Yes! You can use AI to fill out Fidelity Charitable Letter of Authorization
The Fidelity Charitable Letter of Authorization is an official document that grants National Charitable Services LLC (NCS) permission to accept instructions from a Fidelity account owner and/or their authorized Agent to transfer assets from a non-retirement Fidelity brokerage account to Fidelity Charitable as a charitable contribution. By signing this form, the account owner also agrees to the terms and conditions governing their Agent's authority, indemnifies Fidelity entities against losses arising from the Agent's actions, and acknowledges that the authorization remains in effect until revoked in writing. This form is important for donors who wish to streamline the process of making charitable contributions through Fidelity Charitable, including those working with financial advisors. Today, this form can be filled out quickly and accurately using AI-powered services like Instafill.ai, which can also convert non-fillable PDF versions into interactive fillable forms.
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Form specifications
| Form name: | Fidelity Charitable Letter of Authorization |
| Number of pages: | 1 |
| Filled form examples: | Form Fidelity Charitable LOA Examples |
| Language: | English |
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How to Fill Out Fidelity Charitable LOA Online for Free in 2026
Are you looking to fill out a FIDELITY CHARITABLE LOA form online quickly and accurately? Instafill.ai offers the #1 AI-powered PDF filling software of 2026, allowing you to complete your FIDELITY CHARITABLE LOA form in just 37 seconds or less.
Follow these steps to fill out your FIDELITY CHARITABLE LOA form online using Instafill.ai:
- 1 Navigate to Instafill.ai and upload the Fidelity Charitable Letter of Authorization PDF or select it from the available form library.
- 2 Enter your Giving Account Number in the designated field to link the authorization to your Fidelity Charitable Giving Account.
- 3 Provide your Fidelity Brokerage Account Owner Name in the appropriate field as it appears on your account.
- 4 Carefully review the terms and conditions outlined in the Letter of Authorization, including the Agent authorization terms and indemnification clauses.
- 5 Enter the current date in MM/DD/YYYY format in the Date field.
- 6 Sign the form in the Fidelity Brokerage Account Owner Signature field to authorize the transfer of assets.
- 7 Submit the completed form by faxing it to 877-665-4274 or mailing it to Fidelity Charitable, PO Box 770001, Cincinnati, OH 45277-0053.
Our AI-powered system ensures each field is filled out correctly, reducing errors and saving you time.
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Frequently Asked Questions About Form Fidelity Charitable LOA
The Letter of Authorization (LOA) is a form that allows you, as a Fidelity brokerage account owner, to authorize National Charitable Services LLC (NCS) to transfer cash and securities from your non-retirement Fidelity brokerage account to Fidelity Charitable as a charitable contribution. It also allows you to authorize an Agent (such as a financial advisor) to provide contribution instructions on your behalf.
Any Fidelity brokerage account owner who wants to make charitable contributions to Fidelity Charitable from their non-retirement brokerage account needs to complete this form. It is especially important if you want to allow a financial advisor or other authorized agent to submit contribution instructions on your behalf.
You need to provide your Giving Account Number, your Fidelity Brokerage Account Owner Name, the date, and your signature. Make sure all fields are filled in accurately before submitting the form.
No, this authorization applies only to non-retirement Fidelity brokerage accounts on which you are registered as an owner. Retirement accounts are explicitly excluded from the scope of this Letter of Authorization.
Your Agent can provide contribution instructions to Fidelity Charitable on your behalf, but only if they have been authorized with full trading authority or asset movement authorization level 1 or 2 on your account. Your Agent is authorized to act for you in the same manner as you could, but cannot exceed the authority granted under this authorization.
No, Fidelity and Fidelity Charitable will not undertake to confirm your Agent's representations or monitor their compliance with your instructions. You are responsible for carefully reviewing your account documentation and monitoring all activity in your Fidelity Account and Giving Account. However, Fidelity reserves the right to confirm instructions with you at its discretion, especially for transactions over a certain dollar amount.
This is a continuing authorization that remains in full force and effect until Fidelity or Fidelity Charitable receives written notice of your death, disability, incapacity, or a written revocation from you. Note that revocation does not affect any transactions that were already initiated before the revocation was received.
