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Government life insurance forms cover a specific set of benefits available to veterans who hold life insurance policies issued or managed by the Department of Veterans Affairs. These forms are used to apply for protections and benefits tied to those policies — such as disability insurance benefits and premium waivers — that can provide critical financial relief when a veteran's health changes significantly. Understanding which form to use and how to complete it correctly can make a meaningful difference in how quickly and successfully a claim is processed.
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About government life insurance forms
The primary form in this category, VA Form 29-357, is designed for veterans who carry Government Life Insurance and have become totally disabled before age 65. It's typically needed when a veteran can no longer work due to a disabling condition and wants to claim disability insurance benefits or request that VA waive ongoing premium payments. The form requires both personal and policy information from the veteran, as well as a detailed medical report completed by a licensed healthcare provider or hospital official — making accuracy and completeness especially important.
These forms can involve multiple sections, supporting documents, and precise medical details, which makes them time-consuming to fill out correctly. Tools like Instafill.ai use AI to fill these forms in under 30 seconds, handling the data accurately and securely so veterans can focus on what matters most.
Forms in This Category
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How to Choose the Right Form
Both forms listed in this category are versions of VA Form 29-357, Claim for Disability Insurance Benefits (Government Life Insurance) — so your decision is less about *which* form to choose and more about *when* and *how* to use it correctly.
Who Should Use VA Form 29-357?
This form is specifically for veterans who hold Government Life Insurance (GLI) and have become totally disabled before age 65. If that describes your situation, this is the correct form to file. It allows you to:
- Claim disability insurance benefits under your Government Life Insurance policy
- Request a waiver of premiums so your coverage stays active without ongoing payments
- Apply for premium refunds in certain qualifying circumstances
What You'll Need to Complete It
VA Form 29-357 has two parts — make sure both are filled out before submitting:
- Part I — Completed by you (the insured veteran) or an authorized representative. You'll provide your policy details, disability onset date, and work history.
- Part II — Completed by a licensed medical practitioner or hospital official who can document the medical basis of your disability.
Having a Social Security disability award letter on hand can also strengthen your claim and speed up VA's review.
Which Version Should You Use?
The two listings in this category represent the same form. Either can be used to complete your claim. If you're working with a non-fillable PDF, tools like Instafill.ai can convert it into an interactive, AI-assisted fillable form — making it easier to complete accurately and avoid common errors.
Bottom line: If you have Government Life Insurance and are totally disabled, VA Form 29-357 is the form you need. Gather your medical documentation, coordinate with your doctor for Part II, and submit as soon as possible to protect your benefits.
Form Comparison
| Form | Purpose | Who Files It | When to Use |
|---|---|---|---|
| VA Form 29-357, Claim for Disability Insurance Benefits (Government Life Insurance) | Claim disability benefits and waiver of premiums under Government Life Insurance | Veteran insured under Government Life Insurance, or their representative | When veteran becomes totally disabled before age 65 |
Tips for government life insurance forms
VA Form 29-357 has two distinct parts: Part I must be completed by the veteran or their representative, and Part II must be completed by a licensed medical practitioner or hospital official. Submitting the form without both parts filled out will delay processing, so coordinate with your doctor in advance to avoid back-and-forth.
VA reviewers look for corroborating evidence to substantiate your disability claim, such as a Social Security disability award letter. Having these documents ready before you start filling out the form will speed up the process and strengthen your claim significantly.
The VA uses the date your disability began to determine eligibility and calculate any premium waivers or refunds. Double-check medical records and work history documentation to ensure the onset date you report is accurate and consistent across all supporting materials.
AI-powered tools like Instafill.ai can complete government life insurance forms like VA Form 29-357 in under 30 seconds with high accuracy, reducing the risk of errors that could delay your claim. Your data stays secure throughout the process, making it a practical time-saver — especially if you're managing multiple VA forms at once.
Your Government Life Insurance policy number is a required field and must match VA records exactly. An incorrect or missing policy number can cause processing delays or result in the claim being returned, so locate your original policy documents before starting the form.
Some versions of VA Form 29-357 available online are non-fillable scanned PDFs, which means you cannot type directly into them. Services like Instafill.ai can convert these into interactive fillable forms, saving you the hassle of printing, handwriting, and scanning the document.
