review before you download.
What is Standard Form 95 (SF-95) used for?
SF-95 is used to present a claim to the U.S. Government for money damages due to property damage, personal injury, or death caused by a federal employee or agency (Federal Tort Claims Act). It provides the required details and a “sum certain” dollar amount for your claim.
Who needs to fill out SF-95?
Anyone seeking compensation from the federal government for damage, injury, or death allegedly caused by a federal employee acting within the scope of employment should submit SF-95 (or equivalent written notice). If there are multiple claimants, each claimant must submit a separate form.
Where do I submit SF-95 (Item 1: “Appropriate Federal Agency”)?
Submit the form directly to the federal agency whose employee(s) was involved in the incident. If more than one agency may be involved, list each agency and submit to the best-identified responsible agency per the instructions.
What is the deadline to file an SF-95 claim?
Your claim must be received by the appropriate federal agency within two years after the claim accrues. It is considered “presented” when the agency receives it—not when you mail it.
What does “sum certain” mean, and why is it important (Item 12)?
“Sum certain” means you must state a specific dollar amount for each category (property damage, personal injury, wrongful death) and the total. If you fail to specify a sum certain, your claim can be invalid and you may forfeit your rights.
How do I complete Item 8 (“Basis of Claim”)?
Provide a detailed narrative of what happened, including who was involved, what property was damaged, where and when it occurred, and the cause. If you need more space, attach additional pages and reference them in Item 8.
What supporting documents should I include for personal injury or death claims?
Include a written report from the attending physician describing the injury, treatment, prognosis, any permanent disability, and hospitalization/incapacitation period, plus itemized medical/hospital/burial bills actually incurred. These documents help substantiate the amount claimed.
What supporting documents should I include for property damage claims?
If the property can be repaired, provide at least two itemized, signed repair estimates from reliable, disinterested businesses (or itemized paid receipts). If it is not economically repairable or is lost/destroyed, provide original cost, purchase date, and before/after value statements from competent disinterested persons (preferably dealers), certified as just and correct.
What if the damaged property belongs to someone else (Item 9)?
List the owner’s name and full address in Item 9 if the owner is different from the claimant. Also describe the property, the damage, and where the property can be inspected.
Do I need to list witnesses, and what if I don’t have any (Item 11)?
If there were witnesses, list their names and full addresses to help the agency investigate. If there are no witnesses, follow the form instructions and enter “NONE” where applicable.
Can an attorney or representative sign and file SF-95 for me?
Yes, a duly authorized agent or legal representative may file, but the claim must be presented in the claimant’s name. If a representative signs, include their title/legal capacity and attach evidence of their authority (e.g., power of attorney, executor/administrator documentation).
How do I answer the insurance questions (Items 15–19), and why are they included?
Answer whether you carry accident insurance and/or liability/property damage insurance, and whether you filed a claim with your insurer, including deductible and insurer actions if applicable. This information is important for subrogation and coordinating how claims are handled.
What happens if I leave blanks or don’t fully complete the form?
The instructions say to complete all items and insert “NONE” where applicable; missing information can delay review or make the claim invalid. Not providing a sum certain amount is a common error that can invalidate the claim.
Are there penalties for false statements or fraudulent claims on SF-95?
Yes—fraudulent claims can result in civil penalties (at least $5,000 up to $10,000 plus triple damages) and criminal penalties including fines and imprisonment. Only submit accurate information and documentation.
Can AI help me fill out SF-95, and how would I do it online with Instafill.ai?
Yes—AI tools can help organize your incident details and auto-fill form fields; services like Instafill.ai use AI to fill PDFs accurately and save time. Typically you upload the SF-95 PDF to Instafill.ai, provide your incident details and amounts, review the populated fields for accuracy, then download and sign before submitting to the appropriate federal agency.
What if my SF-95 PDF is not fillable (a flat/scanned PDF)?
If the PDF isn’t fillable, you can still complete it by printing and handwriting, or use a tool that converts it into a fillable form. Instafill.ai can convert flat non-fillable PDFs into interactive fillable forms so you can type directly into the fields.
Encrypted in transit and at restNever used to train AIDelete your forms any time

Get your SF 95 filled out by AI

$0 today. Cancel before Nov 17 and you pay nothing.

Other forms like this one

VA claim forms: Form OWCP-915, Claim for Medical Reimbursement, Form 8862, Information To Claim Certain Credits, Form CA-7, Claim for Compensation, Form CA-5, Claim for Compensation, Form SC-100, Plaintiff's Claim and ORDER to Go to Small Claims Court, Form 20-0995, Decision Review Request: Supplemental Claim, Form 104, List of Creditors 20 Largest Unsecured Claims, Form 941-X (Rev. April 2023), Adjusted Employer’s QUARTERLY Federal Tax Return or Claim for Refund, Judicial Council of California Form SC-104, Proof of Service (Small Claims), Immigration and Refugee Board of Canada (IRB) – Refugee Protection Division (RPD) Basis of Claim Form (for persons claiming refugee protection in Canada) (RPD.02.01), SC-108, Request to Correct or Cancel Judgment and Answer (Small Claims), Judicial Council of California Form SC-105, Request for Court Order and Answer (Small Claims), SC-120, Defendant’s Claim and ORDER to Go to Small Claims Court (Small Claims), Judicial Council of California Form SC-104, Proof of Service (Small Claims), Continental American Insurance Company (CAIC) / Aflac Group Critical Illness Claim Form (with Attending Physician’s Statement, HIPAA Authorization to Obtain Information, and Electronic Funds Transaction Authorization), Judicial Council of California Form SC-108, Request to Correct or Cancel Judgment and Answer (Small Claims), SC-105, Request for Court Order and Answer (Small Claims), Judicial Council of California Form SC-120, Defendant’s Claim and ORDER to Go to Small Claims Court (Small Claims), Small Claim and Notice of Small Claim (ORS 46.425) (OJD Official) (Jan 2026), VA Form 21-4138, Statement in Support of Claim

7 days free, then $19.99/month · Cancel anytime