To revoke this authorization, you must send a written notice to either Fidelity or Fidelity Charitable. The revocation takes effect only when it is actually received by Fidelity or Fidelity Charitable, and it will not affect any transactions that were already in progress before receipt of the revocation.
You can submit the completed and signed form by fax to 877-665-4274, or by mail to Fidelity Charitable, PO Box 770001, Cincinnati, OH 45277-0053. Make sure to attach any necessary documents before sending.
If you have questions about the Letter of Authorization, you can visit FidelityCharitable.org or call Fidelity Charitable directly at 800-952-4438. Representatives are available to assist you with completing and submitting the form.
Yes, AI-powered services like Instafill.ai can help you accurately auto-fill form fields such as your Giving Account Number, account owner name, and date, saving you time and reducing the risk of errors. Instafill.ai is especially useful for ensuring all required fields are completed correctly before submission.
To fill out this form online, visit Instafill.ai and upload the Letter of Authorization PDF. The AI will guide you through each field, auto-filling information where possible, and allow you to review and finalize the form before downloading or submitting it. This makes the process faster and more accurate than filling it out manually.
If you have a flat, non-fillable PDF version of the Letter of Authorization, Instafill.ai can convert it into an interactive fillable form. Simply upload the PDF to Instafill.ai, and the platform will enable you to type directly into the form fields, sign digitally, and submit or download the completed document.
Yes, by signing this form you agree to indemnify and hold harmless Fidelity Brokerage Services LLC, National Financial Services LLC, National Charitable Services LLC, and Fidelity InvestmentsÂź Charitable Gift Fund from any losses, claims, or financial obligations arising from any act or omission of your Agent with respect to your Fidelity Account or Giving Account. It is important to carefully choose and monitor your Agent.
This authorization is governed by the laws of the Commonwealth of Massachusetts. Your Agent is also obligated to comply with all applicable state, federal, and industry securities laws and regulations, including the Investment Advisers Act of 1940, the Securities Exchange Act of 1934, the Investment Company Act of 1940, and FINRA rules.
Compliance Fidelity Charitable LOA
Validation Checks by Instafill.ai
1
Giving Account Number Presence Check
Validates that the Giving Account Number field is not left blank before submission. The Giving Account Number is essential for Fidelity Charitable to correctly associate the authorization with the donor's specific Giving Account. Without this number, the authorization cannot be processed and contributions cannot be directed to the correct account.
2
Giving Account Number Format Validation
Ensures the Giving Account Number conforms to the expected Fidelity Charitable account number format, typically a numeric sequence of a specific length (e.g., 9â12 digits). Alphanumeric characters, special symbols, or incorrect digit counts should trigger a validation error. An incorrectly formatted account number could result in the authorization being linked to the wrong account or rejected entirely.
3
Date Field Presence Check
Validates that the Date field is not left blank, as the date of signing is a legally required element of the Letter of Authorization. The date establishes when the authorization became effective and is critical for determining the timeline of any transactions or revocations. A missing date renders the authorization legally incomplete and may cause it to be rejected by Fidelity Charitable.
4
Date Format Validation (MM/DD/YYYY)
Ensures the date entered in the Date field strictly follows the MM/DD/YYYY format as indicated on the form. Entries such as single-digit months or days without leading zeros, two-digit years, or non-numeric separators should be flagged as invalid. Incorrect date formatting can cause processing errors and may make it difficult to establish the legal effective date of the authorization.
5
Date Logical Range Check
Verifies that the date entered is a valid calendar date â for example, that the month value is between 01 and 12, the day value is appropriate for the given month (including leap year logic for February), and the year is not in the future or unreasonably far in the past. An illogical date such as 02/30/2024 or a future date would indicate a data entry error and could invalidate the authorization.
6
Date Is Not a Future Date
Checks that the signing date provided is not a date in the future, as a Letter of Authorization must be signed on or before the date of submission. A future date would suggest the form has not yet been legitimately executed and could raise legal and compliance concerns. The system should flag any date beyond the current calendar date as invalid.
