Instafill.ai
7 days free
AI form filling · 234 fields · 47 pages · done in seconds

Yes! You can use AI to fill out Fidelity Advisor IRA Application for Automatic Rollover Accounts

Don't type 234 fields by hand. Tell our AI about yourself, or upload a document you already have, and it fills every field in seconds. You check it, then download, print or sign.

7 days free, then $19.99/month · Cancel anytime
AI fills it, no typingEncrypted, never used to train AICancel in two clicks
Fidelity Advisor IRA Application for Automatic Rollover Accounts, page 1
Complex · 69/100Form Complexity Index

The AI does the filling. You just check it.

No typing into boxes, nothing to install.

Tell the AI about youAnswer a few questions in plain words, or upload a document you already have. That is all the typing there is.
AI fills every field in secondsIt puts each answer in the right box on every page, checkboxes included.
Check it and downloadReview every field, change anything, then download, print or sign the PDF.

What this form asks for

The AI fills all of it, from your answers or your documents.

This form is an application to establish a new Fidelity Advisor Rollover IRA or Roth IRA using funds that were automatically rolled over from a former employer's qualified retirement plan. It is crucial for taking control of your retirement assets, allowing you to select specific investments, make additional contributions, and designate beneficiaries for the new account. Today, this form can be filled out quickly and accurately using AI-powered services like Instafill.ai, which can also convert non-fillable PDF versions into interactive fillable forms.
Fillable fields234
Pages47
Form Complexity IndexComplex, 69/100

The AI checks your answers before you download

14 checks built for this form, so a wrong date or a missing answer is caught before anyone else sees it.

Verifies Applicant is At Least 18 Years Old

This check validates the 'Date of Birth' provided in Section 1 to confirm the applicant is at least 18 years old, as explicitly required by the form. Establishing an IRA is a legal contract, and individuals must be of legal age to enter into it. If the applicant is found to be under 18, the application will be rejected.

Validates Social Security Number (SSN) Format

Ensures the SSN or TIN provided in Section 1 consists of exactly nine digits. This number is a mandatory federal requirement for identity verification (under the USA PATRIOT Act) and for tax reporting purposes by the IRS. An incorrectly formatted SSN will prevent account opening and requires immediate correction.

Ensures All Required Account Information Fields are Complete

Verifies that every field in Section 1, 'Account Information', is filled out, as the form states 'All fields are required'. This includes name, SSN, DOB, address, phone, and email. Missing any of this core information makes the application incomplete and legally insufficient to establish an account, so it would be returned to the applicant.

Validates Investment Allocation Percentages Sum to 100%

If percentages are used for fund allocation in Section 4, this check confirms that the 'Percentage Total' sums to exactly 100%. This is critical to ensure the entire account balance is invested according to the applicant's wishes, leaving no funds unallocated or misallocated. An incorrect total will cause the application to be flagged for correction before any investments are made.

Ensures Primary Beneficiary Percentages Total 100%

This check validates that the sum of the benefit percentages assigned to all 'Primary Beneficiaries' in Section 5 equals exactly 100%. This is a crucial legal check to ensure there is no ambiguity in how assets are to be distributed upon the account holder's death. If the total is not 100%, the beneficiary designation is considered invalid and must be corrected.

Ensures Contingent Beneficiary Percentages Total 100%

If 'Contingent Beneficiaries' are designated in Section 5, this check verifies that their assigned benefit percentages also sum to 100%. This provides a clear and legally sound plan for asset distribution if no primary beneficiaries survive the account holder. An incorrect total would create ambiguity and render the contingent designation invalid.

And 8 more checks
  • Verifies Completeness of Beneficiary Information
  • Confirms Financial Representative Information is Provided
  • Validates ABA Routing Number Format
  • Verifies Account Owner Signature is Present
  • Validates Notarization for Mismatched Bank Ownership
  • Ensures Existing Account Number is Provided
  • Confirms At Least One Investment Option is Selected
  • Cross-references Systematic Investment and Bank Information

Let AI fill out your Fidelity Advisor IRA Application

No typing. Every field filled in seconds, checked, ready to sign.

