Yes! You can use AI to fill out Moving Funds to an Employer-Sponsored Retirement Plan at TIAA
This form, officially titled "Moving Funds to an Employer-Sponsored Retirement Plan at TIAA," authorizes TIAA to initiate a rollover or direct transfer of your retirement assets from another financial institution. It is essential for consolidating your retirement savings into a TIAA employer-sponsored plan, such as a 401(k), 403(b), or 457(b). Today, this form can be filled out quickly and accurately using AI-powered services like Instafill.ai, which can also convert non-fillable PDF versions into interactive fillable forms.
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Form specifications
| Form name: | Moving Funds to an Employer-Sponsored Retirement Plan at TIAA |
| Number of pages: | 1 |
| Language: | English |
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Are you looking to fill out a F10462 form online quickly and accurately? Instafill.ai offers the #1 AI-powered PDF filling software of 2026, allowing you to complete your F10462 form in just 37 seconds or less.
Follow these steps to fill out your F10462 form online using Instafill.ai:
- 1 Navigate to Instafill.ai and upload the TIAA Form F10462 or select it from their template library.
- 2 Use the AI assistant to automatically fill in your personal information, such as your name, Social Security Number, and contact details in Section 1.
- 3 In Section 2, specify whether you are requesting a Rollover or a Direct Transfer/Contract Exchange.
- 4 Provide details about the financial institution and the specific account you are moving from in Section 3, including liquidation instructions.
- 5 In Sections 5 and 6, instruct TIAA on where to apply the funds and how to allocate them among your investment options.
- 6 Carefully review all entered information, then provide your digital signature and the date in Section 7 to authorize the transaction.
- 7 Download the completed form, attach a copy of your most recent account statement, and submit it to TIAA via mail or overnight delivery as instructed.
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Frequently Asked Questions About Form F10462
This form is used to authorize the movement of funds from another financial institution into your employer-sponsored retirement plan at TIAA. It covers rollovers, direct transfers, and contract exchanges.
You should use this form if you want to consolidate retirement funds from a previous employer's plan or another provider into your current employer-sponsored plan with TIAA. Do not use this form for IRA rollovers.
No, this form is specifically for employer-sponsored plans like a 401(k) or 403(b). To roll over funds to an IRA, you must use the 'TIAA Investment Solutions IRA Transfer or Rollover Authorization Form (F10463)' instead.
You must attach a complete copy of your most recent statement for the account you are moving to TIAA. Your request cannot be processed without this statement.
The entire process can take up to six weeks. The timing largely depends on how quickly your current financial institution responds to TIAA's request for the funds.
A rollover (Option 1) is typically for moving funds between different employers' plans and often requires a qualifying event like leaving a job. A direct transfer or contract exchange (Option 2) moves funds between providers within your current employer's plan.
Your current financial institution may require a Medallion Signature Guarantee to authorize the transfer. You should contact them directly to confirm if this is necessary before submitting the form.
Possibly. Section 9 is for employer authorization, which may be required for your transaction. Contact your employer or a TIAA representative to determine if your employer's signature is needed.
Yes, Roth 401(k) or 403(b) funds can only be moved to another plan that accepts Roth funds or to a Roth IRA. Your current provider must send TIAA specific information about your Roth contributions, otherwise the funds will be returned.
If you do not provide allocation instructions, TIAA will allocate the transferred funds to the default investment option specified by your employer’s plan. You can change this allocation at any time after the transfer is complete.
You can mail the form and your statement to TIAA, P.O. Box 1268, Charlotte, NC 28201-1268. For overnight delivery, use the address: TIAA, 8500 Andrew Carnegie Blvd., Charlotte, NC 28262.
Yes, services like Instafill.ai use AI to accurately auto-fill form fields, which can save you time and help prevent errors. This is especially helpful for forms that require detailed personal and financial information.
You can use a service like Instafill.ai to fill out the form online. Simply upload the PDF, and the AI will identify the fields, allowing you to type your information directly into the form and then download the completed document.
