Yes! You can use AI to fill out Transamerica Premier Funds Direct Rollover IRA Application (704-TRS Investor Class)
This form is an application to establish a Transamerica Premier Rollover IRA and authorize the direct rollover of funds from an existing employer-sponsored retirement plan. It is crucial for individuals seeking to consolidate their retirement savings into a single IRA account with Transamerica, allowing them to manage their investments and beneficiaries. Today, this form can be filled out quickly and accurately using AI-powered services like Instafill.ai, which can also convert non-fillable PDF versions into interactive fillable forms.
Our AI automatically handles information lookup, data retrieval, formatting, and form filling.
It takes less than a minute to fill out PFTRSAP1105 using our AI form filling.
Securely upload your data. Information is encrypted in transit and deleted immediately after the form is filled out.
Form specifications
| Form name: | Transamerica Premier Funds Direct Rollover IRA Application (704-TRS Investor Class) |
| Number of pages: | 1 |
| Language: | English |
Instafill Demo: How to fill out PDF forms in seconds with AI
How to Fill Out PFTRSAP1105 Online for Free in 2026
Are you looking to fill out a PFTRSAP1105 form online quickly and accurately? Instafill.ai offers the #1 AI-powered PDF filling software of 2026, allowing you to complete your PFTRSAP1105 form in just 37 seconds or less.
Follow these steps to fill out your PFTRSAP1105 form online using Instafill.ai:
- 1 Navigate to Instafill.ai and upload or select the Transamerica Premier Funds Direct Rollover IRA Application.
- 2 Use the AI assistant to accurately fill in your personal account registration details in Section 1, such as your name, SSN, and address.
- 3 Provide information about your current employer-sponsored retirement plan in Section 2.
- 4 In Section 3, specify your investment selections from the available funds and allocate your rollover amount as percentages.
- 5 Designate your primary and contingent beneficiaries in Section 4, including their personal information and share percentages.
- 6 Carefully review all the auto-filled information for accuracy, then electronically sign and date the application in Section 5.
- 7 Download the completed form to provide to your employer or plan record keeper to initiate the rollover process.
Our AI-powered system ensures each field is filled out correctly, reducing errors and saving you time.
Why Choose Instafill.ai for Your Fillable PFTRSAP1105 Form?
Speed
Complete your PFTRSAP1105 in as little as 37 seconds.
Up-to-Date
Always use the latest 2026 PFTRSAP1105 form version.
Cost-effective
No need to hire expensive lawyers.
Accuracy
Our AI performs 10 compliance checks to ensure your form is error-free.
Security
Your personal information is protected with bank-level encryption.
Frequently Asked Questions About Form PFTRSAP1105
This form is used to open a Transamerica Premier Rollover IRA and directly transfer assets from an employer-sponsored retirement plan, such as a 401(k), into it.
You should use this form if you are separating from an employer and wish to move your retirement savings from that company's plan into a personal Rollover IRA with Transamerica.
To comply with the USA PATRIOT Act, you must provide your full legal name, date of birth, Social Security number, and residential street address. Your account cannot be established if this information is missing.
This application, along with your former employer's distribution form, should be given to your employer or their plan's record keeper. They will process the rollover and send the funds directly to Transamerica.
Yes, the minimum rollover amount is $250. Additionally, there is a minimum investment requirement of $250 for each fund account you choose to invest in.
Yes, there is an annual custodial fee of $15 per fund account, up to a maximum of $30 per Social Security Number. However, this fee is waived if the total value of your account(s) is more than $50,000.
In Section 3, you must allocate your investment into the available funds using whole number percentages. The total percentage for all selected funds must add up to exactly 100%.
A Primary Beneficiary is the first person (or people) to inherit your account upon your death. A Contingent Beneficiary only inherits the account if all Primary Beneficiaries have passed away before you.
If you are a U.S. Non-Resident Alien, you must complete and attach Form W-8BEN to this application. You also need to specify your Country of Tax Residency in Section 1.
Your former plan administrator will process your request and issue a check to Transamerica. Once received, Transamerica will establish your Rollover IRA and invest the funds according to your instructions.
Yes, services like Instafill.ai use AI to accurately auto-fill form fields with your personal information, which can save time and help you avoid common mistakes.