7 days free, then $19.99/month · Cancel anytime

How to Fill Out Fidelity Advisor IRA Application Online for Free in 2026

What the AI walks you through.

  1. Navigate to Instafill.ai and upload the Fidelity Advisor IRA Application PDF or select it from their template library.
  2. Use the AI assistant to accurately fill in your personal details in Section 1: Account Information, including your name, SSN, date of birth, and existing account number.
  3. Complete Section 3: Financial Representative Information by providing the details of your appointed financial advisor.
  4. In Section 4: Investment Options, specify the fund numbers and the dollar amount or percentage you wish to allocate to each investment.
  5. Carefully complete Section 5: Beneficiary Designation for both primary and contingent beneficiaries, ensuring percentages total 100% for each category.
  6. Review optional sections for electronic distributions, systematic investments, and bank information (Sections 6, 8, and 9), and provide necessary details if applicable.
  7. Securely e-sign and date the application in Section 10, then use the platform to submit the completed form directly to Fidelity through their approved channels.

Common Mistakes in Completing Fidelity Advisor IRA Application

The ones the AI is built to catch.

Incomplete or Incorrect Beneficiary Designation
Applicants often make errors in Section 5, such as leaving beneficiary percentages blank, having percentages that do not total 100%, or omitting required information like a beneficiary's Social Security Number or date of birth. A common misunderstanding is that beneficiaries from a former employer's plan automatically carry over, which they do not. These mistakes can lead to significant delays and legal complications upon the account holder's death, potentially causing assets to be distributed to an unintended party or the estate by default. To avoid this, carefully fill out all fields for each beneficiary and double-check that the percentages sum to exactly 100%.
Missing the Existing Account Number
This form is specifically for automatic rollover accounts, and the 'Existing Account Number' in Section 1 is the primary identifier used by Fidelity to locate the funds being rolled over. Applicants frequently overlook this field, assuming their SSN is sufficient. Without this number, Fidelity cannot link the application to the correct assets, causing the entire process to be halted until the applicant provides the information. To prevent this, locate the account number on the confirmation statement from the initial automatic rollover or call a Fidelity representative as instructed on the form.
Investment Allocation Errors
In Section 4, applicants must select specific funds and allocate their investment by either dollar amount or percentage, with percentages needing to total 100%. Common errors include leaving the section blank, providing both a dollar amount and a percentage for the same fund, or making calculation errors so the percentages do not sum to 100%. If this section is incomplete or incorrect, the entire rollover amount will be invested in a default money market fund, which may not align with the applicant's long-term investment strategy. Always verify your fund choices and ensure your allocation math is correct.
Missing Required Notarization for Bank Information
The form requires notarization in Sections 10 and 11 if the bank account listed in Section 9 for electronic transfers does not share a common owner with the IRA account. This is a complex requirement that is very easy to miss, as it involves multiple sections and requires coordination with all bank account owners. Failure to obtain the necessary notarized signatures will result in the rejection of the electronic transfer setup (Money Line) and can delay the entire application. Carefully review ownership of all accounts and visit a notary if names do not match.
Forgetting to Attach a Copy of a Government-Issued ID
Section 1 explicitly requires the applicant to attach a copy of a valid government-issued photo ID, like a driver's license, to comply with federal identity verification regulations. Forgetting to include this attachment is a frequent oversight that leads to an incomplete application. Fidelity cannot open the account until this documentation is received, causing significant processing delays. To avoid this, gather all necessary documents, including your ID, before you begin filling out the form.
Missing Account Owner Signature and Date
Forgetting to sign and date the application in Section 10 is one of the most common reasons for a form to be rejected. An unsigned application is not legally binding and cannot be processed by Fidelity. This simple oversight brings the entire account opening process to a halt until a properly signed form is submitted. Always perform a final review of the document specifically to check for your signature and the current date. AI-powered form filling tools like Instafill.ai can prevent this by highlighting mandatory signature fields.
Incomplete Financial Representative Information
Section 3, which must be completed by a Financial Representative, is a mandatory part of this application. Applicants sometimes submit the form without having their representative fill out this section, or the representative may omit key details like the Firm Number or an authorized signature. This will cause the application to be rejected, as Fidelity requires a designated representative to be on record for a Fidelity Advisor IRA. Ensure you coordinate with your financial representative to have this section completed accurately before submission.
Incorrect Bank Routing or Account Numbers
When providing bank details in Section 9 for features like the Systematic Investment Program, it is easy to accidentally transpose digits in the ABA routing number or the bank account number. Such data entry errors will cause all electronic fund transfer attempts to fail, leading to missed contributions and funding delays. To prevent this, meticulously cross-reference the numbers with a preprinted check or your bank statement. Using a tool like Instafill.ai can help reduce these errors through data validation and by accurately pulling information from linked accounts.
Using a P.O. Box for the U.S. Residential Address
Federal law requires financial institutions to obtain, verify, and record a physical residential address for all customers. While the form allows a P.O. Box for a 'Mailing Address,' one cannot be used for the 'U.S. Residential Address' in Section 1. Using a P.O. Box in the residential address field will result in the application being returned for correction. To ensure compliance and avoid delays, always provide your full physical street address.
Electing Systematic Investments Without Providing Bank Details
Applicants may choose to set up a Systematic Investment Program in Section 8 to make regular, automatic contributions but then fail to provide the necessary bank account information in Section 9. The form clearly states that bank information is required to establish this program. This oversight means the systematic investment plan cannot be activated, and no automatic contributions will be made. To avoid this, if you complete Section 8, you must also complete Section 9 or attach a voided check. Since this form is a non-fillable PDF, a tool like Instafill.ai can convert it to a fillable version and use conditional logic to remind you to complete Section 9 if you've filled out Section 8.

