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Debt recovery forms are legal and court documents used by judgment creditors to enforce repayment of money owed following a court judgment or order. They provide a formal, legally recognised mechanism to recover debts without relying on the debtor to pay voluntarily. In the UK, these forms are part of the civil enforcement process and must be submitted to the appropriate court.

A Third Party Debt Order is a court order that requires a third party — most commonly a bank or building society — to pay money it holds on behalf of a judgment debtor directly to the judgment creditor. You would need one if you have already obtained a court judgment against a debtor but have not received payment, and you have reason to believe the debtor holds funds with a third party. Form N349 is the official UK form used to apply for this type of order.

Only a judgment creditor — someone who has already been awarded a court judgment or order in their favour — can apply for a Third Party Debt Order. The applicant must be owed an outstanding sum under that judgment and must be able to identify a third party, such as a bank, that holds funds belonging to the debtor. This form is not available to individuals who have not yet obtained a court judgment.

While it is advisable to seek legal advice for complex civil enforcement matters, individuals can complete and submit debt recovery forms like Form N349 themselves. The form requires accurate details about the judgment, the debtor, and the third party, and must be verified with a Statement of Truth. If you are unsure about any aspect of the process, consulting a solicitor or legal adviser is recommended.

Completed Form N349 applications are generally submitted to the court that issued the original judgment or order, or to the County Court Money Claims Centre, depending on your circumstances. It is important to check the specific submission requirements with the relevant court, as procedures can vary. The court will then review the application and, if appropriate, make an interim order before a final hearing.

Before completing Form N349, you should have the details of the original court judgment (including the case number and judgment amount), the full name and address of the judgment debtor, information about the third party and the account they hold on the debtor's behalf, and details of any other interested parties. You will also need to confirm the outstanding balance remaining on the debt. Having all this information prepared in advance will make the process significantly faster.

Yes — AI-powered tools like Instafill.ai can fill out forms such as Form N349 in under 30 seconds by accurately extracting and placing data from your source documents into the correct fields. This reduces the risk of manual errors and speeds up what can otherwise be a time-consuming process. Instafill.ai can also convert non-fillable PDF versions of court forms into interactive, fillable documents.

Using AI-powered services like Instafill.ai, debt recovery forms can be completed in under 30 seconds once your source information is ready. Traditional manual completion can take considerably longer, particularly if the PDF is not natively fillable. Online tools that support these forms help ensure accuracy and completeness before submission to the court.

Yes, Form N349 is an official UK court form issued under Crown copyright and is specifically designed for use within the civil court system in England and Wales. If you are seeking to recover a debt in Scotland or Northern Ireland, different legal procedures and forms will apply. Always confirm jurisdiction before selecting the appropriate enforcement tool.

Once the court receives a completed Form N349 application, it will typically make an interim Third Party Debt Order, which temporarily freezes the funds held by the third party. A hearing date is then set to determine whether a final order should be made. If the court grants the final order, the third party is directed to pay the specified amount directly to the judgment creditor.

Yes, there is generally a court fee payable when submitting an application for a Third Party Debt Order, though the exact amount can vary and may change over time. You should check the current fee schedule on the HM Courts & Tribunals Service website or contact your local court for up-to-date information. In some cases, court fees may be recoverable from the debtor if the order is granted.

A Statement of Truth is a declaration signed by the applicant (or their legal representative) confirming that the information provided in the form is true to the best of their knowledge and belief. It is a legal requirement on forms like Form N349 because it holds the applicant accountable for the accuracy of the information submitted to the court. Providing false information in a Statement of Truth can have serious legal consequences.