Form SSA-44, Medicare Income-Related Monthly Adjustment Amount - Life-Changing Event Completed Form Examples and Samples

Explore practical examples and samples of Form SSA-44, Medicare Income-Related Monthly Adjustment Amount - Life-Changing Event. Learn how to accurately fill out your SSA-44 form to request a reduction in your Medicare IRMAA due to life-changing events.
Completed Form SSA-44 for Medicare IRMAA reduction

Source document used: Personal Request Email

Dear Social Security Administration, I am writing to formally request a reduction in my Medicare Part B and prescription drug coverage premiums due to a significant life-changing event. My name is Elena R. Vance, and my Social Security number is 422-77-5912. Last year, I experienced a complete work stoppage as I entered into retirement on January 15, 2025. Because my income has dropped significantly since then, I believe I qualify for an IRMAA adjustment. For the tax year 2025, my adjusted gross income was $145,000, and I had $0 in tax-exempt interest. My filing status remains Married, Filing Jointly. Looking ahead to 2026, I anticipate my adjusted gross income will decrease further to $120,000 with $0 in tax-exempt interest, and I expect to file as Married, Filing Jointly once again. Please let me know if you need additional documentation beyond the retirement letter I have attached. You can reach me by phone at (813) 555-0129. My current residence is at 882 Pine Terrace, Apt 4B, Tampa, FL 33602. Thank you for your time and assistance in processing this adjustment to my monthly premiums.