Frequently Asked Questions About Fidelity Advisor IRA Application

 

Is it really free for 7 days?
Yes. You pay $0 today. Cancel before Nov 9 and you are never charged. Keep it, and it is $19.99 a month for 5 fills of your Fidelity Advisor IRA Application.
Can I fill other forms too?
This plan is for your Fidelity Advisor IRA Application: your own AI agent fills it as often as 5 times a month. To fill other forms and upload your own, choose a Professional plan from your account.
How do I cancel?
From your account, in two clicks, any time. No email, no call.
How does the AI fill out Fidelity Advisor IRA Application?
You answer a few questions in plain words, or upload a document you already have. The AI reads what you give it and puts each answer into the right field of Fidelity Advisor IRA Application, on every page, in seconds. It checks the answers against the form's own rules, and you review and change anything before you download, print or sign.
What happens to my information?
It is encrypted in transit and at rest, and it is never used to train AI.
How complex is Fidelity Advisor IRA Application to fill out?
Fidelity Advisor IRA Application has a Form Complexity Index of 69 out of 100, in the complex tier: 234 fillable fields across 47 pages. Instafill.ai's AI fills it in under a minute, with every field there for you to review before you download.
What is the purpose of the Fidelity Advisor IRA Application for Automatic Rollover Accounts?
This form is used to formally establish and manage a Fidelity Advisor Rollover IRA or Roth IRA after your retirement assets were automatically rolled over from a former employer's plan. It allows you to choose investments, designate beneficiaries, and appoint a financial representative for your new account.
Who needs to fill out this form?
You should complete this form if your retirement savings from a previous job were automatically rolled over into a Fidelity Advisor IRA on your behalf. This application allows you to take control of that account, select investments, and make other important designations.
What documents do I need to submit with this application?
You must attach a copy of a valid government-issued photo ID, such as a driver's license, with your completed application. If you are setting up electronic transfers to a bank account not in your name, a voided check and notarization may also be required.
I don't know my existing account number required in Section 1. Where can I find it?
Your existing account number is on the confirmation statement you received when the automatic rollover occurred. If you cannot find the statement, you can call a Fidelity representative at 877-208-0098 to locate your account number.
Do I have to fill out Section 3, the Financial Representative Information?
Yes, Section 3 is a required section. You must appoint a Financial Representative as an agent for your Fidelity Advisor IRA to execute investment and other instructions on your behalf.
Will my beneficiaries from my old 401(k) automatically transfer to this new IRA?
No, your beneficiary designations from your former employer's plan do not carry over to your new Fidelity Advisor IRA. You must complete Section 5 to designate new primary and contingent beneficiaries for this account.
What happens if I don't designate a beneficiary in Section 5?
If you do not designate a beneficiary, your surviving spouse will automatically become your primary beneficiary. If you have no surviving spouse, the assets in your IRA will go to your estate upon your death.
