Yes! You can use AI to fill out Fidelity Advisor Trading Authorization and Indemnification

Users often overlook the requirement in Section 6 that signatures must be notarized when granting 'Limited' or 'All' trading authority. This happens because the instruction is separate from the signature block itself. Submitting the form without the required notary stamp and signature for these authority levels will result in immediate rejection and processing delays. To avoid this, carefully review the authority level chosen in Section 2 and ensure you visit a Notary Public if you select 'Limited' or 'All' before submitting the form.

The form provides multiple submission options (Upload, Fax, Mail), but a critical note on page 5 states that forms requiring a notary must be mailed. People frequently miss this and attempt to upload or fax a notarized copy, which is not acceptable for compliance reasons. This leads to the submission being rejected, forcing the user to resubmit via mail. Always mail the original, physically notarized document to the address provided to ensure it is processed correctly.

This form requires signatures from the account owner(s) in Section 6 and all newly appointed Authorized Agents in Section 3. A common error is forgetting a signature, especially the joint owner's signature on a joint account or one of the agent's signatures. An incomplete form cannot be processed, causing significant delays. Before submitting, double-check that every required signature and date field in Sections 3 and 6 is completed by the appropriate individual.

In Section 2, the form explicitly states that 'All' trading authorization is not available for individual/joint, TOD, or any type of Fidelity Advisor IRA accounts. Users may not read this fine print and incorrectly select 'All' authority for their personal IRA. This mismatch between the account type selected in Section 1 and the authority level in Section 2 will cause the form to be rejected. Always verify that the authority level you are granting is permitted for your specific account registration type.

Section 2 requires the user to specify whether they are 'Adding' a new agent or 'Changing' (replacing) all existing agents. People often forget to check either box, leaving Fidelity to guess the user's intent, which can lead to processing delays or incorrect authorizations. To prevent this, clearly indicate your intention by checking one of the two boxes to ensure the correct agents are active on your account. AI-powered form fillers like Instafill.ai can flag such mandatory choices to prevent submission with missing information.

When adding an agent in Section 2, users sometimes fill in the name and personal details but forget to check a box for the level of authority (I, L, or A). The form states that if no authority is indicated, it will default to 'Inquiry Only'. This can result in the agent having far less authority than intended, preventing them from performing necessary trades or transactions. Always explicitly select the desired authority level for each agent to avoid unintended restrictions.

A note in Section 1 clearly states, 'If you have multiple account registrations and you want to appoint an Authorized Agent for each Account, you must complete a separate form for each account.' Despite this, individuals often try to list multiple account numbers or assume one form covers all their holdings to save time. This will result in the form being rejected or only applied to the first account number listed. You must fill out a distinct and complete form for every single account you wish to grant trading authorization on.

Section 2 requires the full name, SSN, and Date of Birth for each Authorized Agent being appointed. It is common for the account owner to be missing a piece of this information, such as the agent's SSN, and leave the field blank. This incomplete data prevents Fidelity from properly identifying and setting up the agent, leading to rejection of the form. Ensure you have all required personal information for your designated agents before you begin filling out the form.

In the Electronic Delivery section (Section 5), a note specifies that the email address provided should not be the Authorized Agent's email. Account owners sometimes enter their agent's email for convenience, assuming the agent will handle all correspondence. This is a compliance risk and violates the form's instructions, causing all official account communications, confirmations, and statements to go to the wrong person. Always use the registered account owner's personal email address in Section 1.

When the form is used for a corporate or public entity account, a footnote in Section 6 specifies that the signer must provide a corporate resolution or certificate of incumbency. This documentation proves the signer has the authority to make such an appointment on behalf of the entity. Forgetting to attach these necessary documents is a frequent oversight that will halt the processing of the form until they are received. If you are signing for an organization, ensure all supporting legal documents are included with your submission.

The form instructs users to 'Type on screen or fill in using CAPITAL letters and black ink.' Many people still fill out PDF forms by hand with illegible writing or use the wrong color ink, leading to data entry errors for critical information like account numbers or SSNs. This can cause the form to be rejected or, worse, applied to the wrong account. To avoid this, use the fillable PDF feature or a tool like Instafill.ai, which can convert even flat PDFs into fillable versions and ensure data is entered clearly and in the correct format.