Yes! You can use AI to fill out TIAA 1035 Exchange Authorization to Alternate Investment Company Transfer Payout Annuity for ATRA
Form F10926, the TIAA 1035 Exchange Authorization, is used by an annuity holder to authorize the transfer of their TIAA Traditional account balances to an alternate investment company. This process, known as a 1035 Exchange, is a tax-free transfer structured as 10 payments over 9 years. It is a critical document for individuals wishing to move their After-Tax Retirement Annuity (ATRA) funds without incurring immediate tax liabilities. Today, this form can be filled out quickly and accurately using AI-powered services like Instafill.ai, which can also convert non-fillable PDF versions into interactive fillable forms.
Our AI automatically handles information lookup, data retrieval, formatting, and form filling.
It takes less than a minute to fill out F10926 using our AI form filling.
Securely upload your data. Information is encrypted in transit and deleted immediately after the form is filled out.
Form specifications
| Form name: | TIAA 1035 Exchange Authorization to Alternate Investment Company Transfer Payout Annuity for ATRA |
| Number of pages: | 1 |
| Language: | English |
| Categories: | investment forms, authorization forms |
Instafill Demo: How to fill out PDF forms in seconds with AI
How to Fill Out F10926 Online for Free in 2026
Are you looking to fill out a F10926 form online quickly and accurately? Instafill.ai offers the #1 AI-powered PDF filling software of 2026, allowing you to complete your F10926 form in just 37 seconds or less.
Follow these steps to fill out your F10926 form online using Instafill.ai:
- 1 Navigate to Instafill.ai and upload or select the TIAA Form F10926.
- 2 Provide your personal details in Section 1, including your name, Social Security Number, and contact information.
- 3 Enter your TIAA contract, plan, and sub-plan numbers in Section 2.
- 4 Specify the month and year you want your annual transfers to begin in Section 3.
- 5 Complete Section 4 regarding any TIAA Real Estate Account funds and provide the new insurance company's information in Section 5.
- 6 Carefully review all entered information, then electronically sign and date the authorization in Section 6.
- 7 Download the completed form to submit to TIAA along with the required 1035 Exchange form from the receiving company.
Our AI-powered system ensures each field is filled out correctly, reducing errors and saving you time.
Why Choose Instafill.ai for Your Fillable F10926 Form?
Speed
Complete your F10926 in as little as 37 seconds.
Up-to-Date
Always use the latest 2026 F10926 form version.
Cost-effective
No need to hire expensive lawyers.
Accuracy
Our AI performs 10 compliance checks to ensure your form is error-free.
Security
Your personal information is protected with bank-level encryption.
Frequently Asked Questions About Form F10926
This form authorizes TIAA to transfer funds from your After-Tax Retirement Annuity (ATRA) to an alternate investment company. The transfer is structured as a Transfer Payout Annuity (TPA), which disburses the funds in 10 payments over 9 years.
You need to fill out this form if you want to move your entire TIAA Traditional account balance to another insurance company using a tax-free 1035 Exchange.
A TPA is an option for transferring your TIAA Traditional funds to another company. Because the TIAA portfolio holds long-term investments, the transfer is made in 10 annual payments over a 9-year period.
You must include the 1035 Exchange form provided by the other insurance company that will be receiving the funds. If you are not a U.S. citizen and reside outside the U.S., you must also submit a completed Form W-8BEN.
You must move your TIAA Real Estate Account funds before this transfer can be processed. The form provides options to transfer these funds to TIAA Traditional or the other insurance company, or you can arrange a separate withdrawal.
Your Plan and Sub Plan numbers should have been provided when you requested the form. If you don't have them, you can find this information on your quarterly TIAA statement.
No, once your Transfer Payout Annuity contract is issued, it cannot be revoked or changed. It is important to be certain of your decision before submitting the final paperwork.
You must sign your full legal name using black or dark blue ink, or use TIAA's approved digital signing experience. Please note that signatures created with other programs, like Adobe Acrobat, are not accepted.
The fastest methods are uploading the document via the TIAA mobile app or on the TIAA.org website. You may also fax or mail the form, but these options will take more time to process.
This transfer is intended to be a tax-free exchange under Internal Revenue Code Section 1035. However, the transaction is still reportable to the IRS.
Yes, services like Instafill.ai use AI to accurately auto-fill form fields with your information, which can save you time and help you avoid errors.
You can use a service like Instafill.ai to complete the form digitally. Simply upload the PDF, and the tool will make the fields interactive so you can type your information and sign electronically.