How do I choose my investments in Section 4?
You need to indicate the fund number and the dollar amount or percentage you wish to allocate to each fund. You can find a list of available funds by visiting the Fidelity website mentioned in the form or by speaking with your Financial Representative.
I just want to cash out the money from the automatic rollover. Is this the right form?
No, this form is for establishing and managing the IRA. To request a full distribution (cash out) of the account, you must complete the 'IRA Distribution Request for Automatic Rollover Accounts' form instead.
How do I submit the completed application?
You can submit the form by uploading it online through your Fidelity account, faxing it to 888-321-7349, or mailing it to the address provided on the last page. Note that if your form requires a notary or signature guarantee, it must be mailed.
What does consenting to 'Electronic Delivery' in Section 2 mean?
By providing your email and signing the form, you agree to receive all account-related communications, such as statements and prospectuses, electronically. This replaces paper mail and applies to all eligible Fidelity accounts you own.
What is the Systematic Investment Program in Section 8?
This is an optional feature that allows you to set up automatic, recurring contributions from your bank account to your IRA on a monthly or quarterly basis. To use this feature, you must also provide your bank information in Section 9.
Can I use an AI tool to help me fill out this IRA application?
Yes, services like Instafill.ai use AI to accurately auto-fill form fields, which can save you time and help reduce errors. You simply upload the form, and the AI populates the required information for your review.
How can I use Instafill.ai to complete this form online?
To fill this form using Instafill.ai, upload the PDF to their platform. The AI will identify and fill in the fields with your information, and you can then review, edit, and download the completed, fillable form.
The PDF I downloaded isn't fillable. What can I do?
If you have a non-fillable or 'flat' PDF, you can use a service like Instafill.ai. It can convert the static PDF into an interactive, fillable form that you can easily complete on your computer.
Encrypted in transit and at restNever used to train AIDelete your forms any time

Get your Fidelity Advisor IRA Application filled out by AI

$0 today. Cancel before Nov 9 and you pay nothing.

Other forms like this one

rollover forms: Fidelity Investments Transfer/Rollover/Exchange Form, Rollover Request — 529 College Savings Plan, Fidelity Investments Transfer/Rollover Form, Fidelity Advisor IRA Distribution Request for Automatic Rollover Accounts, Special Tax Notice: Your Rollover Options - Fidelity Investments, Rollover Contribution Instructions & Application, A Place for Mom 401(k) Plan Request for Rollover Contribution Form, 401(k) Program Rollover Certification, New York State Deferred Compensation Plan Outgoing Rollover, Rollover Valet™ Request Form, Special Tax Notice: Your Rollover Options, New York State Deferred Compensation Plan Direct Rollover to a Roth IRA, WTIA 401(k) Plan Rollover Contribution Employee Certification, Fidelity Plan-to-Plan Direct Rollover Form, Fidelity Distribution—Rollover, Plan-to-Plan Direct Rollover Form, Rollover/Transfer Request — ABLE Account, Rollover Valet™ Request Form, Vanguard Direct Rollover IRA Adoption Agreement, The Vanguard 529 College Savings Plan Direct Rollover Out to Roth IRA Form