7
Account Owner Name Presence Check
Validates that the Fidelity Brokerage Account Owner Name field is not left blank, as this field identifies the individual granting the authorization. The account owner's name is required to match the name on record with Fidelity Brokerage Services LLC to confirm the identity of the authorizing party. An empty name field would make the form unprocessable and legally insufficient.
8
Account Owner Name Contains Full Name (First and Last)
Ensures that the Account Owner Name field contains at least two words, representing a first name and a last name, rather than a single name, initials only, or a nickname. Fidelity requires the full legal name of the account owner to verify identity and match records on file. Submission of an abbreviated or incomplete name may result in the authorization being rejected or delayed.
9
Account Owner Name Character Validity Check
Validates that the Account Owner Name field contains only valid characters for a legal name, including letters, spaces, hyphens, apostrophes, and periods (for suffixes like 'Jr.' or 'Sr.'). Numeric characters, special symbols, or excessive punctuation should be flagged as invalid entries. Invalid characters may indicate a data entry error or an attempt to submit a non-legal name.
10
Account Owner Name Does Not Contain Account Numbers or Codes
Checks that the Account Owner Name field does not inadvertently contain numeric sequences or account-number-like strings, which would suggest the fields were filled in incorrectly. This cross-field plausibility check helps catch common user errors such as entering the account number in the name field. Misplaced data in this field would prevent proper identity verification and form processing.
11
Giving Account Number Does Not Match Account Owner Name Field
Verifies that the value entered in the Giving Account Number field is not identical or closely similar to the value entered in the Account Owner Name field, which would indicate a data entry error. These two fields serve entirely different purposes and should contain distinctly different types of data. Identical or transposed entries would prevent Fidelity Charitable from correctly processing the authorization.
12
Signature Field Completion Check
Validates that the Fidelity Brokerage Account Owner Signature has been provided before the form is submitted, as the signature is the primary legal element of the Letter of Authorization. Without a valid signature, the authorization is not legally binding and cannot be acted upon by Fidelity Brokerage Services LLC or National Financial Services LLC. The form should not be accepted for processing if the signature field is empty or unsigned.
13
No Fields Contain Placeholder or Default Text
Checks that none of the form fields contain placeholder text, default values, or instructional text such as 'MM/DD/YYYY', 'Enter name here', or similar prompts that were not replaced by actual user input. Submission of placeholder text as real data would result in an invalid and unprocessable form. Each field must contain genuine, user-provided information before the form is considered complete.
14
Date Is Not Older Than a Reasonable Threshold
Ensures the signing date is not excessively old (e.g., more than 180 days prior to submission), as a significantly outdated authorization may no longer reflect the account owner's current intent and could raise compliance concerns. Fidelity Charitable may require a freshly signed authorization to ensure the document is current and valid. Forms with dates beyond an acceptable lookback period should be flagged for review or rejection.
15
All Required Fields Completed Before Submission
Performs a holistic completeness check to confirm that all required fields â Giving Account Number, Date, and Account Owner Name â are filled in before the form is submitted or printed. This final gate check prevents incomplete forms from being faxed or mailed to Fidelity Charitable, which would result in processing delays and require the account owner to resubmit. The form should display a clear error summary listing any missing required fields.
Common Mistakes in Completing Fidelity Charitable LOA
Many people either forget to fill in their Fidelity Charitable Giving Account Number or confuse it with their Fidelity brokerage account number. These are two distinct account numbers, and entering the wrong one can cause the authorization to be linked to the wrong account or rejected entirely. Locate your Giving Account Number on your Fidelity Charitable statements or by logging into FidelityCharitable.org before completing the form. AI-powered form filling tools like Instafill.ai can help by validating account number formats and flagging potential mismatches.
Some account owners sign with an abbreviated mark, initials only, or a signature that does not match the one on file with Fidelity Brokerage Services. Since this is a legal authorization document, Fidelity may reject or delay processing if the signature cannot be verified against their records. Ensure your signature matches exactly what is on file with your Fidelity brokerage account. If you are unsure, contact Fidelity at 800-952-4438 to confirm signature requirements.