If you have a non-fillable or 'flat' PDF, you can use a tool like Instafill.ai to make it interactive. Upload the form, and the service will automatically convert it into a fillable format so you can easily complete it on your computer.
Compliance F10462
Validation Checks by Instafill.ai
1
Validates Social Security Number Format and Presence
This check ensures that the Social Security Number/Taxpayer Identification Number field is not empty and follows the 9-digit format (XXXXXXXXX or XXX-XX-XXXX). This number is critical for identity verification, tax reporting, and preventing fraud. If the number is missing or invalid, the form submission will be rejected as the request cannot be processed without correct taxpayer identification.
2
Ensures Fund Allocation Percentages Sum to 100%
If the user chooses to specify a new allocation (Section 6, Option B), this validation confirms that the sum of all percentages entered in the 'Percent Allocation' fields equals exactly 100%. This is crucial to ensure the entire transferred amount is invested according to the client's wishes, preventing unallocated funds or processing errors. A failure would prompt the user to correct the percentages before submission.
3
Conditional Requirement for Contribution Source
This check verifies that the 'ContributionsMadeBy' field (You, Employer, or Both) in Section 3 is completed if the user selected 'OPTION 2: Direct Transfer/Contract Exchange' in Section 2. This information is required by TIAA to correctly process direct transfers and understand the nature of the funds. If Option 2 is selected and this field is empty, the form will be considered incomplete.
4
Validates Signature and Date for Authorization
This check confirms that the user has provided a signature and a valid date in the 'Your Signature' and 'Today’s Date' fields in Section 7. The signature is a legal authorization for the transaction, and the date must be a valid, non-future date in MM/DD/YYYY format. Without a valid signature and date, the authorization is void, and TIAA cannot act on the request.
5
Verifies Attachment of Most Recent Account Statement
This validation ensures that a file has been uploaded corresponding to the required 'most recent statement for the account(s) you are transferring'. The form explicitly states the request cannot be processed without this document, as it's needed to verify account details with the other financial institution. A missing attachment would halt the process and require the user to upload the document.
6
Enforces Mutually Exclusive Fund Application Choice
This check ensures the user correctly completes Section 5 by providing either existing TIAA/CREF contract numbers (Option 1) or selecting a new account type (Option 2), but not both. This prevents ambiguity about where the incoming funds should be deposited. If the logic is violated (e.g., both are filled, or neither is filled), the user will be prompted to clarify their intent.
7
Validates Governmental 457(b) Conditional Logic
This check enforces the chain of questions related to Governmental 457(b) plans in Section 3. If the user answers 'Yes' to transferring from one 457(b) to another, they must answer the subsequent questions about previous rollovers. This information is critical for tax purposes, as it determines if funds are subject to a 10% early withdrawal penalty. An incomplete chain will block submission until all required dependent questions are answered.
8
Ensures Specificity for Partial Liquidation Instructions
When a user selects partial liquidation (Section 3A, Option 2), this validation ensures that for any given fund, only one of the following is specified: 'Number of Shares', 'Percent', or 'Dollar Amount'. Providing multiple instruction types for a single fund creates a conflict that cannot be resolved. The check prevents submission of ambiguous instructions, forcing the user to choose a single, clear liquidation method per fund.
9
Requires Selection of Transaction Type
This check verifies that a choice has been made in Section 2 between 'OPTION 1: Rollover' and 'OPTION 2: Direct Transfer/Contract Exchange/Plan–to–Plan Transfer'. Although the form states a default processing order, requiring an explicit selection ensures the user's intent is captured accurately from the start. This reduces the risk of processing the transaction under incorrect assumptions, which can have significant financial and tax implications.
10
Validates Source Financial Institution's Full Address
This check ensures that the Financial Institution's Name, Address, City, State, and Zip Code fields in Section 3 are all completed. This complete address is essential for TIAA to formally contact the other institution and request the transfer of assets. Incomplete or missing information would cause significant delays or failure of the entire transfer process.
