Yes! You can use AI to fill out Selbstauskunft/ Vermögensaufstellung (Financial Self-Disclosure/Statement of Assets)

This check ensures that the 'Steueridentifikationsnummer' for both the applicant and co-applicant is exactly 11 digits long and conforms to the official format, which includes specific rules about non-repeating digits and a valid checksum. This ID is crucial for correct identification with financial authorities and for tax purposes. An invalid number will lead to processing errors and potential rejection of the application by the bank.

This validation verifies that all International Bank Account Numbers (IBANs) entered in the assets, liabilities, and bank reference sections adhere to the correct format (e.g., starting with 'DE' for Germany followed by 20 digits) and have a valid checksum. This is critical for accurately identifying accounts for asset verification, debt servicing, and setting up direct debits. An incorrect IBAN will cause payment failures and delays in processing the loan application.

This check ensures that if an applicant or co-applicant indicates their employment relationship ('Beschäftigungsverhältnis') is 'befristet' (fixed-term), the corresponding 'befristet bis' (fixed-term until) date field must be filled with a future date. This date is essential for the bank to assess the stability and longevity of the applicant's income. Failure to provide this date when required will result in an incomplete application and prevent the bank from properly evaluating creditworthiness.

This check verifies that the 'Geburtstag' (Date of Birth) for both the applicant and co-applicant is a valid date in the past and indicates the person is of legal age to enter a contract (e.g., over 18). It prevents data entry errors like future dates or impossible dates. This is fundamental for identity verification and assessing legal capacity, and an invalid date will halt the application process immediately.

This validation cross-references the selected employment status (e.g., 'Ohne Beschäftigung' or 'einkommenslos') with the income section. If an applicant is marked as having no income ('einkommenslos'), their net income fields should be zero or empty. This check ensures logical consistency in the financial data, which is vital for an accurate assessment of the applicant's financial situation and repayment ability.

This check validates that if the applicant or co-applicant answers 'ja' (yes) to the question about past legal proceedings (Mahnverfahren, Zwangsvollstreckungen, etc.), the corresponding explanation text field must be filled out. This information is critical for the bank's risk assessment. Answering 'yes' without providing an explanation leaves a critical information gap and will cause the application to be flagged as incomplete.