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Form FO-3323, Brokers Price Opinion Report, CalVet Repossessed Property, page 1
Very Complex · 86/100Form Complexity Index

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What this form asks for

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Form FO-3323, the Brokers Price Opinion Report for CalVet Repossessed Property, is a comprehensive document used by real estate professionals to assess the market value, condition, and marketability of a property owned by the California Department of Veterans Affairs. It requires detailed information on the property, neighborhood data, comparable sales, and estimated repair costs to help CalVet determine a strategic listing price. Today, this form can be filled out quickly and accurately using AI-powered services like Instafill.ai, which can also convert non-fillable PDF versions into interactive fillable forms.
Fillable fields382
Pages9
Sections96
Tables and lists4
Questions that depend on earlier answers37
Form Complexity IndexVery Complex, 86/100

The AI checks your answers before you download

15 checks built for this form, so a wrong date or a missing answer is caught before anyone else sees it.

Date Completed is a Valid Past Date

This check ensures the 'Date Completed' in Section 1 is a validly formatted date and is not a future date. This is important for confirming that the possession tasks were completed historically. If the date is invalid or in the future, the form submission should be rejected as it indicates a data entry error or an impossible scenario.

Utility Billing Consistency Check

This validation verifies that if 'Utilities are turned on' is selected in Section 1, then a selection must be made for who the utilities were put in the name of ('CalVet’s' or 'Real Estate Company’s'). This ensures complete information is captured for active utility accounts, which is critical for billing and liability. A failure would prompt the user to complete the required information before proceeding.

Conditional Rural Description Requirement

This check ensures that the 'If rural, give brief description' field in Section 2 is populated if, and only if, the 'Rural' property type checkbox is selected. This prevents unnecessary data entry for non-rural properties and ensures essential context is provided for rural ones. If 'Rural' is checked and the description is empty, the submission will be flagged as incomplete.

Neighborhood Value Range Logic

This validation confirms that the 'Maximum Neighborhood Property Value' entered in Section 2 is greater than or equal to the 'Minimum Neighborhood Property Value'. This is a logical check to prevent data entry errors that would make the value range nonsensical. An error would require the user to correct the values to reflect a valid range.

Property Condition and Repair Section Link

This check creates a logical link between Section 3 and Section 8. If the 'Overall property condition' in Section 3 is marked as 'Fair' or 'Poor', this validation ensures that Section 8 ('Subject Property Damage and Repairs') contains at least one item with an estimated cost. This is crucial for justifying the condition rating and ensuring repair costs are considered in the valuation.

Comparable Sale Date Recency

This validation checks that the 'COE Date' (Close of Escrow) for each comparable sale in Section 5 is within the last 12 months of the report's 'Date Signed' (Section 7). This enforces the form's instructions to use recent sales data, ensuring the market analysis is timely and relevant. Sales older than 12 months would be flagged as potentially stale.

And 9 more checks
  • Past Listing Information Conditional Requirement
  • Market Value Range Coherency
  • Repair Cost Cross-Section Summation
  • Repaired vs. As-Is Value Logic
  • Agent Contact Information Completeness
  • Total Repair Cost Calculation Accuracy
  • Estimate Authority Selection
  • Comparable Data Completeness
  • Agent Email Format Validation

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How to Fill Out FO-3323 Online for Free in 2026

What the AI walks you through.

  1. Navigate to Instafill.ai and upload or select the FO-3323 Brokers Price Opinion Report.
  2. Use the AI assistant to populate initial details such as property address, agent information, and possession confirmation items in Section 1 and Section 7.
  3. Complete Section 2 and 3 by providing detailed neighborhood data, property type, condition, and utility information.
  4. Enter marketability factors in Section 4 and detailed information on comparable closed sales and current listings in Section 5.
  5. Formulate and input your market value conclusions, suggested list price, and repair estimates in Section 6.
  6. Itemize all property damage and provide estimated repair costs in Section 8, and attach a floor plan sketch as required in Section 9.
  7. Carefully review all sections for accuracy and completeness before electronically signing and submitting the report to CalVet.

Common Mistakes in Completing FO-3323

The ones the AI is built to catch.