You can use a service like Instafill.ai to complete the form digitally. Simply upload the PDF, and the tool will make the fields interactive so you can type in your information before printing.
If you have a non-fillable or 'flat' PDF, you can upload it to a platform like Instafill.ai. It uses technology to convert the document into an interactive, fillable form that you can easily complete on your computer.
Compliance PFTRSAP1105
Validation Checks by Instafill.ai
1
USA PATRIOT Act Required Fields Completion
Verifies that all fields marked with an asterisk (*) in Section 1 are fully completed. This includes the owner's legal name, Social Security Number, date of birth, residential address, and resident status. This is a mandatory federal requirement to verify identity and prevent financial crimes, and the account cannot be established if any of this information is missing.
2
Social Security Number Format Validation
Checks that the Social Security Number in Section 1 is provided in a valid 9-digit format, such as XXX-XX-XXXX or XXXXXXXXX. A valid SSN is critical for identity verification and proper tax reporting to the IRS. An invalid format will cause the application to be rejected until a valid number is provided.
3
Account Owner Minimum Age Verification
Validates that the 'Date of Birth' provided in Section 1 indicates the account owner is of legal age to enter into a contract, typically 18 years or older. This ensures the applicant has the legal capacity to agree to the terms of the IRA custodial agreement. Applications for individuals below the legal age will be rejected.
4
Minimum Rollover Amount Check
Ensures the 'Current Value of funds being transferred' in Section 2 is equal to or greater than the $250 minimum stated on the form. This policy is in place to ensure accounts are economically viable for the institution to maintain. Rollover requests below this threshold will be denied, and the applicant will be notified.
5
Investment Allocation Percentage Sum
Verifies that the sum of all percentages entered for the various funds in Section 3 equals exactly 100%. This is crucial to ensure the applicant's entire rollover amount is allocated according to their instructions, with no funds left uninvested. If the total is not 100%, the form is considered incomplete and will be returned for correction.
6
Investment Allocation Whole Number Validation
Confirms that all percentage values entered in the Investment Selection (Section 3) are whole numbers, as explicitly required by the form. Using only whole numbers simplifies processing and prevents rounding errors during fund allocation. Any entries with decimals or fractions will be flagged as invalid and require correction.
7
Primary Beneficiary Allocation Total
Checks that the sum of percentages for all individuals designated as a 'Primary Beneficiary' (PB) in Section 4 equals 100%. This ensures the entire account balance is properly designated for distribution upon the owner's death, preventing legal ambiguity. If the sum is not 100%, the beneficiary designation is considered invalid and must be corrected.
8
Contingent Beneficiary Allocation Total
Validates that the sum of percentages for all individuals designated as a 'Contingent Beneficiary' (CB) in Section 4 equals 100%. This rule ensures a complete and clear plan for asset distribution if no primary beneficiaries survive the account owner. An incorrect total can create legal complications and will render the contingent designation invalid.
9
Signature and Date Presence
Verifies that the applicant has provided a signature and a date in Section 5. The signature legally binds the applicant to the terms of the agreement, and the date establishes when the contract was executed. An application lacking a signature or date is not legally valid and will be rejected immediately.
10
Conditional Requirement for Non-Resident Aliens
This check ensures that if the 'U.S. Non-Resident Alien' box is checked in Section 1, the 'Country of Tax Residency' field is also filled out. This information is mandatory for international tax reporting compliance. Failure to provide the country of tax residency will halt the account opening process until the required information and Form W-8BEN are supplied.
11
Residential Address Physical Location Check
Ensures the 'Residential Address' in Section 1 is a physical street address and not a P.O. Box. A physical address is required by the USA PATRIOT Act for identity verification purposes. Submissions with a P.O. Box as the residential address will be flagged and require the applicant to provide a valid physical address.
12
Rollover Value Consistency Check
Compares the 'Current Value of funds being transferred' in Section 2 with the 'Amount of my rollover check' in Section 3. These two monetary values should be identical to confirm the amount leaving the old plan matches the amount being invested. A mismatch will trigger a review to resolve the discrepancy before the transaction can be processed.
13
Beneficiary Type Designation Check
Ensures that for every beneficiary listed in Section 4, either the 'PB' (Primary Beneficiary) or 'CB' (Contingent Beneficiary) field is specified. This designation is fundamental to establishing the order of inheritance. An entry without this designation is ambiguous and will be considered incomplete, requiring clarification from the applicant.