11
Verifies Roth Plan Type Selection for Roth Contributions
If the user indicates that the funds being transferred include a Roth contribution, this check validates that a specific Roth plan type ('Roth 403(b)(1/7)', 'Roth 401(k)', or 'Public 457(b) Roth') has been selected. This information is mandatory for correct tax tracking and to ensure the funds are moved into a compliant destination account. Failure to provide this detail could result in the Roth portion of the transfer being rejected and returned.
12
Enforces Mutually Exclusive Liquidation Sections
This validation ensures that the user provides details for either 'A. LIQUIDATION INSTRUCTIONS FOR INVESTMENT ACCOUNTS' or 'B. LIQUIDATION INSTRUCTIONS FOR CERTIFICATES OF DEPOSIT (CDs)', but not both. Since a single form is for a single account, the account cannot be both an investment account and a CD simultaneously. This check prevents conflicting and illogical data entry, ensuring the form pertains to only one account type.
Common Mistakes in Completing F10462
The form explicitly states multiple times that a complete copy of the most recent statement from the financial institution you are moving funds from is required. People often forget this crucial document in their haste to complete the paperwork. Without this statement, TIAA cannot verify the account details and will not even begin the transfer process, leading to immediate rejection of the request and significant delays.
A missing, undated, or improper signature is a primary cause for form rejection. Specifically, this form states that non-TIAA digital signatures, such as those made with Adobe Acrobat, are not accepted. Users who sign digitally using a standard PDF editor will have their form rejected, forcing them to restart the process. Always sign with wet ink or use TIAA's specific digital signing tool as instructed.
Users often overlook Section 8, assuming it doesn't apply to them, or they confuse a Medallion Guarantee with a simple notary stamp. The form puts the responsibility on the user to confirm with their current institution if this guarantee is needed. Submitting the form without a required Medallion Guarantee will cause the originating institution to reject the transfer request, halting the process until the form is correctly re-submitted with the proper guarantee.
Similar to the Medallion Guarantee, users must proactively determine if their employer's authorization is needed for the transfer (Section 9). Many assume it's not required and submit the form without it, only to have it rejected by TIAA or their plan administrator. This mistake can cause weeks of delay as the user must then track down the appropriate plan representative for a signature and resubmit the entire package.
The form offers complex options like Rollover, Direct Transfer, and Contract Exchange, each with different eligibility rules and tax implications. A user might not understand the distinction and select the wrong option for their situation (e.g., requesting a Direct Transfer when they are only eligible for a Rollover). This leads to processing delays while TIAA clarifies the intent or rejection if the requested action is not permissible under plan rules.
In Section 6, when specifying a custom allocation, it's easy to make a mathematical error where the percentages do not add up to exactly 100%. The form states that if the allocation is invalid, the entire amount will be placed in the plan's default investment option. This can result in funds being invested in a way the user did not intend, potentially misaligning with their financial goals and risk tolerance.
In Section 3, users must provide the full name, address, and contact information for the institution they are transferring funds from. Mistakes like using a generic corporate address instead of the specific processing center, or omitting a required fax number, can prevent TIAA from being able to contact the other party. This directly delays the transfer, as TIAA must wait for the user to provide corrected information.
In Section 3, a user might mistakenly check 'Liquidate my entire account' while also filling out the table for a partial liquidation, creating a contradiction. This ambiguity forces TIAA to halt the process and contact the user for clarification, delaying the transaction. To avoid this, carefully choose only one liquidation option and ensure any partial amounts are clearly specified.
The form's header and instructions clearly state it is for moving funds to an *employer-sponsored* plan and that a different form (F10463) must be used for IRA rollovers. Despite this, individuals looking to roll funds into a TIAA IRA may mistakenly complete this form. This results in an automatic rejection and lost time, as they will be instructed to start over with the correct IRA-specific form.
A simple typographical error in the Social Security Number (SSN) in Section 1 is a critical failure that will prevent the form from being processed. An incorrect SSN will cause a mismatch with account records at both the sending and receiving institutions, leading to an immediate halt for security and identity verification reasons. AI-powered form-filling tools like Instafill.ai can help prevent this by validating number formats and auto-filling from a secure profile, reducing the risk of manual data entry errors.
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