Incomplete or Inconsistent Comparable Data
Agents often rush and use outdated comparables (older than the specified 6-12 months) or incorrectly transcribe data like sale price, Days on Market (DOM), or Gross Living Area (GLA) from the MLS into Section 5. This leads to a flawed analysis and an inaccurate market value conclusion, potentially causing the property to be mispriced. To avoid this, double-check all data points against the source MLS printouts and ensure all comparables meet the age requirements. AI-powered tools like Instafill.ai can help by validating dates and cross-referencing data to prevent transcription errors.
Neglecting Required Justification Comments
Sections 5 and 6 require written comments justifying adjustments between the subject and comparable properties, and explaining which comps are most relevant. Agents frequently leave these narrative fields blank, assuming the data speaks for itself. This omission makes the valuation difficult to defend and can lead to the BPO being rejected for lack of supporting analysis. Always provide clear, concise explanations for significant value differences and your final conclusion. Since this form is a non-fillable PDF, a tool like Instafill.ai can convert it into a fillable version, making it easier to type detailed comments.
Mismatch Between Property Condition and Repair List
A common error is rating the property's overall condition as 'Good' or 'Average' in Section 3, but then listing extensive and costly repairs in Section 8. The form instructions explicitly state to list repairs only for items in 'fair' or 'poor' condition. This contradiction undermines the agent's credibility and suggests a careless inspection, which can trigger a request for a second opinion and delay the process. Ensure the condition rating in Section 3 is consistent with the itemized repair list in Section 8.
Omitting HOA or Special Assessment Details
In Section 2, agents sometimes fail to research and provide complete information for HOA dues, property management contacts, or special assessments like Mello Roos. These financial obligations significantly impact a property's net value and appeal to buyers. Missing this information results in an incomplete financial picture and can lead to major issues during escrow. Always verify the existence and details of any such assessments and include all required information.
Failing to Indicate Utility Status and Responsibility
In Section 1, the form requires the agent to circle whether utilities are 'on / off' and in whose name they are for billing ('CalVet’s / Real Estate Company’s'). Forgetting to circle these options creates ambiguity about the property's status and financial liability. This can lead to billing disputes, delays in transferring services, or damage to the property if it's not properly secured. Carefully review Section 1 and circle the correct option for each item to ensure clarity.
Improperly Formatted Monetary and Numeric Values
Across the form, especially in the comparable properties grid (Section 5) and repair estimates (Section 8), users enter monetary values inconsistently (e.g., '$550,000' vs '550000'). This lack of standardization can cause data processing errors and requires manual cleanup. It is crucial to use a consistent format for all currency and numeric fields. Using an intelligent form-filling tool like Instafill.ai can automatically format these values correctly, ensuring consistency and preventing downstream data issues.
Leaving Checkboxes and Circled Options Blank
This form relies heavily on checkboxes (e.g., Property Type in Section 3) and circled options (e.g., Property Values in Section 4) to capture key data quickly. It's a frequent mistake to skip over these, leaving critical information ambiguous. An incomplete BPO with blank checkboxes will be returned for correction, delaying the entire process. Systematically go through each section and ensure every required checkbox or circled option is completed before submission.
Providing Vague or Unsubstantiated Market Analysis
Fields in Section 4, such as 'Economic/Employment conditions' or 'Neighborhood factors,' are often filled with generic, one-word answers like 'Stable' or 'Good.' This provides no real insight and weakens the entire report. A strong BPO requires specific, localized analysis that supports the final value. To avoid this, provide brief but descriptive details, such as 'Local tech sector expanding, leading to high buyer demand' instead of just 'Good'.
Missing Agent Signature or Date
Forgetting to physically sign and date the report in Section 7 is a simple but critical mistake that instantly invalidates the document. This often happens when agents are rushing to complete and send a multi-page PDF. An unsigned report will be immediately rejected by CalVet, halting the process and requiring the agent to resubmit the entire package. Always perform a final check for a signature and date before sending. Since this is a flat PDF, Instafill.ai can make it fillable and allow for an electronic signature to be easily placed and dated.
Forgetting to Attach Required Supporting Documents
The form explicitly states in Sections 5 and 7 to submit supporting documents like MLS printouts and photos for each comparable property. Agents sometimes forget to compile and attach these crucial files with their submission. Without this evidence, the data in the BPO cannot be verified, and the report will be considered incomplete and rejected. Create a checklist to ensure all required attachments, including the 'PAL agent Pre-Listing Package Checklist,' are included before submitting the report.