Common Mistakes in Completing PFTRSAP1105
Applicants often overlook fields marked with an asterisk (*), such as Social Security Number or Date of Birth, assuming they are optional. Due to federal regulations, an application missing this required information will be rejected outright, significantly delaying the rollover process. To avoid this, carefully review the form for all asterisks and ensure every marked field is completed before submission.
Section 3 requires that investment allocations are made in whole percentages that sum to exactly 100%. A common error is miscalculating the total or using fractions, which flags the application as 'Not in Good Order' (NIGO). This halts the investment process until a corrected form is submitted, potentially causing you to miss market movements. Always double-check your math to ensure the percentages are whole numbers and sum precisely to 100%.
Applicants can get confused between Primary Beneficiaries (who inherit first) and Contingent Beneficiaries (who inherit if all primary beneficiaries are deceased). Mistakes include listing the same person in both categories or incorrectly allocating percentages across the two groups. This can lead to legal disputes and may not reflect the account owner's true intentions. Clearly separate your beneficiaries into the two categories and ensure the percentage allocations for each group independently total 100%.
While the beneficiary's name is usually filled out, people frequently omit the Social Security Number (SSN) or Date of Birth. This information is critical for uniquely identifying the beneficiary and is required by the custodian to process a future claim without significant delays or legal hurdles. To ensure a smooth process for your heirs, always gather and include the full name, DOB, and SSN for every listed beneficiary.
Section 1 requires a physical residential address for identity verification and provides a separate section for a mailing address (like a P.O. Box). Applicants sometimes enter a P.O. Box in the residential address field, which is not permissible under federal law for opening a new financial account. This will result in the application being rejected. Always provide your full physical street address in the 'Residential Address' field.
In Section 2, the form asks for the 'Name of Employer-Sponsored Retirement Plan.' Applicants often just write their employer's name, but the plan may have a more specific name or be administered by another company. Providing vague information can cause significant delays as Transamerica will have trouble locating the correct account to initiate the rollover. Refer to your most recent plan statement to find the exact, full name of the retirement plan.
The signature line in Section 5 instructs the applicant to sign exactly as their name is printed in the Account Registration section. People often sign with a nickname or an initial out of habit, creating a legal discrepancy. This mismatch will cause the form to be rejected, requiring you to re-sign and resubmit the entire application. Ensure your signature is the same as the full legal name you provided in Section 1.
The instructions state that this application should be given to the current employer or plan record keeper, not sent directly to Transamerica. A frequent procedural error is mailing the form to Transamerica, which is incorrect because they need to receive the funds and paperwork from the old plan administrator. This mistake will stop the rollover process entirely until the paperwork is rerouted to the correct institution.
The form requires non-resident aliens to check a box indicating their status and also to submit a completed Form W-8BEN. Applicants often check the box but forget to obtain and attach the separate W-8BEN form. Without this required tax document, the account cannot be opened, and the application will be considered incomplete. If you are a non-resident alien, you must download, complete, and include Form W-8BEN with your application.
This form is often a non-fillable PDF, forcing applicants to fill it out by hand. Illegible handwriting, especially for critical data like Social Security Numbers, is a leading cause of processing errors and rejections. To prevent this, write slowly in clear block letters, or use a tool like Instafill.ai that can convert the PDF into a digitally fillable version, ensuring perfect legibility and accuracy.
Saved over 80 hours a year
“I was never sure if my IRS forms like W-9 were filled correctly. Now, I can complete the forms accurately without any external help.”
Kevin Martin Green
Your data stays secure with advanced protection from Instafill and our subprocessors
Robust compliance program
Transparent business model
You’re not the product. You always know where your data is and what it is processed for.
ISO 27001, HIPAA, and GDPR
Our subprocesses adhere to multiple compliance standards, including but not limited to ISO 27001, HIPAA, and GDPR.
Security & privacy by design
We consider security and privacy from the initial design phase of any new service or functionality. It’s not an afterthought, it’s built-in, including support for two-factor authentication (2FA) to further protect your account.
Fill out PFTRSAP1105 with Instafill.ai
Worried about filling PDFs wrong? Instafill securely fills transamerica-premier-funds-direct-rollover-ira-application-704-trs-investor-class forms, ensuring each field is accurate.