IRA forms: Form 5498, IRA Contribution Information, SIRA Allied health treatment request (Catalogue no. SIRA09191), Transfer Due to Divorce — IRA/HSA/529, One-Time Withdrawal – IRA, Fidelity Investments, Fidelity Advisor IRA Distribution Request for Automatic Rollover Accounts, Fidelity Beneficiaries — IRA /HSA, Fidelity Advisor IRA Beneficiary Designation, IRA/HSA Beneficiary Designation, Fidelity IRA Beneficiary Distribution — Charity, Foundation, or a University, Form 8606, Nondeductible IRAs, Fidelity Investments Earnings Automatic Withdrawal Plan — IRA, Inherited IRA Application for Individual Beneficiaries, SIMPLE IRA Contribution Transmittal Form, IRA Distribution Form, Open a Schwab IRA, New York State Deferred Compensation Plan Direct Rollover to a Roth IRA, Charles Schwab IRA Distribution Form, Sample IRA Distribution Letter for a Qualified Charitable Distribution (QCD), Beneficiary Designation Form For IRA and 403(b)(7) Accounts, IRA Beneficiary Designation Form

Fidelity forms: Fidelity Funds Account Transfer of Assets Form, Fidelity Stock Plan Services (SPS) Transfer Request Form, How to Transfer Assets from Morgan Stanley to Fidelity Investments (Fidelity Stock Plan Services Guide), Fidelity Investments Transfer/Rollover/Exchange Form, Fidelity Investments Standing Transfer Instructions Form, Fidelity Charitable 144/145 Contribution Form, One-Time Withdrawal – IRA, Fidelity Investments, Fidelity Investments Transfer/Rollover Form, Fidelity Advisor 403(b) Distribution Request Form, Fidelity Advisor IRA Distribution Request for Automatic Rollover Accounts, Special Tax Notice: Your Rollover Options - Fidelity Investments, Fidelity Charitable Letter of Authorization, Fidelity Advisor Trading Authorization and Indemnification, Fidelity Investment-Only (Non-Prototype) Retirement Account Application, Fidelity NetBenefits Send a Document Form, Fidelity NetBenefits Auditor's Guide: An Overview of Fidelity's 2024 Plan Year Reporting Package, Fidelity NetBenefits Distribution - Recurring Payments, Fidelity Investments® Beneficiary Distribution Form, Fidelity Investments Distribution Form, Fidelity One-Time Withdrawal Form — Nonretirement

retirement account forms: Fidelity Investment-Only (Non-Prototype) Retirement Account Application, Fidelity Investment-Only (Non-Prototype) Retirement Account Application, One-Time Withdrawal – Investment-Only (Non-Prototype) Retirement Account, Schwab Personal Choice Retirement Account® (PCRA) Limited Power of Attorney (LPOA) Form For a Participant, Retirement Transfer Between Existing Vanguard Accounts, Gift of Nonretirement Assets to Existing Vanguard Account Form, Inherited Retirement Account Beneficiary Identification Form, Account Reduction Loan Application 401(a) Plan, Electrical Workers Local Union No. 369 Retirement Plan, 401(k) Retirement Account Conversion to Empower Frequently Asked Questions, Housing Agency Retirement Trust Form #190, Request to Withdraw a Rollover Account, ADP Retirement Services: Your retirement account and the C.A.R.E.S. Act, ADP IMPORTANT INFORMATION: Your retirement account and the C.A.R.E.S. Act, Request for a Qualified Charitable Distribution (QCD) from a Brokerage Individual Retirement Account (IRA), Request for qualified charitable distribution from individual retirement account, Request for a Charitable Distribution from an Individual Retirement Account (IRA), Voya Investment Management Traditional, Roth, Rollover, and SEP Individual Retirement Account (IRA) Application and Adoption Agreement, Individual Retirement Account (IRA) Distribution Request Form, SIMPLE Individual Retirement Account (IRA) Distribution Request Form, Authorization to transfer funds from a bank retirement account, Qualified Retirement Plan and 403(b)(7) Custodial Account Distribution Request Form