Frequently Asked Questions About FO-3323

 

Is it really free for 7 days?
Yes. You pay $0 today. Cancel before Oct 30 and you are never charged. Keep it, and it is $19.99 a month for 5 fills of your FO-3323.
Can I fill other forms too?
This plan is for your FO-3323: your own AI agent fills it as often as 5 times a month. To fill other forms and upload your own, choose a Professional plan from your account.
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From your account, in two clicks, any time. No email, no call.
How does the AI fill out FO-3323?
You answer a few questions in plain words, or upload a document you already have. The AI reads what you give it and puts each answer into the right field of FO-3323, on every page, in seconds. It checks the answers against the form's own rules, and you review and change anything before you download, print or sign.
What happens to my information?
It is encrypted in transit and at rest, and it is never used to train AI.
How complex is FO-3323 to fill out?
FO-3323 has a Form Complexity Index of 86 out of 100, in the very complex tier: 382 fillable fields across 9 pages. Instafill.ai's AI fills it in under a minute, with every field there for you to review before you download.
What is the purpose of the Brokers Price Opinion Report?
This report is used by CalVet to assess the condition, marketability, and estimated value of a repossessed property. It is completed by a real estate agent or broker to help determine a suitable listing strategy.
Who is responsible for filling out this form?
The assigned real estate agent or broker (referred to as the PAL agent) is responsible for completing and submitting this BPO report to CalVet.
What are my responsibilities regarding utilities as listed in Section 1?
You must contact all utility companies to have service taken out of the former occupant's name. You need to indicate whether utilities are on or off and in whose name they are for billing purposes.
What documents do I need to submit along with this report?
You must submit listing information (like MLS printouts) and photos for each comparable property used. You should also refer to the CalVet 'PAL agent Pre-Listing Package Checklist' for a complete list of required items.
What are the requirements for the comparable properties in Section 5?
You should use comparable sales that have closed within the last 6 months, but you may use sales up to 12 months old if necessary. You also need to include current listings and, if needed, expired listings from the past 6 months.
Who should provide the repair cost estimates in Section 8?
The real estate agent can provide a layman's estimate of repair costs. Alternatively, this section can be completed by a construction contractor or inspector, and you must note if their estimate constitutes a formal bid.
What is the difference between 'As-Is Market Value' and 'Fully Repaired Market Value' in Section 6?
The 'As-Is' value is the estimated price the property would sell for in its current condition. The 'Fully Repaired' value is the estimated price after all the repairs detailed in Section 8 have been completed.
What should I do if I can't find information for the HOA or Mobile Home Park in Section 2?
Provide as much information as you can locate. If specific details like a contact person or monthly dues are unavailable, make a note of your efforts and the lack of information in the 'Section 2 comments' area.
Is the floor plan sketch in Section 9 required?
Yes, Section 9 requires you to provide a floor plan sketch. This helps give CalVet a clear understanding of the property's layout and flow.
What should I do if the property has significant damage?
Thoroughly document all issues in Section 8, providing an itemized list and estimated cost for each repair. In Section 6, comment on how the damage and necessary repairs will affect the marketing time and final sale price.
Can I use AI tools to help me fill out this BPO report?
Yes, services like Instafill.ai use AI to auto-fill form fields accurately and save time. This can be particularly helpful for repetitive information across multiple sections and comparable properties.
How can I fill out this form online using Instafill.ai?
Simply upload the BPO report PDF to the Instafill.ai platform. Their service will convert it into a fillable format, allowing you to easily enter data, use AI-powered suggestions, and complete the report efficiently online.
The PDF version of this form I have is not fillable. What can I do?
You can use a service like Instafill.ai, which can convert flat, non-fillable PDFs into interactive forms. This allows you to type directly into the fields, save your progress, and easily complete the report.
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