The form explicitly requires the date in MM/DD/YYYY format, but many people write dates in other formats such as DD/MM/YYYY, MM/DD/YY, or spell out the month (e.g., 'January 5, 2024'). An incorrectly formatted date can cause the form to be flagged as incomplete or invalid, delaying the authorization process. Always double-check that you are using the exact MM/DD/YYYY format as specified. Tools like Instafill.ai automatically format dates correctly, eliminating this common error.
People sometimes write a nickname, maiden name, or abbreviated version of their name in the 'Fidelity Brokerage Account Owner Name' field rather than the full legal name as it appears on their Fidelity account. Since this authorization must match the registered account owner, any discrepancy can result in the form being rejected or returned for correction. Always use your full legal name exactly as it appears on your Fidelity brokerage account statements. Instafill.ai can help ensure name fields are filled consistently and completely.
The authorization explicitly states it applies only to non-retirement Fidelity brokerage accounts, yet some account owners mistakenly believe they can use this form to transfer assets from IRAs or other retirement accounts. Attempting to use this form for retirement accounts will result in the authorization being invalid and the transfer being rejected. Review your account type carefully before submitting, and if you are unsure whether your account qualifies, call Fidelity at 800-952-4438 for clarification.
Many signers do not fully read the Terms and Conditions section regarding their authorized Agent, which grants the Agent broad authority to act on their behalf without further confirmation from Fidelity. This can lead to unintended transfers or misuse of account authority if the Agent's permissions are not clearly understood. Read the entire document carefully, particularly the section on Agent authority and the indemnification clause, before signing. If you do not intend to authorize an Agent, ensure no Agent information is implied or attached.
The form's terms and conditions explicitly instruct account owners to retain a copy for their records, yet many people send the original without making a photocopy or digital scan. Without a retained copy, you have no documentation of the authorization terms you agreed to, which can be problematic if disputes arise later. Before faxing or mailing the form, make a photocopy or scan the completed document and store it in a secure location. This is especially important given the continuing and legally binding nature of this authorization.
The form provides both a fax number (877-665-4274) and a mailing address (PO Box 770001, Cincinnati, OH 45277-0053), and some people transpose digits in the fax number or use an outdated address found elsewhere online. Sending the form to the wrong destination means Fidelity Charitable never receives it, and the authorization is never processed. Always use the contact information printed directly on the form, and consider calling 800-952-4438 to confirm receipt after submission.
The form's checklist asks 'Did you sign the form and attach any necessary documents?' yet many people overlook this prompt and submit the form alone without any required attachments, such as documentation related to an authorized Agent. Missing attachments can delay or invalidate the authorization process. Review whether your specific situation requires additional documentationâsuch as a power of attorney or advisor agreementâand include all relevant materials when submitting. Instafill.ai can prompt users to check for required attachments before finalizing submission.
Many account owners do not realize that this authorization is a continuing one that remains in effect indefinitely until Fidelity or Fidelity Charitable receives written notice of revocation, death, or incapacity. People who no longer wish to grant their Agent authority may assume the authorization expires automatically or can be revoked verbally. If you need to revoke this authorization, you must submit written notice to both Fidelity and Fidelity Charitable, and note that revocation does not affect transactions already initiated. Keep a record of when and how you submitted your revocation notice.
The form includes 'Print' and 'Reset' buttons, and some users accidentally click 'Reset' after completing the form, which clears all entered data and requires them to start over. Others click 'Print' before completing all fields, resulting in an incomplete printed form being submitted. Always review all fields carefully before clicking 'Print,' and avoid clicking 'Reset' unless you intentionally want to clear the form. If the form is a flat non-fillable PDF, Instafill.ai can convert it into a fillable version, making it easier to complete and save without data loss.
Account owners who hold multiple Fidelity accountsâsome individually and some jointlyâsometimes enter the name of a joint account holder or co-owner rather than the primary registered owner's name. Since this authorization applies specifically to accounts on which you are registered as an owner, entering the wrong name can create confusion about which accounts are covered. Verify the exact registered owner name for each account you intend to include in this authorization by checking your most recent Fidelity brokerage account statement.
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