If you have a non-fillable or 'flat' PDF, you can use a service like Instafill.ai to convert it into an interactive, fillable form. This allows you to easily complete it on your computer without needing to print it.
In Section 3, you will specify the month and year for your transfers to start. The first payment is made when your TPA contract is issued, with subsequent payments occurring annually on the first business day of your chosen month.
Compliance F10926
Validation Checks by Instafill.ai
1
SSN/TIN Format and Completeness
This check verifies that the Social Security Number/Taxpayer Identification Number field is not empty and is formatted as a valid 9-digit number. A full and correct SSN/TIN is required by the IRS for tax reporting on financial transfers like a 1035 exchange. If the number is missing or invalid, the form cannot be processed, and the transfer will be rejected pending correction.
2
Signature Presence and Date
Validates that the 'Your Signature' field has been signed and the 'Today’s Date' field is completed. The signature legally authorizes TIAA to perform the transfer and partial surrender of the contract, making it a critical requirement. A missing signature or date renders the entire authorization invalid, and the form will be returned to the user for completion.
3
Signature Date Logical Consistency
Ensures the 'Today’s Date' field is a valid date in MM/DD/YYYY format and is not a future date. This date establishes when the authorization was legally executed. A post-dated or invalidly formatted date can create legal and processing ambiguities, causing the transaction to be placed on hold until a valid date is provided.
4
Transfer Start Date Validity
This check ensures the 'annual transfers to begin on' date in Section 3 is provided in a valid MM/YYYY format and represents a future or current month. Transfers cannot be scheduled for a past date. An invalid or past date will halt the setup of the Transfer Payout Annuity, requiring the user to provide a valid future start date.
5
Foreign Status Documentation (W-8BEN)
This validation checks if the 'Citizenship' field is a value other than 'U.S.'. If the user is not a U.S. citizen, the system must confirm that a completed Form W-8BEN has also been submitted to certify foreign tax status. Failure to provide the required W-8BEN form will prevent processing due to non-compliance with federal tax regulations for foreign persons.
6
Contract and Plan Number Completeness
Verifies that the TIAA Number, Plan Number, and Sub Plan Number fields in Section 2 are all filled in. These numbers are essential for uniquely identifying the specific contract and plan from which funds are being transferred. If any of these numbers are missing, TIAA cannot locate the correct account, and the request will be rejected as incomplete.
7
Contract Ownership Verification
This is a backend check that cross-references the provided TIAA contract and plan numbers against the user's SSN/TIN to confirm ownership. This is a crucial fraud prevention measure to ensure the person requesting the transfer is the legitimate owner of the assets. A mismatch will immediately flag the transaction for review and halt all processing.
8
Real Estate Fund Option Selection Logic
If the user's account is identified as having a balance in the TIAA Real Estate Account, this check ensures that exactly one of the options (A, B, or C) in Section 4 is selected. This choice is mandatory to provide clear instructions on how to handle the Real Estate funds before the TPA can be issued. If the condition is met but no selection is made, the form is considered incomplete.
9
Receiving Insurance Company Information Completeness
This validation ensures all fields in Section 5, including the receiving company's name, full address, phone number, and account number, are completed. This information is critical for TIAA to know where to send the funds and to coordinate the 1035 exchange. Missing information will result in an inability to execute the transfer, causing delays until all details are provided.
10
Receiving Company ZIP Code Format
Validates that the ZIP Code provided for the alternate insurance company in Section 5 is in a valid 5-digit or 9-digit (ZIP+4) format. A correct ZIP code is essential for accurate mail delivery of checks and correspondence related to the transfer. An invalid format could lead to processing delays or misdirected funds.
11
External 1035 Exchange Form Presence
This check verifies that the other insurance company's 1035 Exchange form (sometimes called a Letter of Acceptance) has been submitted along with this TIAA authorization. This form is a required component of the transaction, as it confirms the other company's willingness to accept the funds. Without it, TIAA cannot complete its side of the tax-free exchange, and the entire process will be put on hold.
12
Personal Information Completeness
Ensures that the user's First Name, Last Name, and State of Legal Residence fields in Section 1 are not blank. This basic identifying information is necessary for record-keeping, identity verification, and determining state-specific regulations that may apply. Incomplete personal information will cause the form to be rejected.
13
Contact Telephone Number Format
This check validates that the 'Contact Telephone Number' in Section 1 is in a recognizable phone number format (e.g., 10 digits). A valid phone number is important so that TIAA can contact the user if there are any questions or issues with the transaction. An invalid number could delay processing if manual verification is needed.
