Form 6198, At-Risk Limitations Completed Form Examples and Samples

Explore practical examples and samples of how to fill out IRS Form 6198, At-Risk Limitations. Learn how to accurately report investment losses, adjusted basis, and at-risk amounts with our step-by-step guides.
Completed IRS Form 6198 showing at-risk limitations for a limited partnership activity.

Source document used: Accountant's Year-End Tax Summary Email

Subject: Year-End Tax Summary for Riverbend Ventures LP - Tax Year 2026

Dear Marcus, I hope you’re doing well. I’ve finished reconciling your investment records for Riverbend Ventures LP (EIN: 47-8892103) for the 2026 tax year. As we discussed, since this is a non-recourse leveraged activity, we need to carefully document your at-risk basis using Form 6198.

Your K-1 indicates an ordinary loss of $12,500. Additionally, you had a small gain of $1,200 from the sale of equipment reported on Form 4797. You incurred $450 in investment interest expenses which we are deducting. Altogether, this brings your total net loss for the activity to $11,750 for this year. 

Regarding your basis calculation, you started the year with an adjusted basis of $50,000. During the year, you made an additional capital contribution of $5,000 in June to cover the short-term operating deficit, bringing your total available investment to $55,000 before considering this year's losses. We had no formal distributions during this period. Therefore, your current basis calculation is straightforward: the $55,000 initial position minus zero decreases leaves you with a current year amount at risk of $55,000.

I’ve noted the effective date for the activity as January 1st, 2026. Since the partnership agreement hasn't changed, we will continue using the end of the prior year for tracking increases and decreases. Please review these figures before I finalize the filing for the partnership tax return. If everything looks correct, I’ll prepare the final PDF for your signature by Friday. Let me know if you have any questions regarding the deductible loss thresholds.