IRA rollover forms: BlackRock IRA Rollover Certification Form, Fidelity Advisor IRA Distribution Request for Automatic Rollover Accounts, New York State Deferred Compensation Plan Direct Rollover to a Roth IRA, Vanguard Direct Rollover IRA Adoption Agreement, The Vanguard 529 College Savings Plan Direct Rollover Out to Roth IRA Form, Transamerica Premier Funds Direct Rollover IRA Application (704-TRS Investor Class), IRA Direct Rollover to QRP - American Century Investments, TIAA IRA Transfer or Rollover Authorization, Form F11260, TIAA IRA 60-Day Rollover Request, TIAA-CREF Funds IRA 60-Day Rollover Request (Retail Class Only), Inherited IRA Transfer of Assets/ Direct Rollover Form, Voya Investment Management Traditional, Roth, Rollover, and SEP Individual Retirement Account (IRA) Application and Adoption Agreement, Inherited IRA Transfer of Assets/Direct Rollover

account application forms: Brokerage Corestone Account Application, Schwab One® Account Application for Personal Accounts, Fidelity Investment-Only (Non-Prototype) Retirement Account Application, Schwab IRA Account Application, Individual 401(k) Account Application, Fidelity Investment-Only (Non-Prototype) Retirement Account Application, Account Reduction Loan Application 401(a) Plan, Electrical Workers Local Union No. 369 Retirement Plan, Account Reduction Loan Application 403(b) Plan, Account Reduction Loan Application 401(a) Plan, Voya Investment Management Traditional, Roth, Rollover, and SEP Individual Retirement Account (IRA) Application and Adoption Agreement, Form F1C, Account Application Supplemental, Form 3115, Application for Change in Accounting Method, Fidelity Advisor Entity New Account Application, Fidelity Mutual Fund Account Application, Fidelity Institutional CHET Advisor 529 Plan New Account Application, Fidelity Investments Account Application/Enrollment Form and Beneficiary Designation, Organizational Giving Account® Application, Fidelity Investments 403(b) Custodial Account Application, Charles Schwab IRA Account Application, Schwab One® Account Application for Incorporated Organizations

financial advisor forms: Empower Financial Services, Inc. (EFSI) and Empower Advisory Group, LLC (EAG) Form CRS Customer Relationship Summary

IRA application forms: Merrill Edge® Self-Directed BASIC™ Retirement Account Application, Inherited IRA Application for Individual Beneficiaries, Schwab IRA Account Application, Transamerica Premier Funds Direct Rollover IRA Application (704-TRS Investor Class), SOL·LICITUD DE PARTICIPACIÓ AL MERCAT ARTESANAL DE LA FIRA ANDRATX (Application to Participate in the Andratx Fair Artisan Market), Voya Investment Management Traditional, Roth, Rollover, and SEP Individual Retirement Account (IRA) Application and Adoption Agreement, Charles Schwab IRA Account Application, Merrill Edge® Self-Directed SIMPLE IRA Retirement Account Application, Merrill Edge® Self-Directed SIMPLE IRA Retirement Account Application, Inherited IRA Application, Charles Schwab IRA Account Application, IRA Account Application, American Funds Traditional and Roth IRA Application, New Fidelity Account® — SIMPLE IRA

IRA account forms: Fidelity Advisor IRA Distribution Request for Automatic Rollover Accounts, Beneficiary Designation Form For IRA and 403(b)(7) Accounts, Schwab IRA Account Application, Request for a Qualified Charitable Distribution (QCD) from a Brokerage Individual Retirement Account (IRA), Request for a Charitable Distribution from an Individual Retirement Account (IRA), Voya Investment Management Traditional, Roth, Rollover, and SEP Individual Retirement Account (IRA) Application and Adoption Agreement, Individual Retirement Account (IRA) Distribution Request Form, SIMPLE Individual Retirement Account (IRA) Distribution Request Form, Individual Retirement Account (IRA) — Qualified Charitable Distribution Form, New Fidelity Account® — SIMPLE IRA, New Fidelity Account® — Inherited IRA for a Non-Spouse Individual, Charles Schwab IRA Account Application, Merrill Edge® Self-Directed SIMPLE IRA Retirement Account Application, Merrill Edge® Self-Directed SIMPLE IRA Retirement Account Application, Merrill Edge Self-Directed SIMPLE IRA Plan/Account Establishment Checklists, Charles Schwab IRA Account Application, IRA Account Application

7 days free, then $19.99/month · Cancel anytime