Yes! You can use AI to fill out JPMorgan Chase As You Leave Guide

Employees often forget to verify and update their personal email, phone number, and home address before their last day. This is a critical error because all post-employment communications, including tax forms (W-2, 1099-R), COBRA notices, and pension information, are sent to the address on record. Failure to receive these documents can lead to missed enrollment deadlines, tax penalties, and loss of benefits. Before leaving, double-check all details in the HR system and continue to update them via the Former Employee Support Center if you move.

A frequent and costly mistake is failing to cancel Transportation Spending Account contributions on time. The policy requires cancellation by the first day of the month *prior* to the month of departure, a deadline that is easily overlooked. Because contributions are non-refundable, missing this two-month advance deadline results in forfeiting money deducted from your final paychecks for a commute you will no longer be making. Set a calendar reminder well in advance to avoid this direct financial loss.

Employees seeking 'Full Career Eligibility' treatment for their unvested stock awards often miss the required 90 to 180-day advance notice period. Forgetting this or providing insufficient notice leads to the automatic cancellation and forfeiture of potentially valuable awards upon termination. To avoid this significant financial loss, review your specific award Terms & Conditions months before your planned departure and submit your request to HR within the specified window.

Departing employees make several errors with COBRA: assuming enrollment is automatic, missing the 60-day election window, or failing to make the first payment on time, which causes a lapse in coverage. A particularly serious mistake is electing COBRA when Medicare-eligible, which can trigger Medicare late-enrollment penalties later. To avoid this, watch for the enrollment packet, elect and pay promptly, and consult with a benefits advisor about Medicare interactions before making a decision.

Many people assume their 401(k) loan repayments will continue automatically, but they stop with your final paycheck. If you don't proactively repay the loan in full or arrange for new automatic withdrawals, the outstanding balance will be treated as a taxable distribution. This 'default' can result in a substantial, unexpected tax bill, including a 10% early withdrawal penalty if you are under age 59.5. Contact the 401(k) provider immediately after leaving to establish a new repayment plan.

When you convert life insurance to an individual policy or roll over your 401(k) to an IRA, your beneficiary designations from JPMorgan Chase do not carry over. A common oversight is failing to name new beneficiaries with the new providers (e.g., MetLife, Empower). This can cause your assets to go to your estate or an unintended recipient by default, bypassing your wishes and creating legal complications for your heirs. Always complete new beneficiary designation forms for every new account you establish.

Employees often misunderstand the HCSA rules upon termination, leading to forfeited funds. They may not realize that expenses can only be incurred through the end of the termination month (unless COBRA is elected), while claims can be submitted until March 31 of the following year. This confusion causes them to either miss the claim submission deadline or fail to use up their balance on eligible expenses. To maximize your benefit, be sure to incur expenses before your coverage ends and submit all claims before the final deadline.

There is a strict 31-day window after termination to convert or port your group life insurance to an individual policy. Many former employees miss this deadline, permanently losing the opportunity to continue their coverage without providing new evidence of insurability. This is especially damaging if you have developed a health condition that would make obtaining new insurance difficult or expensive. Contact MetLife immediately after your last day to begin the process and avoid losing this valuable benefit.

Participants in deferred compensation plans often fail to take required actions, such as making a distribution election within 60 days for pre-2005 plans. This inaction can trigger a default lump-sum payout in the following year, potentially pushing you into a higher tax bracket and negating the tax-planning benefits of the deferral. Before leaving, contact the Deferred Compensation Call Center to understand the specific rules for your plan and make timely elections to control the payout schedule.

Employees often fail to verify their contact information in the HR system before leaving, which is required to reset their Single Sign-On (SSO) password after termination. When they later try to access the Former Employee Support Center for tax forms or pay stubs, the identity validation fails, locking them out. This creates a frustrating cycle of support calls and delays. Ensuring your phone number is correct before your last day is a simple step to guarantee seamless access to your information. Managing the tasks in a complex guide like this can be challenging; AI-powered tools like Instafill.ai can help by turning non-fillable PDFs into manageable checklists to ensure no step is missed.