Always retain a complete copy of your submitted form, including the medical practitioner's portion and any supporting documents. This protects you if the VA requests clarification or if you need to reference submission details during the review process.
VA Form 29-357 covers both premium waivers (stopping future premium payments during disability) and potential refunds of premiums already paid. Understanding which benefit applies to your situation — and noting it clearly on the form — helps VA process your claim more efficiently.
Frequently Asked Questions
Government life insurance forms are official VA documents used by veterans to manage their Government Life Insurance (GLI) policies — a group of life insurance programs administered by the Department of Veterans Affairs. These forms allow veterans to file claims, request benefit waivers, and document eligibility for various insurance-related benefits. The most common form in this category is VA Form 29-357, used to claim disability insurance benefits.
VA Form 29-357 is intended for veterans who hold an active Government Life Insurance policy and have become totally disabled, typically before age 65. If you meet this criteria, you may use this form to claim disability insurance benefits and request a waiver of future premium payments. In some cases, veterans may also be eligible for a refund of premiums paid during the period of disability.
The VA administers several legacy Government Life Insurance programs, including National Service Life Insurance (NSLI), United States Government Life Insurance (USGLI), Veterans' Special Life Insurance (VSLI), and others. These programs were established at different points in history and are generally closed to new enrollees, but eligible veterans with existing policies can still file claims and manage their coverage through VA forms.
When filing VA Form 29-357, you will generally need to provide a completed medical report (Part II of the form) filled out by a licensed healthcare practitioner or hospital official documenting your disability. A Social Security Administration disability award letter, if applicable, can also strengthen your claim. Providing complete and accurate supporting documentation helps the VA process your claim more efficiently.
Yes — VA Form 29-357 is divided into two parts. Part I is completed by the veteran (or an authorized representative), while Part II must be completed by an attending licensed practitioner of the healing arts or a hospital official. The medical portion documents the nature and onset of the disability and its impact on the veteran's ability to work, which the VA uses to evaluate eligibility.
You should file VA Form 29-357 as soon as you become totally disabled and are unable to work, since the effective date of your waiver or benefit may be tied to when the VA receives your claim. Delays in filing could affect the retroactive period covered by a premium waiver or refund. It is generally advisable to file promptly and include all required documentation to avoid processing delays.
Completed VA government life insurance forms, including VA Form 29-357, are typically submitted directly to the VA's Insurance Center. The VA's official website (va.gov) provides the current mailing address and any online submission options. You can also contact the VA Insurance Center by phone for guidance on submission methods specific to your policy type.
Yes — AI-powered tools like Instafill.ai can fill out government life insurance forms such as VA Form 29-357 in under 30 seconds by accurately extracting and placing data from your source documents. This reduces the risk of errors and ensures all required fields are completed correctly. Instafill.ai can also convert non-fillable PDF versions of these forms into interactive, fillable formats.
Manually completing a form like VA Form 29-357 can take 30 minutes or more, especially when gathering policy details, disability history, and medical documentation. Using an AI-powered service like Instafill.ai, the data entry portion can be completed in under 30 seconds, with information accurately extracted and placed from your existing documents. You would still need to coordinate with your healthcare provider to complete the medical section (Part II).
No — VA Form 29-357 is specifically for claiming disability benefits under a Government Life Insurance policy, not for VA disability compensation (which uses a different set of forms, such as VA Form 21-526EZ). Government Life Insurance disability benefits relate to your insurance policy's provisions, such as premium waivers, while VA disability compensation is a separate benefit based on service-connected conditions.
Yes, Part I of VA Form 29-357 can be completed by an authorized representative if the veteran is unable to complete it themselves. This may include a legal guardian, power of attorney holder, or accredited VA claims agent. Any representative completing the form should ensure they have the appropriate authorization and that all information provided is accurate and complete.
After submission, the VA's Insurance Center will review your claim, verify your policy details, and evaluate the medical evidence provided in Part II of the form. The VA may request additional documentation if needed before making a determination on eligibility for disability benefits or premium waivers. You can track the status of your claim by contacting the VA Insurance Center directly.