Common Mistakes in Completing F10926
This form is an authorization for TIAA to release funds, but it does not stand alone. It must be submitted with the 1035 Exchange form or Letter of Acceptance from the company receiving the funds. Forgetting this companion document is the most common reason for rejection, as TIAA cannot legally or logistically initiate the transfer without the receiving institution's paperwork. Always obtain and complete all required forms from both companies before submitting your package.
The signature instructions explicitly state that non-TIAA digital signatures, such as those from Adobe Acrobat, are not accepted. Many people use these common tools out of habit, which leads to an automatic rejection of the form. To avoid this, you must sign using TIAA's specific online digital signing tool or print the form and sign it by hand with black or dark blue ink. This ensures the signature is legally binding and compliant with TIAA's security protocols.
Section 4 is conditional and often causes confusion. Individuals who have a TIAA Real Estate Account may skip it, while those who don't may fill it out unnecessarily, both of which are errors. Failing to make a selection when required halts the entire process, as TIAA cannot proceed without instructions on how to handle those specific funds. Carefully read the instructions to determine if this section applies to you and make the appropriate selection.
Section 2 requires the TIAA Number, Plan Number, and Sub Plan Number, which are essential for identifying the correct account to transfer. People often leave these fields blank or guess if they don't have a statement handy. This mistake leads to significant delays or the inability to process the request, as TIAA cannot locate the source account. Before filling out the form, locate a recent quarterly statement to ensure these numbers are entered accurately.
The form requires a full nine-digit Social Security Number (SSN) or Taxpayer Identification Number (TIN) for IRS reporting and identity verification. Applicants sometimes accidentally omit a digit or only provide the last four digits out of security concerns. An incomplete or incorrect number will cause the form to be immediately rejected, as it is a critical data point for any financial transaction. AI-powered tools like Instafill.ai can help prevent this by validating that the number entered has the correct number of digits.
A note in Section 1 specifies that individuals who claim residence and citizenship outside the U.S. must complete and attach Form W-8BEN. This is a crucial step for certifying foreign tax status but is easily overlooked. Failure to include this required tax form will halt the transaction until the proper documentation is received, delaying the transfer. Always review all notes and checkboxes carefully to identify additional requirements based on your personal circumstances.
The form requests dates in two different formats: 'mm/yyyy' for the transfer start date in Section 3 and 'mm/dd/yyyy' for the signature date in Section 6. Applicants often use the wrong format in one or both fields, which can cause data entry errors and processing delays. To avoid this, pay close attention to the specific format requested for each date field. Using a tool like Instafill.ai can help by automatically formatting dates correctly based on the field's requirements.
The form instructs users to print clearly using black or dark blue ink, but people sometimes use a pencil, a light-colored pen, or have messy handwriting. If the form is scanned or faxed, illegible text can become unreadable, leading to rejection or incorrect data entry for critical fields like account numbers. Always use a high-contrast ink and write clearly, or better yet, use a digital tool to fill the form. If the form is a non-fillable PDF, a service like Instafill.ai can convert it into a fillable version to ensure perfect legibility.
This form authorizes a transfer that occurs in 10 installments over a 9-year period, not a single lump-sum transfer. An applicant might sign this form expecting all their money to move at once, leading to significant confusion and frustration when only the first of ten payments is transferred. It is critical to read the introductory text that explains this unique payout structure to ensure it aligns with your financial goals before authorizing the transaction.
Section 5 requires the full name, address, and account number for the alternate investment company that will receive the funds. Leaving any of this information blank or providing an incorrect account number will cause the transfer to fail. TIAA cannot send funds to an incomplete address or an invalid account. Before submitting, double-check all details with the receiving company to ensure they are 100% accurate.
Saved over 80 hours a year
“I was never sure if my IRS forms like W-9 were filled correctly. Now, I can complete the forms accurately without any external help.”
Kevin Martin Green
Your data stays secure with advanced protection from Instafill and our subprocessors
Robust compliance program
Transparent business model
You’re not the product. You always know where your data is and what it is processed for.
ISO 27001, HIPAA, and GDPR
Our subprocesses adhere to multiple compliance standards, including but not limited to ISO 27001, HIPAA, and GDPR.
Security & privacy by design
We consider security and privacy from the initial design phase of any new service or functionality. It’s not an afterthought, it’s built-in, including support for two-factor authentication (2FA) to further protect your account.
Fill out F10926 with Instafill.ai
Worried about filling PDFs wrong? Instafill securely fills tiaa-1035-exchange-authorization-to-alternate-investment-company-transfer-payout-annuity-for-atra forms, ensuring each field is accurate.
