Yes! You can use AI to fill out Vermögensaufstellung / Selbstauskunft (Statement of Assets / Self-Disclosure)

Checks that the date of birth for the applicant (1.1) and co-applicant (1.2) is in a valid format (e.g., DD.MM.YYYY) and represents a plausible past date. This ensures the applicant is of legal age and prevents data entry errors. An invalid or future date would halt processing and require manual correction, as age is a critical factor for credit assessment.

This validation cross-references the 'Employed since' and 'Self-employed since' fields with the income section (4). If a date is provided in 'Employed since', there should be a corresponding entry for 'Income from non-self-employed work'. This check verifies the logical consistency of the applicant's declared financial situation, and a mismatch would trigger a review for clarification.

This check ensures that the value entered in 'Total Assets (Sum of Section 2)' for each person correctly equals the sum of all individual asset categories listed in section 2.4 (real estate, life insurance, participations, etc.). This is crucial for maintaining the mathematical integrity of the financial statement. A discrepancy would indicate a calculation error and prevent an accurate assessment of the applicant's net worth.

This validation confirms that the 'Total Liabilities (Sum of Section 3)' field for each person is the correct sum of all individual liability types (mortgages, bank loans, leasing, etc.) listed in section 3. Accurate liability calculation is fundamental to determining creditworthiness and debt-to-income ratios. If the sum is incorrect, the form would be flagged for correction to avoid a flawed financial analysis.

This check validates that the 'Sum of Section 4' is the correct total of all annual income sources, and that the 'Monthly Value' is correctly calculated by dividing the annual total by 12. This ensures the income figures used for affordability checks are accurate. An error here could lead to a wrongful approval or denial of credit, so a failed validation would require immediate recalculation.

This rule checks section 6. If the 'Yes' box is checked for either person, indicating past legal or financial proceedings, the corresponding details field ('Ja, und zwar') must not be empty. This is a critical risk assessment point, as past financial difficulties significantly impact credit decisions. Failure to provide details when required would make the submission incomplete and trigger a request for more information.